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IDBI Bank Ltd

Q2 FY22Banks

IDBI Bank Q2 FY22 earnings call: Revenue & Margins

Q2 FY22 investor presentation: what the company reported on revenue, margins and projects.

Price₹83
Market cap₹89.3K Cr
P/E9.6
Updated24 Sept 2026
Read3 min read

Based on IDBI Bank Ltd's Q2 FY22 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Quarterly revenue/income figures (Q2 FY 2021-22): - Interest Income: Rs. EBITDA / Operating Profit for Q2 FY22: Rs.

From IDBI Bank Ltd's Q2 FY22 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

  • Quarterly revenue/income figures (Q2 FY 2021-22):
  • Interest Income: Rs. 4,154 crore (↓11% YoY)
  • Net Interest Income (NII): Rs. 1,854 crore (↑9% YoY)
  • Other Income: Rs. 846 crore (↓4% YoY)
  • Net Total Income: Rs. 2,700 crore (↑5% YoY)
  • Profit:
  • Profit After Tax (PAT): Rs. 567 crore (↑75% YoY)
  • Profit Before Tax (PBT): Rs. 775 crore (↑16% YoY)
  • Volumes:
  • Savings Deposits: Rs. 79,236 crore (↑16% YoY)
  • Current Deposits: Rs. 86,659 crore (↑7% YoY)
  • Retail Deposits: Rs. 42,777 crore (↑3% YoY)
  • Bulk Deposits: Rs. 14,651 crore (↓53% YoY)
  • Outlook (Page 42):
  • Focus on maximizing fee income and maintaining NIM >3%
  • Credit cost/net slippages below 1.75%/3%, PCR >90%
  • Gradual reduction in GNPA with net NPA <2.5% till Mar 2022 and 2% thereafter

2 more points management made on revenue & sales performance

Profitability & Margins

See what IDBI Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation of IDBI Bank Limited for Q2 FY 2021-22 does not describe any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines. The presentation primarily focuses on the bank's financial and business performance, asset quality, capital adequacy, subsidiaries, investments, shareholding pattern, and strategic focus areas such as enhancing fee income, maintaining NIM, credit costs, and recovery efforts post-COVID. No specific information regarding capital expenditure or capacity expansion projects is provided in the document.

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Ranked on what management guided this quarter

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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what IDBI Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not report any information on order book, order inflow, or pending orders. There is no mention or data related to these terms anywhere in the provided content of the presentation. The presentation focuses primarily on financial performance, business performance, subsidiaries, capital, asset quality, digital banking, investments, treasury operations, shareholder patterns, and related banking operations metrics.

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Frequently Asked Questions

What were IDBI Bank Ltd Q2 FY22 results?

Quarterly revenue/income figures (Q2 FY 2021-22): - Interest Income: Rs. EBITDA / Operating Profit for Q2 FY22: Rs.

What is IDBI Bank Ltd share price analysis?

IDBI Bank Ltd currently shows a neutral. The stock trades at a P/E of 9.6 with a market cap of ₹89,309 Cr. Investors should review the full earnings analysis for detailed insights.

Is IDBI Bank Ltd planning capital expenditure?

The investor presentation of IDBI Bank Limited for Q2 FY 2021-22 does not describe any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.