RSD Finance Share Price & Earnings Call Analysis

₹83.70-4.97% today
Market cap
₹108 Cr
P/E
8.61
ROE
5.96%
PEG
1.72
Price to sales
2.86
Debt to equity
0.01
52W high / low
₹160 / ₹72.0
Sales growth (5Y)
-7.18%
EBITDA margin
39.94%
Net profit margin
41.14%
Promoter holding
74.98%
Sales (last year)
₹38 Cr

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
340%+Up 0–2%₹877 Cr29.8
440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Financials of RSD Finance

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of RSD Finance

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +23.5225.4518.9128.0830.6732.5529.4431.3136.7111.476.2814.255.58
Interest0.880.540.630.940.700.520.470.522.450.010.010.020.03
Expenses +19.0218.3516.1818.8622.6223.0921.8122.7230.304.834.846.615.84
Financing Profit3.626.562.108.287.358.947.168.073.966.631.437.62-0.29
Financing Margin %15.39%25.78%11.11%29.49%23.96%27.47%24.32%25.77%10.79%57.80%22.77%53.47%-5.20%
Other Income +1.230.992.261.383.462.072.160.160.603.012.191.740.38
Depreciation3.333.421.572.862.681.952.102.111.600.330.520.440.44
Profit before tax1.524.132.796.808.139.067.226.122.969.313.108.92-0.35
Tax %39.47%22.76%9.68%22.35%21.16%23.29%22.58%28.10%70.61%15.79%10.97%8.63%840.00%
Net Profit +0.933.192.535.286.406.965.594.400.877.842.768.15-3.30
EPS in Rs0.872.271.663.123.764.133.712.060.334.862.015.33-2.27
Gross NPA %
Net NPA %

Financials of RSD Finance

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +32484245597155979710813238
Interest011222223340
Expenses +253025324152396166769822
Financing Profit71616111617143427303015
Financing Margin %21%35%38%24%27%24%25%35%28%27%23%41%
Other Income +000352112337
Depreciation133765511131182
Profit before tax6141471513102416222521
Tax %28%22%22%24%23%18%17%25%20%20%30%26%
Net Profit +511115111181813171815
EPS in Rs3.657.737.763.667.875.765.4812.378.5610.8110.239.93
Dividend Payout %11%0%0%0%0%0%0%0%0%0%0%0%

Financials of RSD Finance

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital666666666666
Reserves84107116121133139150169177192205213
Borrowing12252320172120333426212
Other Liabilities +62325253137384346506046
Total Liabilities109161170172188203214252263275292267
Fixed Assets +32928556052415470635618
CWIP00241161600080
Investments9910696101105126140161151170173218
Other Assets +72723152219183742435632
Total Assets109161170172188203214252263275292267

Financials of RSD Finance

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-611-16-854155615-07
Cash from Investing Activity +4-321240-9-13-13-12-6519
Cash from Financing Activity +32612-34-1134-8-6-26
Net Cash Flow15-3-22-215-21-1-1
Free Cash Flow-7-18-42-20-81155615-07
CFO/OP-68%69%-81%-42%39%42%114%19%39%56%13%91%

Financials of RSD Finance

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %5%10%8%3%5%5%5%10%6%7%6%6%

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