Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of KIFS Financial
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 9.30 | 7.92 | 8.10 | 13.63 | 16.99 | 8.39 | 8.73 | 5.40 | 6.60 | 9.81 | 7.05 | 7.15 | 11.98 |
| Interest | 5.25 | 5.84 | 5.52 | 11.41 | 12.41 | 6.03 | 6.31 | 2.84 | 6.04 | 7.27 | 4.04 | 3.88 | 8.18 |
| Expenses + | 0.45 | 0.16 | 0.15 | 0.19 | 0.72 | 0.19 | 0.12 | 0.15 | 0.18 | 0.21 | 0.17 | 0.17 | 1.03 |
| Financing Profit | 3.60 | 1.92 | 2.43 | 2.03 | 3.86 | 2.17 | 2.30 | 2.41 | 0.38 | 2.33 | 2.84 | 3.10 | 2.77 |
| Financing Margin % | 38.71% | 24.24% | 30.00% | 14.89% | 22.72% | 25.86% | 26.35% | 44.63% | 5.76% | 23.75% | 40.28% | 43.36% | 23.12% |
| Other Income + | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 4.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.13 | 0.09 | 0.09 | 0.09 | 0.25 | 0.12 | 0.12 | 0.12 | 0.12 | 0.08 | 0.01 | 0.01 | 0.18 |
| Profit before tax | 3.50 | 1.83 | 2.34 | 1.94 | 3.62 | 2.05 | 2.18 | 2.29 | 4.30 | 2.25 | 2.83 | 3.09 | 2.59 |
| Tax % | 27.43% | 25.14% | 24.36% | 24.74% | 30.39% | 26.83% | 24.77% | 23.14% | 26.98% | 25.33% | 25.09% | 25.24% | 27.80% |
| Net Profit + | 2.55 | 1.37 | 1.77 | 1.46 | 2.52 | 1.51 | 1.64 | 1.77 | 3.15 | 1.68 | 2.12 | 2.31 | 1.87 |
| EPS in Rs | 2.36 | 1.27 | 1.64 | 1.35 | 2.33 | 1.40 | 1.52 | 1.64 | 2.91 | 1.55 | 1.96 | 2.14 | 1.73 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of KIFS Financial
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 3.81 | 7.14 | 8.48 | 6.05 | 5.89 | 15.59 | 20.98 | 32.71 | 30.75 | 46.65 | 33.16 | 35.99 |
| Interest | 0.63 | 1.95 | 2.81 | 1.06 | 1.14 | 9.54 | 15.46 | 23.15 | 20.76 | 35.19 | 21.23 | 23.38 |
| Expenses + | 0.37 | 0.90 | 0.59 | 0.74 | 0.65 | 0.73 | 0.48 | 0.96 | 0.90 | 1.21 | 0.63 | 1.57 |
| Financing Profit | 2.81 | 4.29 | 5.08 | 4.25 | 4.10 | 5.32 | 5.04 | 8.60 | 9.09 | 10.25 | 11.30 | 11.04 |
| Financing Margin % | 73.75% | 60.08% | 59.91% | 70.25% | 69.61% | 34.12% | 24.02% | 26.29% | 29.56% | 21.97% | 34.08% | 30.68% |
| Other Income + | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.04 | 0.15 | 0.10 | 0.07 | 0.05 | 0.03 | 0.38 | 0.50 | 0.51 | 0.47 | 0.28 |
| Profit before tax | 2.81 | 4.25 | 4.94 | 4.15 | 4.04 | 5.27 | 5.07 | 8.22 | 8.59 | 9.74 | 10.83 | 10.76 |
| Tax % | 32.74% | 33.41% | 32.19% | 27.71% | 29.95% | 25.43% | 25.44% | 25.43% | 25.49% | 26.90% | 25.58% | 25.74% |
| Net Profit + | 1.88 | 2.83 | 3.35 | 3.00 | 2.82 | 3.94 | 3.79 | 6.13 | 6.40 | 7.12 | 8.07 | 7.99 |
| EPS in Rs | 1.74 | 2.62 | 3.10 | 2.77 | 2.61 | 3.64 | 3.50 | 5.67 | 5.92 | 6.58 | 7.46 | 7.39 |
| Dividend Payout % | 28.78% | 28.67% | 29.07% | 32.46% | 38.37% | 34.33% | 35.69% | 23.83% | 22.82% | 21.28% | 20.11% | 20.99% |
Financials of KIFS Financial
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 |
| Reserves | 10.52 | 12.37 | 14.56 | 16.38 | 19.21 | 21.84 | 24.28 | 29.05 | 33.99 | 39.64 | 46.19 | 52.56 |
| Borrowing | 23.87 | 67.29 | 24.68 | 16.08 | 68.31 | 170.00 | 158.81 | 253.08 | 264.49 | 244.94 | 332.05 | 381.83 |
| Other Liabilities + | 2.34 | 3.32 | 3.77 | 3.15 | 2.24 | 3.42 | 4.24 | 7.40 | 5.97 | 6.45 | 4.73 | 5.87 |
| Total Liabilities | 47.55 | 93.80 | 53.83 | 46.43 | 100.58 | 206.08 | 198.15 | 300.35 | 315.27 | 301.85 | 393.79 | 451.08 |
| Fixed Assets + | 0.00 | 0.47 | 0.32 | 0.22 | 0.15 | 0.11 | 0.00 | 1.61 | 1.11 | 1.49 | 1.03 | 1.83 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.70 | 11.78 | 8.04 |
| Other Assets + | 47.55 | 93.33 | 53.51 | 46.21 | 100.43 | 205.97 | 198.15 | 298.74 | 314.16 | 270.66 | 380.98 | 441.21 |
| Total Assets | 47.55 | 93.80 | 53.83 | 46.43 | 100.58 | 206.08 | 198.15 | 300.35 | 315.27 | 301.85 | 393.79 | 451.08 |
Financials of KIFS Financial
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 1.08 | 0.85 | 2.57 | 1.37 | 0.32 | 1.87 | 31.42 | -26.14 | -7.99 | 49.28 | 147.60 | -154.57 |
| Cash from Investing Activity + | 0.00 | -0.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | -1.99 | 0.00 | -30.59 | 17.92 | 2.59 |
| Cash from Financing Activity + | -0.65 | -0.98 | -1.17 | -1.17 | -1.17 | -1.30 | -1.35 | -1.35 | -1.46 | -1.46 | -1.51 | -1.62 |
| Net Cash Flow | 0.43 | -0.64 | 1.40 | 0.20 | -0.85 | 0.57 | 30.16 | -29.49 | -9.45 | 17.23 | 164.00 | -153.60 |
| Free Cash Flow | 1.08 | 0.34 | 2.57 | 1.37 | 0.32 | 1.87 | 31.51 | -28.13 | -7.99 | 48.39 | 165.52 | -155.72 |
| CFO/OP | 31% | 14% | 33% | 26% | 29% | 22% | 160% | -76% | -19% | 114% | 462% | -441% |
Financials of KIFS Financial
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.07% | 12.71% | 13.79% | 11.41% | 9.85% | 12.57% | 11.19% | 16.35% | 15.12% | 14.95% | 15.02% | 13.27% |
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