Oracle Financial Services Software Q2 FY27 Share Price & Earnings Call Analysis

₹9,910.00+1.70% today
Market cap
₹86,352 Cr
P/E
24.20
ROE
32.61%
PEG
1.79
Price to sales
9.53
Debt to equity
0.00
52W high / low
₹12,540 / ₹6,302
Sales growth (5Y)
9.01%
EBITDA margin
51.62%
Net profit margin
34.40%
Promoter holding
72.39%
Sales (last year)
₹9,063 Cr

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

Guidance scorecard · Q2 FY27 call

What Oracle Financial Services Software's management guided
and where it ranks in IT - Software

#20of 38 in
IT - Software

RevenueQ1 FY27 call

10–20%
  • The company is well-positioned to capitalize on growth opportunities in the coming years.
  • Continued strengthening of products and accelerating innovation remain priorities for fiscal year 26-27.
  • AI integration is expected to drive transformation, improve productivity, and unlock new avenues of growth.
  • Cloud services portfolio expansion and embedding AI capabilities across banking solutions will boost revenue streams.
  • The global business environment, despite uncertainties, offers significant opportunities for companies that innovate with discipline.
  • Cloud business is growing and reported as part of the product business segment.
  • The company plans to invest in IT infrastructure upgrades aligned with business needs, focusing on cost-effectiveness and performance.

2 more points from Oracle Financial Services Software's call on revenue

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Full Q1 FY27 analysis

MarginsQ1 FY27 call

Flat

See what Oracle Financial Services Software said on margins — free account, 30 seconds.

Full Q1 FY27 analysis

CapexQ1 FY27 call

Planned
  • Primary capital investments focus on upgrading IT equipment to meet evolving business, technological, and operational needs.
  • Investments aim to ensure IT infrastructure remains secure, reliable, and capable of supporting current and future operations.
  • The company continuously evaluates upgrade requirements and prioritizes investments based on business impact, performance needs, and cost-effectiveness.

2 more points from Oracle Financial Services Software's call on capex

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Full Q1 FY27 analysis

FundraisingQ1 FY27 call

See what Oracle Financial Services Software said on fundraising — free account, 30 seconds.

Full Q1 FY27 analysis

Order bookQ1 FY27 call

Ask what Oracle Financial Services Software said on the order book →

Full Q1 FY27 analysis

Ranges are what management guided for revenue growth and margins on the latest earnings call. Not investment advice, and not a forecast of returns.

Potential multibaggers · Q2 FY27

Potential multibaggers in IT - Software
on management's own guidance

  1. 2
  2. Strong growth
    1
  3. CapitalNumbersGood growth
    3

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

IT - Software companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹552 Cr33.7
240%+Flat₹327 Cr7.1
3CapitalNumbers20–40%Up 2%+₹180 Cr9.2
420–40%Up 2%+₹142 Cr10.2
520–40%Up 0–2%₹1,703 Cr26.6
620–40%Flat₹4,000 Cr78.1

Sign up free to see every company in the sector ranking and track Oracle Financial Services Software.

Pro shows every company guiding 40%+ revenue growth →Full IT - Software ranking

Financials of Oracle Financial Services Software

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Shareholder Pattern

Oracle Financial Services Software

Shareholding breakup across reporting periods.

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters +72.78%72.75%72.71%72.69%72.62%72.59%72.56%72.53%72.46%72.44%72.41%72.39%
FIIs +6.89%6.13%5.10%7.73%8.48%8.74%8.55%8.66%8.36%8.04%9.70%11.43%
DIIs +9.48%10.26%11.49%9.91%9.36%8.69%8.50%8.45%8.82%9.12%8.79%7.76%
Government +0.00%0.01%0.01%0.00%0.00%0.01%0.00%0.00%0.00%0.00%0.00%0.00%
Public +10.85%10.85%10.69%9.67%9.51%9.97%10.39%10.38%10.34%10.38%9.08%8.41%
No. of Shareholders99,7071,10,9131,13,1081,25,9171,20,1221,25,9861,29,2861,38,1421,41,5151,41,6431,25,0431,22,343

Financials of Oracle Financial Services Software

Quarterly Results

Quarter-by-quarter operating performance

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Sales +1,4441,8241,6421,7411,6741,7151,7161,8521,7891,9662,0653,1251,907
Expenses +8869559088949231,0019521,0061,0341,1461,0091,249981
Operating Profit5588687348477517147658467558201,0561,876926
OPM %39%48%45%49%45%42%45%46%42%42%51%60%49%
Other Income +659482481057082726660717866
Interest891458-3-9-487-811
Depreciation19191818181717181616151514
Profit before tax5969347858738297708399057978571,1201,939976
Tax %30%21%29%29%30%30%23%29%32%29%25%27%28%
Net Profit +4177415606175785416446425466108421,416702
EPS in Rs48.2085.5164.6271.1266.6062.3574.1373.8762.8270.0696.71162.5780.64

Financials of Oracle Financial Services Software

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales +3,9054,1314,4274,5274,9594,8614,9845,2215,6986,3736,8477,6729,063
Expenses +2,3542,5202,6932,7162,8142,6332,5152,7233,2273,5903,7704,1954,385
Operating Profit1,5511,6121,7341,8112,1452,2292,4692,4992,4712,7823,0763,4774,678
OPM %40%39%39%40%43%46%50%48%43%44%45%45%52%
Other Income +3481899391176177132134192342304271275
Interest000004719121328021
Depreciation6853706154106104938174696560
Profit before tax1,8311,7481,7571,8402,2672,2522,4772,5282,5703,0223,3113,6804,892
Tax %35%40%33%33%39%35%29%25%30%27%28%28%
Net Profit +1,1921,0491,1851,2371,3861,4621,7621,8891,8062,2192,3802,6393,569
EPS in Rs140.91123.61139.28144.82161.57170.26204.72219.00209.05256.07273.95303.25409.98
Dividend Payout %472%81%122%90%0%106%98%87%108%94%97%132%

Financials of Oracle Financial Services Software

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital42424243434343434343434444
Reserves3,4024,6323,2224,6654,8946,5276,8067,0577,4167,8168,3197,7837,645
Borrowings +0000011570836943463236
Other Liabilities +2,8251,0112,7561,2251,1921,2361,2341,4091,5901,8481,6592,0172,070
Total Liabilities6,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,0679,8769,795
Fixed Assets +911865870837864963884871847805796782772
CWIP051300041391623
Investments01000000000000
Other Assets +5,3574,8055,1505,0935,2646,9577,2687,7178,2718,9429,2629,0789,000
Total Assets6,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,0679,8769,795

Financials of Oracle Financial Services Software

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +1,0607121,1211,1571,3801,5221,9201,8561,7581,7912,1992,638
Cash from Investing Activity +3,7011,0181,823-1,313220-1,29934-1382671,611-2,3721,085
Cash from Financing Activity +-4,690-1,776-931-1,630-1,250-47-1,590-1,733-1,665-1,958-2,096-3,449
Net Cash Flow72-452,013-1,785350175363-153601,443-2,269274
Free Cash Flow1,0476861,0641,1271,3031,4721,9031,8201,7201,7612,1642,587
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit116%88%106%98%109%103%107%102%99%93%109%105%

Financials of Oracle Financial Services Software

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days567359817069596569766364
Inventory Days
Days Payable
Cash Conversion Cycle567359817069596569766364
Working Capital Days-15141-112413240363739484537
ROCE %30%44%46%46%47%40%37%36%35%40%41%45%
29out of 100

Momentum score · price trend

29 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months+14.4%70%
Last 6 months+0.1%55%
Last 3 months−14.0%34%

The price is 23% below its all-time high of ₹12,646.6 (27 Dec 2024). Stocks more than 20% below their peak have their score halved, so 57 became 29.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Oracle Financial Services Software: 0.4 × 70 + 0.4 × 55 + 0.2 × 34 = 57, halved to 29 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 2 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

What Oracle Financial Services Software's management said in earlier quarters

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