Indus Finance Share Price & Earnings Call Analysis

₹361.70+1.99% today
Market cap
₹335 Cr
P/E
110.15
ROE
10.47%
PEG
1.30
Price to sales
33.85
Debt to equity
0.68
52W high / low
₹402 / ₹40.2
Sales growth (5Y)
20.38%
EBITDA margin
60.06%
Net profit margin
27.08%
Promoter holding
74.79%
Sales (last year)
₹10 Cr

Incorporated in 1992, Indus Finance Corporation Ltd is engaged in the business of corporate financing, leasing, hire purchase and corporate advisory services.

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

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#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
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440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Financials of Indus Finance Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Indus Finance Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +-0.130.420.480.661.770.922.061.511.021.121.051.375.69
Interest0.100.100.190.270.310.310.430.550.510.470.470.391.54
Expenses +0.470.330.340.380.700.550.700.460.440.340.370.562.24
Financing Profit-0.70-0.01-0.050.010.760.060.930.500.070.310.210.421.91
Financing Margin %538.46%-2.38%-10.42%1.52%42.94%6.52%45.15%33.11%6.86%27.68%20.00%30.66%33.57%
Other Income +0.260.250.250.10-0.390.000.06-0.360.13-0.12-0.12-0.120.00
Depreciation0.030.010.010.010.010.010.010.010.010.010.010.010.01
Profit before tax-0.470.230.190.100.360.050.980.130.190.180.080.291.90
Tax %10.64%0.00%0.00%0.00%38.89%0.00%17.35%0.00%57.89%0.00%0.00%0.00%22.63%
Net Profit +-0.520.230.190.100.220.050.810.130.080.170.080.291.46
EPS in Rs-0.560.250.210.110.240.050.870.140.090.180.090.311.58
Gross NPA %
Net NPA %

Financials of Indus Finance Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +3.683.262.341.442.412.533.520.932.593.995.799.23
Interest2.582.090.660.030.020.300.960.380.400.871.802.88
Expenses +1.281.512.612.032.092.311.962.041.711.722.123.52
Financing Profit-0.18-0.34-0.93-0.620.30-0.080.60-1.490.481.401.872.83
Financing Margin %-4.89%-10.43%-39.74%-43.06%12.45%-3.16%17.05%-160.22%18.53%35.09%32.30%30.66%
Other Income +1.351.281.060.760.000.000.00-0.010.00-0.48-0.48-0.35
Depreciation0.010.020.020.020.020.020.010.010.030.030.030.05
Profit before tax1.160.920.110.120.28-0.100.59-1.510.450.891.362.43
Tax %34.48%29.35%45.45%33.33%32.14%30.00%15.25%123.84%11.11%15.73%20.59%17.70%
Net Profit +0.760.660.070.080.20-0.130.50-3.380.390.751.082.01
EPS in Rs0.820.710.080.090.22-0.140.54-3.650.420.811.172.17
Dividend Payout %48.74%56.12%0.00%0.00%0.00%0.00%0.00%0.00%0.00%37.04%42.87%27.64%

Financials of Indus Finance Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital9.269.269.269.269.269.269.269.269.269.269.269.26
Reserves7.027.377.347.426.033.443.8712.679.7514.7713.7913.71
Borrowing31.3716.0413.7113.4313.297.995.998.424.5714.0120.2711.07
Other Liabilities +0.640.670.110.100.260.040.142.000.880.890.290.46
Total Liabilities48.2933.3430.4230.2128.8420.7319.2632.3524.4638.9343.6134.50
Fixed Assets +0.180.150.130.120.030.030.030.150.110.190.150.11
CWIP0.000.000.000.000.000.000.000.000.000.000.000.00
Investments11.9811.9811.9811.8413.5812.1511.1218.6210.7214.039.341.96
Other Assets +36.1321.2118.3118.2515.238.558.1113.5813.6324.7134.1232.43
Total Assets48.2933.3430.4230.2128.8420.7319.2632.3524.4638.9343.6134.50

Financials of Indus Finance Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +1.4817.732.990.26-0.27-0.07-0.05-2.30-0.3411.119.86-2.54
Cash from Investing Activity +-0.010.18-0.110.130.24-0.02-0.010.34-3.04-1.95-4.36-9.96
Cash from Financing Activity +-1.55-17.94-2.89-0.28-0.140.100.032.053.32-9.05-5.5912.54
Net Cash Flow-0.08-0.03-0.010.11-0.170.01-0.030.09-0.060.12-0.090.04
Free Cash Flow1.4717.912.990.25-0.03-0.09-0.06-2.43-0.3411.229.86-2.53
CFO/OP62%1,014%-1,126%-51%-56%-32%-3%32%-39%489%269%-48%

Financials of Indus Finance Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4.68%4.01%0.42%0.48%1.25%-0.93%3.87%-19.22%1.91%5.39%6.20%10.47%

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