Arthneeti

Saraswati Commercial (India) Share Price & Earnings Call Analysis

₹9,466.50+5.30% today
Market cap
₹1,037 Cr
P/E
7.84
ROE
8.92%
PEG
0.08
Price to sales
6.28
Debt to equity
0.00
52W high / low
₹13,846 / ₹8,754
Sales growth (5Y)
33.97%
EBITDA margin
96.95%
Net profit margin
76.31%
Promoter holding
74.88%
Sales (last year)
₹165 Cr

Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does Saraswati Commer rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
340%+Up 0–2%₹877 Cr29.8
440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Financials of Saraswati Commer

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Saraswati Commer

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +-18302940306878-45-26317333-16
Interest1000100110111
Expenses +1111112112112
Financing Profit-20282839296777-46-28297230-19
Financing Margin %113%96%96%97%95%98%98%103%108%93%98%92%113%
Other Income +0000000000000
Depreciation0000000000000
Profit before tax-20282839296777-46-28297230-19
Tax %-13%14%14%14%22%22%17%-15%-19%19%16%18%-13%
Net Profit +-17242433225263-39-23246025-16
EPS in Rs-169.05237.11231.09323.53217.21509.27614.91-382.56-209.51215.17550.23225.84-148.92
Gross NPA %
Net NPA %

Financials of Saraswati Commer

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +991911169128872412875121
Interest543000212223
Expenses +87132214223356
Financing Profit8145147-1325841912369112
Financing Margin %8%73%48%84%80%-959%89%96%80%96%91%93%
Other Income +100000000000
Depreciation000000000000
Profit before tax8145147-1325841912369112
Tax %18%0%-2%-17%10%-26%14%22%39%16%22%18%
Net Profit +7145167-102165121045392
EPS in Rs159.5666.64-96.01213.21629.96113.211,008.93487.36842.32
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Financials of Saraswati Commer

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital0.640.640.64111111111
Reserves21351151281351552754214326899581,091
Borrowing3242832010528220430
Other Liabilities +6591001230266791108
Total Liabilities59821331621371662934804827581,0931,201
Fixed Assets +000000000000
CWIP000000000000
Investments4451971191171352864654807491,0691,080
Other Assets +1632364220317142825121
Total Assets59821331621371662934804827581,0931,201

Financials of Saraswati Commer

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-5-16-23-6-16-18-55027339
Cash from Investing Activity +102027816164-81-22-7-108
Cash from Financing Activity +-5-4-3-3-09-733-7-24120
Net Cash Flow-002-1-07-72-2220
Free Cash Flow-5-16-23-6-16-18-55027339
CFO/OP-31%-79%-282%-35%-199%136%-19%68%186%36%33%

Financials of Saraswati Commer

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %36%49%7%13%5%-7%10%19%3%18%6%9%
15out of 100

Momentum score · price trend

15 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months−26.5%28%
Last 6 months−6.4%44%
Last 3 months−26.2%9%

The price is 35.7% below its all-time high of ₹13,979.85 (8 Jul 2026). Stocks more than 20% below their peak have their score halved, so 30 became 15.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Saraswati Commer: 0.4 × 28 + 0.4 × 44 + 0.2 × 9 = 30, halved to 15 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 2 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

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