IDBI Bank Q3 FY23 earnings call: Revenue & Margins

- Net Interest Income (NII) for Q3 FY23: Rs. 2,925 crore, up 23% YoY (Page 9, 11) - Interest Income for Q3 FY23: Rs. 5,231 crore, up 13% YoY (Page 9) - Other Income for Q3 FY23: Rs. 857 crore, down 25% YoY (Page 9, 12) - Operating Profit for Q3 FY23: Rs. 2,051 crore, up 16% YoY (Page 9, 10) - Profit After Tax (PAT) for Q3 FY23: Rs. 927 crore, up 60% YoY (Page 9, 10, 6) - CASA ratio at 54.44% with CASA deposits at Rs. 126,663 crore, grown 4% YoY (Page 6) - Net Advances at Rs. 148,213 crore, grew 17% YoY (Page 6) - UPI Transactions increased from 34,588 crores (Dec 2021) to 53,040 crores (Dec 2022) (Page 36) **Outlook (Page 42):** - Target to achieve 12% business growth - Maintain NIM above 3.25%

The presented document, IDBI Bank's Q3 FY 2022-23 Investors Presentation, does not mention any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines. The focus is primarily on financial performance, asset quality, capital adequacy, subsidiaries, and strategic banking growth initiatives such as fee income optimization, portfolio growth, and tie-ups with fintech for loan sourcing. No new plant or project investments or expansions are described in the material provided.

The investor presentation "1387.pdf" does not report any specific information regarding order book, order inflow, or pending orders. - The presentation primarily focuses on financial results, business performance, asset quality, capital, digital banking, financial inclusion, subsidiaries, and future outlook. - There is no mention of order book, order inflow, or pending orders anywhere in the 43 pages reviewed.