Indian Overseas Bank Q2 FY25 earnings call: Revenue & Margins
Q2 FY25 investor presentation: what the company reported on revenue, margins and capex.
- Revenue
- ₹6,851Cr
- +17.7% YoY
- +4.8% QoQ
- Net profit
- ₹777Cr
- +24.3% YoY
- +22.7% QoQ
Guidance rank: #20 of 28 in Banks
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Indian Overseas Bank Q2 FY25 key numbers
- Revenue
- Total Income for Q2-FY25 (Sep-24): Rs. 8,484 Crores, up 21.97% YoY.
As stated in Indian Overseas Bank's Q2 FY25 investor presentation · published 24 Sept 2026. Reported figures, not investment advice.
Based on Indian Overseas Bank's Q2 FY25 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Total Income for Q2-FY25 (Sep-24): Rs. 8,484 Crores, up 21.97% YoY.
From Indian Overseas Bank's Q2 FY25 earnings-call transcript · updated 24 Sept 2026.
Revenue & Sales Performance
- Total Income for Q2-FY25 (Sep-24): Rs. 8,484 Crores, up 21.97% YoY
- Interest Income: Rs. 6,851 Crores, up 19.04% YoY
- Net Interest Income: Rs. 2,538 Crores, up 8.18% YoY
- Non-Interest Income: Rs. 1,633 Crores, up 39.09% YoY
- Net Profit: Rs. 777 Crores, up 24.32% YoY
- Advances (loans) as of Sep-24: Rs. 230,149 Crores, up 10.16% YoY
2 more points from Indian Overseas Bank's call on revenue
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Profitability & Margins
Operating Profit for Q2-FY25 (Sep-24): Rs. 2,128 crore, with a year-on-year growth of 26.89%.
Locked: what Indian Overseas Bank said on margins
Also locked on this page: fundraising, order book
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Capital Expenditure Plans
Top-ranked in Banks
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
The presentation mentions the borrowings under Liabilities in the Balance Sheet as of 30.09.2024:
Locked: what Indian Overseas Bank said on fundraising
Also locked on this page: margins, order book
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Order Book & Pipeline
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What I O B's management said in earlier quarters
Others in Banks this season
- RBL Bank (Q2 FY25)
Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62) . Key concall takeaways from RBL Bank Ltd's Q2 FY25 earnings call — and how it…
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Indian Overseas Bank Q2 FY25 results?
Total Income for Q2-FY25 (Sep-24): Rs. 8,484 Crores, up 21.97% YoY.
What is Indian Overseas Bank share price analysis?
Indian Overseas Bank currently shows a neutral. The stock trades at a P/E of 10.8 with a market cap of ₹61,948 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.