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Repco Home Finance Ltd

Q2 FY26Finance

Repco Home Finance Q2 FY26 earnings call: Revenue & Margins

Q2 FY26 earnings call: what management said on revenue, margins and capex.

Price₹341
Market cap₹2.1K Cr
P/E4.4
Updated16 Oct 2026
Read3 min read

The short version

FY2026 AUM target: Rs.16,000+ Crores, inclusive of organic and small inorganic growth (Rs.30-40 Crores book purchases). The company targets an AUM of Rs.16,200 Crores by March 2026, implying strong growth in the loan book.

From Repco Home Finance Ltd's Q2 FY26 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • FY2026 AUM target: Rs.16,000+ Crores, inclusive of organic and small inorganic growth (Rs.30-40 Crores book purchases).
  • FY2028 AUM target: Rs.25,000 Crores, with a mix of aggressive organic disbursements and book purchases.
  • Q4 FY2026 disbursement guidance: Rs.1,350 to Rs.1,400 Crores, building on rising month-on-month disbursement momentum.
  • Plans to break historical trend of lower Q3 disbursements by expanding sales channels.
  • Branch expansion: Adding 10-15 branches in FY2026 to boost disbursement capacity.
  • Continued focus on improving underwriting standards and asset quality for sustainable growth.

2 more points from Repco Home Finance Ltd's call on revenue

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Profitability & Margins

See what Repco Home Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

  • The company is focusing on expanding its branch network by adding 10 to 15 new branches in the current financial year.
  • Of these, 4 to 5 branches will be in the west, 2 to 3 in Karnataka, and the rest in Tamil Nadu, Andhra Pradesh, and Telangana.
  • There is a plan to explore and start book purchases as part of growth strategy, with a small book purchase of around Rs.30-40 Crores planned for the current year.

2 more points from Repco Home Finance Ltd's call on capex

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

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Order Book & Pipeline

The discussion primarily focuses on loan disbursements, AUM targets, branch expansions, cost of funds, asset quality, write-offs, and dividend policies. Key related points: - Disbursement targets: Rs. 1,069 Crores in Q2 FY2026; Rs. 1,100-1,150 Crores in Q3; Rs. 1,350-1,400 Crores in Q4. - AUM target for FY2026: Rs. 16,000-16,200 Crores (inclusive of organic and minor inorganic growth). - AUM target for FY2028: Rs. 25,000 Crores (including book purchases).

2 more points from Repco Home Finance Ltd's call on order book

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Continue your research

What Repco Home Finance Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Repco Home Finance Ltd Q2 FY26 results?

FY2026 AUM target: Rs.16,000+ Crores, inclusive of organic and small inorganic growth (Rs.30-40 Crores book purchases). The company targets an AUM of Rs.16,200 Crores by March 2026, implying strong growth in the loan book.

What is Repco Home Finance Ltd share price analysis?

Repco Home Finance Ltd currently shows a neutral. The stock trades at a P/E of 4.4 with a market cap of ₹2,135 Cr. Investors should review the full earnings analysis for detailed insights.

Is Repco Home Finance Ltd planning capital expenditure?

The company is focusing on expanding its branch network by adding 10 to 15 new branches in the current financial year.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.