Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Optimus Finance
Quarter-by-quarter operating performance
| Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 23.91 | 25.17 | 21.49 | 25.00 | 26.13 | 37.26 | 39.69 | 36.05 | 37.29 | 45.23 | 39.81 | 46.11 | 43.73 |
| Interest | 0.48 | 0.29 | 0.32 | 0.48 | 0.47 | 0.81 | 0.58 | 0.87 | 0.84 | 0.86 | 0.92 | 0.97 | 0.96 |
| Expenses + | 22.34 | 21.49 | 19.53 | 22.92 | 22.43 | 36.71 | 36.28 | 32.51 | 33.30 | 42.24 | 35.96 | 42.42 | 40.41 |
| Financing Profit | 1.09 | 3.39 | 1.64 | 1.60 | 3.23 | -0.26 | 2.83 | 2.67 | 3.15 | 2.13 | 2.93 | 2.72 | 2.36 |
| Financing Margin % | 4.56% | 13.47% | 7.63% | 6.40% | 12.36% | -0.70% | 7.13% | 7.41% | 8.45% | 4.71% | 7.36% | 5.90% | 5.40% |
| Other Income + | 0.99 | -1.52 | 0.16 | 0.14 | 0.23 | 3.78 | 0.22 | 0.53 | 0.73 | 0.45 | 0.15 | 1.25 | 0.59 |
| Depreciation | 0.33 | 0.31 | 0.31 | 0.32 | 0.36 | 0.36 | 0.41 | 0.41 | 0.45 | 0.42 | 0.48 | 0.53 | 0.54 |
| Profit before tax | 1.75 | 1.56 | 1.49 | 1.42 | 3.10 | 3.16 | 2.64 | 2.79 | 3.43 | 2.16 | 2.60 | 3.44 | 2.41 |
| Tax % | -1.14% | 7.69% | 1.34% | 11.97% | 13.55% | 11.08% | 13.64% | 17.56% | 13.99% | 4.63% | 6.92% | 15.41% | 13.69% |
| Net Profit + | 1.78 | 1.44 | 1.46 | 1.25 | 2.68 | 2.82 | 2.29 | 2.30 | 2.96 | 2.07 | 2.43 | 2.91 | 2.09 |
| EPS in Rs | 0.20 | 0.13 | 0.13 | 0.10 | 0.23 | 0.24 | 0.20 | 0.19 | 0.24 | 0.16 | 0.19 | 0.23 | 0.17 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of Optimus Finance
Annual income statement trend
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 16 | 8 | 2 | 15 | 36 | 61 | 33 | 54 | 71 | 101 | 111 | 159 | 175 |
| Interest | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 4 |
| Expenses + | 16 | 8 | 3 | 13 | 34 | 56 | 28 | 47 | 64 | 91 | 102 | 144 | 161 |
| Financing Profit | -0 | -0 | -0 | 1 | 2 | 4 | 3 | 5 | 6 | 9 | 8 | 12 | 10 |
| Financing Margin % | -1% | -5% | -13% | 6% | 5% | 6% | 9% | 10% | 8% | 8% | 7% | 7% | 6% |
| Other Income + | 0 | -0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 3 | 1 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 2 |
| Profit before tax | -0 | -1 | -0 | 1 | 2 | 4 | 3 | 4 | 5 | 8 | 9 | 11 | 11 |
| Tax % | -10% | 23% | 19% | 17% | 10% | 11% | 13% | 11% | 9% | 8% | 10% | 13% | |
| Net Profit + | -0 | -1 | -0 | 1 | 2 | 2 | 3 | 4 | 5 | 7 | 8 | 10 | 10 |
| EPS in Rs | -0.09 | -0.31 | -0.10 | 0.14 | 0.18 | 0.29 | 0.29 | 0.36 | 0.47 | 0.61 | 0.70 | 0.78 | 0.75 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Optimus Finance
Capital structure and asset base
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 4 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 7 |
| Reserves | 0 | -1 | -1 | 4 | 6 | 8 | 10 | 11 | 14 | 23 | 31 | 50 | 54 |
| Borrowing | 5 | 1 | 1 | 4 | 6 | 8 | 8 | 8 | 8 | 6 | 15 | 23 | 26 |
| Other Liabilities + | 3 | 0 | 0 | 4 | 8 | 11 | 25 | 26 | 31 | 48 | 40 | 68 | 73 |
| Total Liabilities | 12 | 4 | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 85 | 94 | 148 | 161 |
| Fixed Assets + | 6 | 0 | 0 | 0 | 3 | 3 | 12 | 11 | 10 | 10 | 10 | 10 | 12 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 5 | 4 |
| Investments | 1 | 0 | 0 | 0 | 2 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 |
| Other Assets + | 6 | 4 | 3 | 17 | 21 | 26 | 34 | 38 | 48 | 74 | 82 | 133 | 144 |
| Total Assets | 12 | 4 | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 85 | 94 | 148 | 161 |
Financials of Optimus Finance
Operating, investing and financing cash movement
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 2 | -6 | -1 | -7 | -4 | 2 | -5 | 3 | -0 | -1 | -9 | -10 |
| Cash from Investing Activity + | -4 | 7 | -1 | -1 | -3 | -3 | -2 | -2 | 2 | -2 | 0 | -6 |
| Cash from Financing Activity + | 2 | -0 | 1 | 12 | 4 | 1 | 7 | -1 | -2 | 4 | 7 | 26 |
| Net Cash Flow | 0 | 1 | -1 | 4 | -3 | 0 | -0 | 0 | -0 | 1 | -2 | 10 |
| Free Cash Flow | -1 | 1 | -1 | -9 | -5 | 2 | -15 | 3 | -1 | -2 | -10 | -15 |
| CFO/OP | 445% | -19,000% | 457% | -560% | -161% | 54% | -110% | 55% | 1% | 0% | -82% | -60% |
Financials of Optimus Finance
Working capital efficiency and return ratios
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -8% | -28% | -14% | 13% | 9% | 13% | 11% | 13% | 15% | 18% | 15% | 12% |
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