SRG Housing Finance Ltd
SRG Housing Finance Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
What the Q4 FY26 call signalled
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The short version
The company aims to double its AUM from INR 1042 crores to around INR 2000-2500 crores within the next 2.5 to 3 years. SRG Housing Finance aims to double its AUM from INR 1,042 crores in FY26 to approximately INR 2,000-2,500 crores within the next 2.5 to 3 years.
From SRG Housing Finance Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- The company aims to double its AUM from INR 1042 crores to around INR 2000-2500 crores within the next 2.5 to 3 years.
- Long-term vision includes expanding the loan book to INR 10,000 to 20,000 crores.
- Disbursements target INR 600 crores for the current financial year, supporting AUM growth to approximately INR 1400-1500 crores.
- Expansion into newer states like Maharashtra, Tamil Nadu, Andhra Pradesh, Karnataka, and Telangana with 10-15 new branches planned.
- Growth driven by increased branches, operational efficiency, technology integration, and underwriting discipline.
- Profit after tax has shown a 33-50% year-on-year growth recently, reflecting strong revenue growth.
2 more points management made on revenue & sales performance
Profitability & Margins
See what SRG Housing Finance Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- SRG Housing Finance is currently focusing on expanding its branch network, especially in southern states like Maharashtra, Andhra Pradesh, Karnataka, Tamil Nadu, and Telangana, targeting 10-15 new branches in these states by the end of the year.
- There is significant investment in technology, including continuous development of their own ERP system and integration of AI to improve operational efficiency and reduce turnaround time; these IT initiatives are still underway with no major cost incurred yet.
- Future capital raising plans include potential equity infusion in Q4 FY26 or early FY27 to support scaling beyond current leverage levels (5x-6x), especially as AUM grows toward INR 2000-2500 crores in the next 2-3 years.
- Long-term vision targets an AUM growth to INR 10,000 - 20,000 crores, implying substantial future capital and strategic investment in infrastructure and human resources to support such expansion.
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Fundraising & Capital Structure
See what SRG Housing Finance Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
- As of FY 2026, SRG Housing Finance's Assets Under Management (AUM) stands at approximately INR 1,042 crores, reflecting strong growth from INR 28 crores in 2014.
- The company targets to double the AUM to around INR 2,000 to 2,500 crores within the next 2.5 to 3 years.
- They aim for a long-term vision of building an AUM book between INR 10,000 crores to INR 20,000 crores, with clarity expected within the next two years.
- Disbursements for the current year are targeted at roughly INR 600 crores, expected to grow AUM to around INR 1,400 to 1,500 crores.
2 more points management made on order book & pipeline
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What SRG Housing Finance Ltd's management said in earlier quarters
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Frequently Asked Questions
What were SRG Housing Finance Ltd Q4 FY26 results?
The company aims to double its AUM from INR 1042 crores to around INR 2000-2500 crores within the next 2.5 to 3 years. SRG Housing Finance aims to double its AUM from INR 1,042 crores in FY26 to approximately INR 2,000-2,500 crores within the next 2.5 to 3 years.
What is SRG Housing Finance Ltd share price analysis?
SRG Housing Finance Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 13.3 with a market cap of ₹456 Cr. Investors should review the full earnings analysis for detailed insights.
Is SRG Housing Finance Ltd planning capital expenditure?
SRG Housing Finance is currently focusing on expanding its branch network, especially in southern states like Maharashtra, Andhra Pradesh, Karnataka, Tamil Nadu, and Telangana, targeting 10-15 new branches in these states by the end of the year.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.