Arthneeti

India Finsec Share Price & Earnings Call Analysis

₹249.90+1.15% today
Market cap
₹730 Cr
P/E
39.98
ROE
12.65%
PEG
0.56
Price to sales
6.87
Debt to equity
3.32
52W high / low
₹255 / ₹159
Sales growth (5Y)
36.71%
EBITDA margin
79.20%
Net profit margin
25.49%
Promoter holding
55.98%
Sales (last year)
₹106 Cr

Incorporated in 1994, India FinSec Ltd is in the business of loans and investments[1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does India Finsec rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
340%+Up 0–2%₹877 Cr29.8
440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Pro shows every company guiding 40%+ revenue growth →Full Finance ranking

Financials of India Finsec

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of India Finsec

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +13.6214.9415.8616.1916.7016.5518.0318.5318.0518.5820.1721.5924.41
Interest5.605.725.816.075.735.626.506.496.676.487.088.6810.96
Expenses +5.914.675.715.796.465.134.885.304.774.544.945.095.83
Financing Profit2.114.554.344.334.515.806.656.746.617.568.157.827.62
Financing Margin %15.49%30.46%27.36%26.74%27.01%35.05%36.88%36.37%36.62%40.69%40.41%36.22%31.22%
Other Income +0.900.000.210.190.040.550.050.070.100.120.28-0.111.04
Depreciation0.510.500.510.530.560.520.660.690.710.650.740.770.93
Profit before tax2.504.054.043.993.995.836.046.126.007.037.696.947.73
Tax %58.00%28.40%27.48%23.81%17.04%24.70%25.33%24.67%23.67%23.61%27.83%27.23%26.13%
Net Profit +1.052.902.933.033.314.394.514.614.575.365.545.055.72
EPS in Rs2.720.750.720.721.331.101.130.691.121.311.351.211.41
Gross NPA %
Net NPA %

Financials of India Finsec

Profit & Loss

Annual income statement trend

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +8971018182445647285
Interest100155617232533
Expenses +6757961221232020
Financing Profit12234768182631
Financing Margin %13%27%24%27%24%37%27%17%28%37%37%
Other Income +00000011001
Depreciation00001022233
Profit before tax12234656162429
Tax %31%29%26%23%31%23%25%28%24%24%26%
Net Profit +12223545121822
EPS in Rs0.240.690.760.730.711.442.061.233.064.035.27
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%

Financials of India Finsec

Balance Sheet

Capital structure and asset base

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital2525252525252525252929
Reserves1719202224283336438549
Borrowing000393751851701901980
Other Liabilities +20171320374845510
Total Liabilities444447939812318027930436379
Fixed Assets +0000231099130
CWIP00000000000
Investments2124411310078
Other Assets +42424489931091682692953501
Total Assets444447939812318027930436379

Financials of India Finsec

Cash Flows

Operating, investing and financing cash movement

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-110-0-41-3-5-42-90-15-29-121
Cash from Investing Activity +-1-0-0-3-1-8-1003-4
Cash from Financing Activity +1-0143-21440921335170
Net Cash Flow-1100-1-61-22-21045
Free Cash Flow-110-1-42-4-7-51-91-16-31-127
CFO/OP-45%418%13%-1,153%-12%-28%-332%-358%-28%-45%-189%

Financials of India Finsec

Ratios

Working capital efficiency and return ratios

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %1%4%4%4%4%7%9%5%12%13%16%
81out of 100

Momentum score · price trend

81 out of 100 — Strengthening

Over the past year its share price has done better than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months+45.3%84%
Last 6 months+19.3%75%
Last 3 months+15.2%86%
How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For India Finsec: 0.4 × 84 + 0.4 × 75 + 0.2 × 86 = 81.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 2 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

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