Arthneeti
All Q3 FY25 results →
OM

One Mobikwik Systems Ltd

Q3 FY25Financial Technology (Fintech)

One Mobikwik Systems Q3 FY25 earnings call: Revenue & Margins

Q3 FY25 earnings call: what management guided on revenue, margins and order book.

Price₹197
Market cap₹1.6K Cr
P/E544.3
Updated23 Aug 2026
Read4 min read

The short version

Payments business is growing rapidly, with payment GMV growing over 3x in the current year and more than 100% annually over several years. MobiKwik expects continued strong growth in payment GMV, having grown 3X in the current year.

From One Mobikwik Systems Ltd's Q3 FY25 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • Payments business is growing rapidly, with payment GMV growing over 3x in the current year and more than 100% annually over several years.
  • Nine months FY25 revenue from payments (73%) has already exceeded full-year FY24 revenue from this segment.
  • Distribution of financial products revenue for nine months FY25 (346 crores) has surpassed FY24 full year (317 crores), though quarterly decline is noted due to sectoral headwinds.
  • Expectation of a rebound in disbursals and stronger margins in financial product distribution in upcoming quarters.
  • Continuous scaling of UPI business through innovative products like RuPay Credit Card and Pocket UPI, which carry MDR and are expected to grow market share.
  • Long-term bullish stance on distribution of financial products including lending, savings, and credit cards.

2 more points from One Mobikwik Systems Ltd's call on revenue

Pro opens every point from 15K+ earnings calls

Profitability & Margins

See what One Mobikwik Systems Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

  • As of February 2025, MobiKwik completed its IPO capital raise of ₹572 crores at the end of December 2024.
  • The capital raised from the IPO has not yet been fully deployed; only the General Corporate Purpose (GCP) portion has been withdrawn so far.
  • The company is in the planning phase to prudently and smartly allocate this capital.
  • Planned investments include scaling existing business lines and investing in new business lines to create future upside.
  • Investments will focus on areas highlighted in the prospectus, including device and CAPEX plans, DLG portfolio allocation, and user acquisition ramp-up.

2 more points from One Mobikwik Systems Ltd's call on capex

Pro opens every point from 15K+ earnings calls

Top-ranked in Financial Technology (Fintech)

Ranked on what management guided this quarter

Guidance-ranked
1Network People Services Technologies Ltd
Rev 1Mar 1
2AvenuesAI Ltd
Rev 1Mar 3
3
Rev 2Mar 1
4
Rev 2Mar 3
5
Rev 2Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what One Mobikwik Systems Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The transcript does not explicitly mention the current or expected order book or pending orders. However, relevant insights related to business outlook and growth plans include: - MobiKwik is focusing on scaling its merchant network, adding about 1 to 1.5 lakh merchants every quarter. - The company is investing IPO proceeds prudently to double down on existing lines and invest in new business lines. - Distribution of financial products is expected to bounce back to FY'24 levels, indicating anticipation of increased business. - New innovative products like the RuPay Credit Card and Pocket UPI are being deployed to increase market share.

2 more points from One Mobikwik Systems Ltd's call on order book

Pro opens every point from 15K+ earnings calls

One Mobikwik Systems Ltd — Quarterly revenue & net profit

Revenue Net profit Net loss
Dec 2024Q3 FY25
Mar 2025Q4 FY25
Jun 2025Q1 FY26
Sep 2025Q2 FY26
Dec 2025Q3 FY26
Mar 2026Q4 FY26

Reported quarterly figures (₹ Cr). Latest (Q4 FY26): revenue ₹289 Cr, net profit ₹4 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.

Full financials →

Continue your research

What One Mobikwik Systems Ltd's management said in earlier quarters

Compare:vs PB Fintech Ltdvs Pine Labs Ltdvs Moneyview

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

One Mobikwik Systems Ltd and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were One Mobikwik Systems Ltd Q3 FY25 results?

Payments business is growing rapidly, with payment GMV growing over 3x in the current year and more than 100% annually over several years. MobiKwik expects continued strong growth in payment GMV, having grown 3X in the current year.

What is One Mobikwik Systems Ltd share price analysis?

One Mobikwik Systems Ltd currently shows a neutral. The stock trades at a P/E of 544.3 with a market cap of ₹1,600 Cr. Investors should review the full earnings analysis for detailed insights.

Is One Mobikwik Systems Ltd planning capital expenditure?

As of February 2025, MobiKwik completed its IPO capital raise of ₹572 crores at the end of December 2024.

Keep One Mobikwik Systems Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.