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Indian Overseas Bank

Q2 FY25Banks

Indian Overseas Bank Q2 FY25 earnings call: Revenue & Margins

Q2 FY25 investor presentation: what the company reported on revenue, margins and projects.

Price₹32
Market cap₹61.9K Cr
P/E10.8
Updated24 Sept 2026
Read3 min read

Based on Indian Overseas Bank's Q2 FY25 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Total Income for Q2-FY25 (Sep-24): Rs. EBITDA is not explicitly reported in the presentation. - Operating Profit for Q2-FY25 (Sep-24): Rs.

From Indian Overseas Bank's Q2 FY25 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

  • Total Income for Q2-FY25 (Sep-24): Rs. 8,484 Crores, up 21.97% YoY
  • Interest Income: Rs. 6,851 Crores, up 19.04% YoY
  • Net Interest Income: Rs. 2,538 Crores, up 8.18% YoY
  • Non-Interest Income: Rs. 1,633 Crores, up 39.09% YoY
  • Net Profit: Rs. 777 Crores, up 24.32% YoY
  • Advances (loans) as of Sep-24: Rs. 230,149 Crores, up 10.16% YoY

2 more points management made on revenue & sales performance

Profitability & Margins

See what Indian Overseas Bank said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The provided presentation "1449.pdf" for Indian Overseas Bank Q2-FY25 does not explicitly mention any capex, capacity expansion, new plant or project details, amounts, status, or timelines. The content primarily focuses on financial performance, business composition, assets & liabilities, investment, MSME data, digital initiatives, customer reach, capital adequacy, ESG initiatives, and disclaimers. No sections detail specific capital expenditure plans, capacity expansions, or new project launches with associated financials or timelines. Summary: - No capex or capacity expansion projects described. - No new plant or project details with amounts or timelines provided. - Presentation centers on performance metrics, balance sheet data, and strategic highlights without explicit developmental project disclosures.

Top-ranked in Banks

Ranked on what management guided this quarter

5x potential
1AU Small Finance
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2IDFC First Bank
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3
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4
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5
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Indian Overseas Bank said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation "Performance Analysis Q2-FY25" does not explicitly report or provide data on: - Order book - Order inflow - Pending orders The presentation primarily focuses on financial performance, assets & liabilities, shareholding pattern, digital initiatives, customer touch points, valuations, investments, performance ratios, and accolades, without any mention of order-related metrics such as order book, inflow, or pending orders.

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Frequently Asked Questions

What were Indian Overseas Bank Q2 FY25 results?

Total Income for Q2-FY25 (Sep-24): Rs. EBITDA is not explicitly reported in the presentation. - Operating Profit for Q2-FY25 (Sep-24): Rs.

What is Indian Overseas Bank share price analysis?

Indian Overseas Bank currently shows a neutral. The stock trades at a P/E of 10.8 with a market cap of ₹61,948 Cr. Investors should review the full earnings analysis for detailed insights.

Is Indian Overseas Bank planning capital expenditure?

The provided presentation "1449.pdf" for Indian Overseas Bank Q2-FY25 does not explicitly mention any capex, capacity expansion, new plant or project details, amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.