RBL Bank Q2 FY25: Revenue ₹2,542 Cr, Operating margin 35.8%
Q2 FY25 investor presentation: what the company reported on revenue, margins and capex.
- Revenue
- ₹3,531Cr
- +17.4% YoY
- +1% QoQ
- Net profit
- ₹223Cr
- −24.1% YoY
- −40.1% QoQ
Guidance rank: #4 of 28 in Banks
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RBL Bank Ltd Q2 FY25 key numbers
- Revenue
- Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY.
As stated in RBL Bank Ltd's Q2 FY25 investor presentation · published 24 Sept 2026. Reported figures, not investment advice.
Based on RBL Bank Ltd's Q2 FY25 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62) - Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62) - Operating profit (equivalent to operating income before provisions and tax): - Q2 FY25: ₹910 crore (page 8) - YoY growth: 24% increase from ₹731 crore in Q2 FY24 - Operating margin (approximate, using Operating Profit / Total Income): - Total Income Q2 FY25: ₹2,542 crore - Operating margin ≈ 35.8% (910 / 2542) - Profit After Tax (PAT): - Q2 FY25: ₹223 crore (page 60), ₹232 crore (page 62) – slight variation but around this figure - YoY change: Decreased from ₹294 crore in Q2 FY24 per page 10 and 60; about 24% decline.
From RBL Bank Ltd's Q2 FY25 earnings-call transcript · updated 24 Sept 2026.
Revenue & Sales Performance
- Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62)
- Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62)
- Total Income Q2 FY25: ₹2,542 crore, up 17% YoY (Page 8, 60, 62)
- Operating Profit Q2 FY25: ₹910 crore, up 24% YoY (Page 8, 60, 62)
- Net Profit Q2 FY25: ₹223 crore, slightly down from Q2 FY24’s ₹294 crore (Page 8, 60, 62)
- Credit Card Spend Q2 FY25: ₹21,887 crore, 17% YoY growth (Page 37)
2 more points from RBL Bank Ltd's call on revenue
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Profitability & Margins
Operating profit (equivalent to operating income before provisions and tax):
Locked: what RBL Bank Ltd said on margins
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Capital Expenditure Plans
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Top-ranked in Banks
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
The presentation shows borrowings under liabilities increased from ₹13,577 crore in June 2024 to ₹14,680…
Locked: what RBL Bank Ltd said on fundraising
Also locked on this page: margins, capex, order book
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Order Book & Pipeline
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What RBL Bank's management said in earlier quarters
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were RBL Bank Ltd Q2 FY25 results?
Q2 FY25 Net Interest Income (NII): ₹1,615 crore, up 9% YoY (Page 8, 60, 62) - Other Income for Q2 FY25: ₹927 crore, up 32% YoY (Page 8, 60, 62) - Operating profit (equivalent to operating income before provisions and tax): - Q2 FY25: ₹910 crore (page 8) - YoY growth: 24% increase from ₹731 crore in Q2 FY24 - Operating margin (approximate, using Operating Profit / Total Income): - Total Income Q2 FY25: ₹2,542 crore - Operating margin ≈ 35.8% (910 / 2542) - Profit After Tax (PAT): - Q2 FY25: ₹223 crore (page 60), ₹232 crore (page 62) – slight variation but around this figure - YoY change: Decreased from ₹294 crore in Q2 FY24 per page 10 and 60; about 24% decline.
What is RBL Bank Ltd share price analysis?
RBL Bank Ltd currently shows a neutral. The stock trades at a P/E of 73.7 with a market cap of ₹64,533 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.