Capital Small Finance Bank Ltd Share Price ₹282

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Capital Small Finance Bank Ltd

Quarter-by-quarter operating performance

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue +	179	189	197	204	204	218	224	235	231	247	256	272	273
Interest	94	102	113	117	117	119	123	128	128	137	145	153	152
Expenses +	68	60	68	67	70	76	82	80	84	90	88	100	92
Financing Profit	16	27	16	20	17	24	19	27	19	20	23	19	28
Financing Margin %	9%	14%	8%	10%	8%	11%	8%	12%	8%	8%	9%	7%	10%
Other Income +	15	13	16	18	21	17	26	18	26	23	23	26	26
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	32	40	32	38	38	40	44	46	45	43	46	46	54
Tax %	24%	25%	25%	25%	25%	25%	25%	25%	24%	25%	25%	25%	26%
Net Profit +	24	30	24	29	28	30	33	34	34	32	35	34	40
EPS in Rs				8.17	6.26	6.66	7.40	7.53	7.57	7.07	7.70	7.58	8.82
Gross NPA %	2.77%	2.81%	2.73%	2.97%	2.76%	2.69%	2.61%	2.67%	2.58%	2.74%	2.70%	2.68%	2.54%
Net NPA %	1.36%	1.37%	1.36%	1.53%	1.40%	1.35%	1.29%	1.35%	1.30%	1.39%	1.38%	1.35%	1.24%

Financials of Capital Small Finance Bank Ltd

Annual income statement trend

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue +	271	346	458	511	578	676	794	908	1,049
Interest	166	211	286	313	323	354	449	498	587
Expenses +	108	128	166	174	209	227	248	304	371
Financing Profit	-4	7	7	24	46	95	97	106	91
Financing Margin %	-1%	2%	2%	5%	8%	14%	12%	12%	9%
Other Income +	23	31	43	46	54	49	68	86	98
Depreciation	0	12	15	16	16	21	17	17	0
Profit before tax	19	27	35	54	84	124	148	175	189
Tax %	0%	28%	27%	24%	26%	25%	25%	25%	25%
Net Profit +	19	19	25	41	63	94	112	132	141
EPS in Rs							24.76	29.10	31.13
Dividend Payout %	0%	3%	0%	7%	5%	4%	5%	14%	16%

Financials of Capital Small Finance Bank Ltd

Capital structure and asset base

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	28	28	34	34	34	34	45	45	45
Reserves	205	222	373	417	482	576	1,152	1,295	1,416
Deposits	2,851	3,667	4,447	5,221	6,046	6,561	7,478	8,323	10,018
Borrowing	222	358	421	617	498	721	472	321	499
Other Liabilities +	46	45	56	83	93	98	148	124	166
Total Liabilities	3,352	4,321	5,330	6,371	7,154	7,991	9,295	10,108	12,144
Fixed Assets +	65	84	91	87	84	83	84	88	97
CWIP	0	0	0	0	0	0	0	0	0
Investments	871	863	1,052	1,212	1,357	1,489	1,706	1,819	1,973
Other Assets +	2,417	3,375	4,187	5,072	5,713	6,420	7,506	8,200	10,074
Total Assets	3,352	4,321	5,330	6,371	7,154	7,991	9,295	10,108	12,144

Financials of Capital Small Finance Bank Ltd

Operating, investing and financing cash movement

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	8	-80	174	-211	75	116	279	-385
Cash from Investing Activity +	-31	-22	-12	-13	-202	-165	-56	-37
Cash from Financing Activity +	134	192	197	-120	222	223	-155	163
Net Cash Flow	111	90	359	-344	94	173	68	-258
Free Cash Flow	-23	-102	162	-224	55	98	258	-412
CFO/OP	9%	-23%	56%	-51%	24%	29%	53%	-50%

Financials of Capital Small Finance Bank Ltd

Working capital efficiency and return ratios

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8%	8%	8%	10%	13%	17%	12%	10%	10%