Manappuram Finance Ltd
Manappuram Finance Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management said on revenue, margins and capex.
Guidance rank: #18 of 63 in Finance
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What the Q1 FY27 call signalled
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The short version
Gold loan growth guidance for FY27 is around 25%-30%, with a Q1 growth of nearly 12%. Manappuram Finance targets an ROA of 3.5% to 4% and ROE of 15% to 18% over the next few years.
From Manappuram Finance Ltd's Q1 FY27 earnings-call transcript · updated 25 Aug 2026.
Revenue & Sales Performance
- Gold loan growth guidance for FY27 is around 25%-30%, with a Q1 growth of nearly 12%.
- Branch expansion plan includes opening around 500 new branches in FY27, primarily in South, Central, and Eastern India.
- Yield on gold loans is expected to stabilize around 18%, with possible minor fluctuations of ±25 basis points.
- Income-generating gold loans segment is scaling up cautiously, capped at 18% yield and LTV ranges of 75%-85%.
- Non-gold businesses like vehicle finance are currently in growth moderation; vehicle loans paused for the year, potential restart in FY28.
2 more points from Manappuram Finance Ltd's call on revenue
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Profitability & Margins
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Capital Expenditure Plans
- Strategic focus remains on branch expansion, targeting around 500 new branches primarily for gold loans in FY 2027.
- Expansion will be concentrated mainly in South and Central India (~60%), Eastern states (~25%), and rest of India.
- Emphasis is on strengthening the senior leadership team and upgrading technology, governance, and operational efficiency.
2 more points from Manappuram Finance Ltd's call on capex
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Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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What Manappuram Finance Ltd's management said in earlier quarters
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- Apollo Finvest (India) Ltd (Q1 FY27)
The presentation reports **total income of ₹25.9 crore for Q1 FY27**, up from ₹21.6 crore in Q1 FY26, indicating a **year-on-year growth of 20%**. Key investor
- Capital Trust (Q1 FY27)
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Potential multibaggers · Q2 FY27
Potential multibaggers in Finance
on management's own guidance
- Strong growth2
- Strong growth1
- Strong growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Manappuram Finance Ltd Q1 FY27 results?
Gold loan growth guidance for FY27 is around 25%-30%, with a Q1 growth of nearly 12%. Manappuram Finance targets an ROA of 3.5% to 4% and ROE of 15% to 18% over the next few years.
What is Manappuram Finance Ltd share price analysis?
Manappuram Finance Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 23.2 with a market cap of ₹33,581 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.