U. Y. Fincorp Share Price & Earnings Call Analysis

Financials of U. Y. Fincorp

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of U. Y. Fincorp

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +14212933393645151522274270
Interest0000001000000
Expenses +13153427362939131314162046
Financing Profit15-56365228112225
Financing Margin %11%26%-16%17%8%17%12%15%14%37%40%53%35%
Other Income +00741000100001
Depreciation0000000000000
Profit before tax26696466328112225
Tax %55%23%26%25%-34%22%40%19%47%26%26%25%31%
Net Profit +1451555321681717
EPS in Rs0.040.232.690.250.250.270.180.110.060.310.430.880.92
Gross NPA %
Net NPA %

Financials of U. Y. Fincorp

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +1812526242018158557197113162
Interest300001110011
Expenses +170987313279451129494
Financing Profit916181717513411851867
Financing Margin %5%64%70%70%83%26%84%5%20%43%16%42%
Other Income +0-300-100000001
Depreciation000000000012
Profit before tax91318166513411841767
Tax %33%43%37%30%33%40%24%24%30%23%31%28%
Net Profit +67111243938651248
EPS in Rs0.300.380.600.610.210.140.500.170.413.410.622.54
Dividend Payout %0%0%0%8%0%0%0%0%0%0%0%0%

Financials of U. Y. Fincorp

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital959595959595959595959595
Reserves119127138149150137147150158223235294
Borrowing00000814141163
Other Liabilities +2223152828444181031
Total Liabilities216224235248260269284304295327345423
Fixed Assets +001111111164
CWIP000000000000
Investments423937343646474935192117
Other Assets +174184197212223221236254259307319403
Total Assets216224235248260269284304295327345423

Financials of U. Y. Fincorp

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-5631-93155-5-3-187
Cash from Investing Activity +-4422-3-24000196
Cash from Financing Activity +58-000-185-1-0-0-5
Net Cash Flow-373-7-1-29-6-407
Free Cash Flow-5730-93165-5-3-1813
CFO/OP-464%65%33%-18%52%297%59%-18%-14%-9%81%

Financials of U. Y. Fincorp

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4%4%5%5%2%1%4%1%3%23%4%13%

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