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RBL Bank Ltd

Q2 FY25Banks

RBL Bank Q2 FY25: Revenue ₹2,542 Cr, Operating margin 35.8%

Q2 FY25 investor presentation: what the company reported on revenue, margins and projects.

Price₹413
Market cap₹64.5K Cr
P/E73.7
Updated24 Sept 2026
Read5 min read

Based on RBL Bank Ltd's Q2 FY25 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62) - Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62) - Total Income Q2 FY25: ₹2,542 crore, up 17% YoY (Pa EBITDA: The presentation does not explicitly report EBITDA for Q2 FY25. - Operating profit (equivalent to operating income before provisions and tax): - Q2 FY25: ₹910 crore (page 8) - YoY growth: 24% increase from ₹731 crore in Q2 FY24 - Operating margin (approximate, using Operating Profit / Total Income): - Total Income Q2 FY25: ₹2,542 crore - Operating margin ≈ 35.8% (910 / 2542) - No explicit margin outlook stated. - Profit After Tax (PAT): - Q2 FY25: ₹223 crore (page 60), ₹232 crore (page 62) – slight variation but around this figure - YoY change: Decreased from ₹294 crore in Q2 FY24 per page 10 and 60; about 24% decline. - Margin outlook: The presentation does not explicitly state a forward-looking operating or profit margin target.

From RBL Bank Ltd's Q2 FY25 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

  • Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62)
  • Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62)
  • Total Income Q2 FY25: ₹2,542 crore, up 17% YoY (Page 8, 60, 62)
  • Operating Profit Q2 FY25: ₹910 crore, up 24% YoY (Page 8, 60, 62)
  • Net Profit Q2 FY25: ₹223 crore, slightly down from Q2 FY24’s ₹294 crore (Page 8, 60, 62)
  • Credit Card Spend Q2 FY25: ₹21,887 crore, 17% YoY growth (Page 37)

2 more points management made on revenue & sales performance

Profitability & Margins

See what RBL Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The provided investor presentation does not contain any information regarding capex, capacity expansion, or new plant/project details including amounts, status, or timelines. The document focuses primarily on financial performance, asset quality, business segments, risk management, and sustainability initiatives without specifying any capital expenditure or new project rollouts.

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Ranked on what management guided this quarter

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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what RBL Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report any figures or details on order book, order inflow, or pending orders. It primarily focuses on financial results, balance sheets, profit & loss statements, digital banking updates, portfolio concentration, asset quality, capital adequacy, and business segment updates. No sections mention order-related metrics such as order inflow or pending orders.

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What RBL Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were RBL Bank Ltd Q2 FY25 results?

Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62) - Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62) - Total Income Q2 FY25: ₹2,542 crore, up 17% YoY (Pa EBITDA: The presentation does not explicitly report EBITDA for Q2 FY25. - Operating profit (equivalent to operating income before provisions and tax): - Q2 FY25: ₹910 crore (page 8) - YoY growth: 24% increase from ₹731 crore in Q2 FY24 - Operating margin (approximate, using Operating Profit / Total Income): - Total Income Q2 FY25: ₹2,542 crore - Operating margin ≈ 35.8% (910 / 2542) - No explicit margin outlook stated. - Profit After Tax (PAT): - Q2 FY25: ₹223 crore (page 60), ₹232 crore (page 62) – slight variation but around this figure - YoY change: Decreased from ₹294 crore in Q2 FY24 per page 10 and 60; about 24% decline. - Margin outlook: The presentation does not explicitly state a forward-looking operating or profit margin target.

What is RBL Bank Ltd share price analysis?

RBL Bank Ltd currently shows a neutral. The stock trades at a P/E of 73.7 with a market cap of ₹64,533 Cr. Investors should review the full earnings analysis for detailed insights.

Is RBL Bank Ltd planning capital expenditure?

The provided investor presentation does not contain any information regarding capex, capacity expansion, or new plant/project details including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.