Sangam Finserv Share Price ₹39.8 | P/E 23.1

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Sangam Finserv

Quarter-by-quarter operating performance

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue +	4.42	4.08	5.03	4.76	4.70	4.55	4.62	6.94	0.91	7.35	4.76	4.41	-1.03
Interest	1.25	0.71	0.88	0.98	0.95	0.73	0.60	0.54	0.52	0.71	0.65	0.64	1.32
Expenses +	2.44	0.79	0.65	0.83	1.95	0.86	0.73	1.65	2.01	1.13	2.10	1.76	2.20
Financing Profit	0.73	2.58	3.50	2.95	1.80	2.96	3.29	4.75	-1.62	5.51	2.01	2.01	-4.55
Financing Margin %	16.52%	63.24%	69.58%	61.97%	38.30%	65.05%	71.21%	68.44%	-178.02%	74.97%	42.23%	45.58%	441.75%
Other Income +	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.05	0.02	0.05
Depreciation	0.07	0.06	0.06	0.06	0.06	0.04	0.04	0.04	0.05	0.03	0.04	0.04	0.04
Profit before tax	0.66	2.52	3.44	2.89	1.74	2.92	3.25	4.71	-1.67	5.49	2.02	1.99	-4.54
Tax %	43.94%	27.38%	23.55%	24.91%	27.01%	24.66%	23.38%	22.93%	2.40%	22.22%	6.93%	35.68%	20.70%
Net Profit +	0.36	1.83	2.63	2.16	1.28	2.19	2.49	3.62	-1.71	4.26	1.89	1.29	-5.48
EPS in Rs	0.08	0.39	0.56	0.46	0.27	0.47	0.53	0.78	-0.37	0.91	0.41	0.28	-1.18
Gross NPA %
Net NPA %

Financials of Sangam Finserv

Annual income statement trend

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue +	0.34	2.01	12.70	24.34	33.07	21.61	21.86	15.28	16.50	18.58	17.01	15.49
Interest	0.09	1.32	5.32	12.84	18.88	8.73	9.46	3.90	3.99	3.52	2.39	3.32
Expenses +	0.21	0.20	0.81	0.97	0.86	0.65	1.31	1.04	3.06	4.23	5.24	7.21
Financing Profit	0.04	0.49	6.57	10.53	13.33	12.23	11.09	10.34	9.45	10.83	9.38	4.96
Financing Margin %	11.76%	24.38%	51.73%	43.26%	40.31%	56.59%	50.73%	67.67%	57.27%	58.29%	55.14%	32.02%
Other Income +	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.14
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.10	0.25	0.24	0.17	0.14
Profit before tax	0.04	0.49	6.57	10.53	13.33	12.23	11.10	10.24	9.20	10.59	9.21	4.96
Tax %	50.00%	36.73%	33.49%	30.10%	30.01%	25.84%	46.58%	26.27%	30.00%	25.40%	28.23%	34.27%
Net Profit +	0.02	0.31	4.37	7.36	9.33	9.06	5.93	7.55	6.44	7.90	6.60	3.26
EPS in Rs	0.00	0.07	0.94	1.58	2.00	1.94	1.27	1.62	1.38	1.70	1.42	0.70
Dividend Payout %	0.00%	0.00%	21.33%	15.20%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials of Sangam Finserv

Capital structure and asset base

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	9.32	9.32	9.32	9.32	9.32	9.32	9.32	9.32	9.32	9.32	46.61	46.61
Reserves	61.39	61.70	66.07	72.31	80.50	89.86	95.78	103.33	109.94	117.81	86.59	89.79
Borrowing	6.09	32.86	105.59	243.88	340.40	66.74	69.30	44.07	33.36	26.63	26.76	53.98
Other Liabilities +	0.09	0.25	1.49	2.25	2.70	1.90	3.86	2.06	1.50	1.61	1.63	1.04
Total Liabilities	76.89	104.13	182.47	327.76	432.92	167.82	178.26	158.78	154.12	155.37	161.59	191.42
Fixed Assets +	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.73	0.71	0.51	0.36	0.39
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	67.95	41.15	20.50	20.50	20.03	0.27	0.27	0.26	9.72	13.31	36.37	77.14
Other Assets +	8.94	62.98	161.97	307.26	412.89	167.55	177.99	157.79	143.69	141.55	124.86	113.89
Total Assets	76.89	104.13	182.47	327.76	432.92	167.82	178.26	158.78	154.12	155.37	161.59	191.42

Financials of Sangam Finserv

Operating, investing and financing cash movement

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	-6.09	-53.44	-85.69	-136.36	-95.97	253.61	-1.47	24.96	20.63	10.35	28.81	15.29
Cash from Investing Activity +	0.00	26.80	20.65	0.00	0.00	20.05	0.00	-0.83	-9.63	-3.71	-24.35	-42.53
Cash from Financing Activity +	6.01	26.77	64.83	137.17	95.17	-273.66	2.56	-25.24	-10.71	-6.73	0.13	27.22
Net Cash Flow	-0.08	0.13	-0.21	0.81	-0.80	0.00	1.09	-1.11	0.30	-0.09	4.60	-0.02
Free Cash Flow	-6.09	-53.44	-85.69	-136.36	-95.97	253.61	-1.47	24.13	20.40	10.31	28.79	15.12
CFO/OP	-4,669%	-2,941%	-706%	-571%	-285%	1,228%	6%	208%	183%	87%	272%	212%

Financials of Sangam Finserv

Working capital efficiency and return ratios

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	0.03%	0.44%	5.97%	9.37%	10.88%	9.59%	5.81%	6.93%	5.55%	6.41%	5.07%	2.42%

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Sangam Finserv Share Price & Earnings Call Analysis