Bajaj Finserv Ltd
Bajaj Finserv Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management said on revenue, margins and capex.
Guidance rank: #62 of 63 in Finance
See the sector's top 10 — free with your mobile number.
What the Q1 FY27 call signalled
2 of 3 strong
The short version
Bajaj Life expects continued growth in retail protection, though at a moderated pace due to a rising base, with risk products like term plans gaining traction (34% of new customers onboarded with term plans last quarter). Bajaj Life expects continued growth with retail weighted received premium growing at 17.5% and group protection business growing 95% year-on-year, indicating strong future earnings potential.
From Bajaj Finserv Ltd's Q1 FY27 earnings-call transcript · updated 25 Aug 2026.
Revenue & Sales Performance
- Bajaj Life expects continued growth in retail protection, though at a moderated pace due to a rising base, with risk products like term plans gaining traction (34% of new customers onboarded with term plans last quarter).
- Group protection business showed significant revival driven by growth in MFI partnerships and new relationships; broad sector diversification ongoing.
- Bajaj Asset Management aims to grow AUM from INR 31,444 crore to INR 1 lakh crore within 3 years, supporting a path to profitability.
- Bajaj Markets (digital lending platform) sees growth resuming post enhancements, with unique partner count increasing to 103 and operating revenues growing 32% QoQ.
- Bajaj General Insurance will tactically manage growth in motor own damage segment, currently slowed due to elevated loss ratios and pricing cycles.
2 more points from Bajaj Finserv Ltd's call on revenue
Create a free account to keep reading this call
Profitability & Margins
See what Bajaj Finserv Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- Bajaj Finserv plans capital infusion in its Health company for the next 6 quarters, estimated at INR 200-300 crore.
- Asset Management Company may require some additional capital, though less than prior infusions.
- A larger capital requirement is anticipated for the Alternate Investments (ALTs) business, their newest segment.
- The company is planning to set up a reinsurance company, which will require capital over a multi-year timeframe.
2 more points from Bajaj Finserv Ltd's call on capex
Create a free account to keep reading this call
Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Bajaj Finserv Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
See what Bajaj Finserv Ltd said on order book & pipeline — free account, 30 seconds.
Bajaj Finserv Ltd — Quarterly revenue & net profit
Q1 FY27 figures are not in this chart yet. Latest shown: Mar 2026 (Q4 FY26). The Q1 FY27 numbers from the filing are in the analysis on this page.
Reported quarterly figures (₹ Cr). Latest (Q4 FY26): revenue ₹38.5K Cr, net profit ₹5.2K Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
Full financials →Continue your research
What Bajaj Finserv's management said in earlier quarters
Others in Finance this season
- Purple Finance (Q1 FY27)
Total disbursements since inception: ₹312 crore . Key investor presentation takeaways from Purple Finance Ltd's Q1 FY27 investor presentation — and how it ranks
- Regency Fincorp (Q1 FY27)
. Key concall takeaways from Regency Fincorp's Q1 FY27 earnings call — and how it ranks against sector peers.
- Apollo Finvest (India) Ltd (Q1 FY27)
The presentation reports **total income of ₹25.9 crore for Q1 FY27**, up from ₹21.6 crore in Q1 FY26, indicating a **year-on-year growth of 20%**. Key investor
- Capital Trust (Q1 FY27)
Total Income for Q1 FY27: ₹12.3 Crores, down 3% YoY from ₹12.6 Crores in Q1 FY26 (Page 31). Key investor presentation takeaways from Capital Trust's Q1 FY27 inv
Potential multibaggers · Q2 FY27
Potential multibaggers in Finance
on management's own guidance
- Strong growth2
- Strong growth1
- Strong growth3
Portfolio builder
Build your portfolio
from the top-ranked stocks
- 1. Pick 3–15 stocks
- 2. Choose large, mid or small cap and your sectors
- 3. Get a portfolio built from the rankings
Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
Arthneeti Pro · Annual
Bajaj Finserv Ltd and 15K+ more earnings calls,
for less than your morning chai
a day
Every earnings call, ranking and concall Q&A across all four results seasons.
Secure Razorpay payment · instant access
Frequently Asked Questions
What were Bajaj Finserv Ltd Q1 FY27 results?
Bajaj Life expects continued growth in retail protection, though at a moderated pace due to a rising base, with risk products like term plans gaining traction (34% of new customers onboarded with term plans last quarter). Bajaj Life expects continued growth with retail weighted received premium growing at 17.5% and group protection business growing 95% year-on-year, indicating strong future earnings potential.
What is Bajaj Finserv Ltd share price analysis?
Bajaj Finserv Ltd currently shows a neutral. The stock trades at a P/E of 31.7 with a market cap of ₹325,619 Cr. Investors should review the full earnings analysis for detailed insights.
Is Bajaj Finserv Ltd planning capital expenditure?
Bajaj Finserv plans capital infusion in its Health company for the next 6 quarters, estimated at INR 200-300 crore.
Keep Bajaj Finserv Ltd on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.