Suvidhaa Infoserve Q2 FY27 Share Price & Earnings Call Analysis

₹2.04+0.49% today
Market cap
₹59 Cr
ROE
-31.34%
Price to sales
11.27
Debt to equity
0.10
52W high / low
₹3.88 / ₹1.96
Sales growth (5Y)
-49.58%
EBITDA margin
-120.96%
Net profit margin
-288.57%
Promoter holding
38.33%
Sales (last year)
₹5 Cr

Incorporated in 2007, Suvidhaa Infoserve Ltd is in business of providing digital facility to make payments[1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Financial Technology (Fintech)
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. One 97Good growth
    3

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Financial Technology (Fintech) companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹3,692 Cr82.7
240%+Flat₹4,566 Cr15.5
3One 9720–40%Flat₹1.16L Cr138.2
420–40%Flat₹44,702 Cr55.5
520–40%Flat₹18,764 Cr145.0
620–40%Flat₹7,312 Cr28.0

Financials of Suvidhaa Infoserve

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Shareholder Pattern

Suvidhaa Infoserve

Shareholding breakup across reporting periods.

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters +38.77%38.77%38.33%38.33%38.33%38.33%38.33%38.33%38.33%38.33%38.33%38.33%
FIIs +4.11%4.11%3.76%3.59%3.16%3.16%3.16%3.16%3.16%3.16%3.16%3.16%
Public +57.11%57.10%57.91%58.08%58.52%58.52%58.52%58.52%58.51%58.50%58.51%58.51%
No. of Shareholders85,60185,06585,33587,50094,91895,55294,73594,42191,98990,16089,00087,712

Financials of Suvidhaa Infoserve

Quarterly Results

Quarter-by-quarter operating performance

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Sales +1.622.082.094.223.421.281.701.021.000.800.682.401.32
YoY Sales growth-73.53%-81.49%-74.73%+131.87%+111.11%-38.46%-18.66%-75.83%-70.76%-37.50%-60.00%+135.29%+32.00%
Expenses +1.944.054.965.964.812.385.375.652.562.762.394.092.25
Operating Profit-0.32-1.97-2.87-1.74-1.39-1.10-3.67-4.63-1.56-1.96-1.71-1.69-0.93
OPM %-19.75%-94.71%-137.32%-41.23%-40.64%-85.94%-215.88%-453.92%-156.00%-245.00%-251.47%-70.42%-70.45%
Other Income +0.140.162.750.140.120.110.190.610.020.020.050.000.02
Interest0.000.000.340.080.090.110.090.030.010.020.010.020.02
Depreciation3.103.112.972.272.532.091.990.250.210.210.200.200.20
Profit before tax-3.28-4.92-3.43-3.95-3.89-3.19-5.56-4.30-1.76-2.17-1.87-1.91-1.13
Tax %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Net Profit +-3.28-4.92-3.43-3.95-3.89-3.19-5.56-4.30-1.76-2.17-1.87-1.91-1.13
EPS in Rs-0.15-0.22-0.15-0.18-0.17-0.14-0.25-0.19-0.07-0.10-0.03-0.08-0.05

Financials of Suvidhaa Infoserve

Profit & Loss

Annual income statement trend

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales +284.53107.3838.0531.297.6110.623.505.20
Sales growth-62.26%-64.57%-17.77%-75.68%+39.55%-67.04%+4.00%
Expenses +265.38104.0133.9028.5914.1418.5113.3511.49
Operating Profit19.153.374.152.70-6.53-7.89-9.85-6.29
OPM %6.73%3.14%10.91%8.63%-85.81%-74.29%-281.43%-120.96%
Other Income +5.189.837.809.813.220.560.700.09
Interest0.460.220.080.380.360.380.090.07
Depreciation22.8617.4914.0413.8812.468.870.870.81
Profit before tax1.01-4.51-2.17-1.75-16.13-16.58-10.11-7.08
Tax %47.52%-10.64%14.75%0.00%0.00%0.00%0.00%
Net Profit +0.53-4.03-2.50-1.76-16.13-16.59-10.10-7.08
EPS in Rs-0.19-0.13-0.08-0.72-0.74-0.45-0.26
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials of Suvidhaa Infoserve

Balance Sheet

Capital structure and asset base

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital10.5820.3320.3320.7520.7520.9820.9820.98
Reserves146.7060.1751.4649.8133.4016.485.882.85
Borrowings +0.000.000.000.003.543.541.302.36
Other Liabilities +67.9544.0645.9444.6135.5436.9435.2236.47
Total Liabilities225.23124.56117.73115.1793.2377.9463.3862.66
Fixed Assets +122.1749.6236.0122.6310.542.752.101.77
CWIP6.721.521.520.000.000.000.000.00
Investments6.708.2512.0729.4229.0728.5528.0328.03
Other Assets +89.6465.1768.1363.1253.6246.6433.2532.86
Total Assets225.23124.56117.73115.1793.2377.9463.3862.66

Financials of Suvidhaa Infoserve

Cash Flows

Operating, investing and financing cash movement

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +35.14-5.826.9437.66-10.04-5.03-4.14
Cash from Investing Activity +-38.593.92-0.06-17.210.29-0.54-0.08
Cash from Financing Activity +0.731.13-5.910.05-0.34-0.13-2.84
Net Cash Flow-2.73-0.770.9720.50-10.09-5.70-7.06
Free Cash Flow-3.63-6.426.5137.16-10.41-6.10-4.35
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit196%-265%94%1,353%150%62%42%

Financials of Suvidhaa Infoserve

Ratios

Working capital efficiency and return ratios

Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days37.2445.1796.4193.09493.54398.681,087.70
Inventory Days3.040.000.000.00
Days Payable50.20
Cash Conversion Cycle-9.9245.1796.4193.09493.54398.681,087.70
Working Capital Days6.9545.48129.79-113.97-98.80-188.69-937.53
ROCE %-4.04%-6.80%-1.89%-24.14%-32.08%-28.03%

What Suvidhaa Infoserve's management said in earlier quarters

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