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Bajaj Housing

Q2 FY26

Bajaj Housing Q2 FY26 earnings call: Revenue & Margins

Q2 FY26 earnings call: what management guided on revenue, margins and order book.

Price₹83
Market cap₹69.5K Cr
P/E25.7
Updated16 Oct 2026
Read4 min read

The short version

Bajaj Housing Finance expects medium-term AUM growth to return to normalized levels after a temporary slowdown due to higher attrition pressures. Bajaj Housing Finance aims for medium-term AUM growth in line with long-term market growth of around 12-13%, potentially higher as mortgage penetration and GDP per capita increase.

From Bajaj Housing's Q2 FY26 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • Bajaj Housing Finance expects medium-term AUM growth to return to normalized levels after a temporary slowdown due to higher attrition pressures.
  • Disbursements have been growing faster than last year, indicating potential for volume growth.
  • The company anticipates coming back to medium-term guidance growth in AUM by FY ’27 as attrition pressure eases and market stabilizes.
  • They target scaling the non-prime and affordable housing segments rapidly in the next year, currently acquiring ~INR250 crores per month in these segments, operating in 36 markets.

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Profitability & Margins

See what Bajaj Housing said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The transcript does not explicitly mention any current or planned capex, capital investment, or strategic investment by Bajaj Housing Finance Limited. However, some points related to capital considerations include: - Parent company Bajaj Finance Holding holds 88% stake, with plans for dilution to meet regulatory public shareholding norms by September 2029. - Management indicated potential primary capital raising likely through Qualified Institutional Placement (QIP) around FY ’29 (four years from now). - There is no urgency currently to raise primary capital as per management comments.

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Fundraising & Capital Structure

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Order Book & Pipeline

The provided transcript from the Bajaj Housing Finance Limited Q2 FY26 earnings call does not explicitly mention current or expected orderbook or pending orders. The discussion primarily focuses on business segments, growth strategies, competition, asset quality, capital raising, market share, and product mix. There is no direct reference to orderbook status or any pending orders in the transcript. If you need information on orderbook or pending orders specifically, it may not be available in this document.

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What Bajaj Housing Finance Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Bajaj Housing Q2 FY26 results?

Bajaj Housing Finance expects medium-term AUM growth to return to normalized levels after a temporary slowdown due to higher attrition pressures. Bajaj Housing Finance aims for medium-term AUM growth in line with long-term market growth of around 12-13%, potentially higher as mortgage penetration and GDP per capita increase.

What is Bajaj Housing share price analysis?

Bajaj Housing currently shows a neutral. The stock trades at a P/E of 25.7 with a market cap of ₹69,458 Cr. Investors should review the full earnings analysis for detailed insights.

Is Bajaj Housing planning capital expenditure?

The transcript does not explicitly mention any current or planned capex, capital investment, or strategic investment by Bajaj Housing Finance Limited.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.