Onemi Technology
Onemi Technology Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
OnEMI Technology Solutions Limited is targeting a 40% growth in AUM for FY27, indicating strong volume expansion and revenue growth. Expectation of AUM growth north of 40% in FY27 with disciplined asset quality and calibrated risk selection (Page 8).
From Onemi Technology's Q4 FY26 earnings-call transcript · updated 23 Sept 2026.
Revenue & Sales Performance
- OnEMI Technology Solutions Limited is targeting a 40% growth in AUM for FY27, indicating strong volume expansion and revenue growth.
- Revenue growth may see some margin compression due to focus on acquiring higher quality customers at lower yields.
- Improvement in income margins is expected through enhanced operational leverage and reduced cost of funds.
- Credit costs are expected to improve by 10-15% over a sustained period, supporting profitability.
- ROI metrics such as ROA are targeted in the range of 4.5%-5%, with ROE expected between 19%-21%.
- Growth will be supported by both on-book (personal loans) and off-book lending, with stable leverage ratios and off-book not constrained by traditional capital limits.
2 more points management made on revenue & sales performance
Profitability & Margins
See what Onemi Technology said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- Approximately 75% of the primary IPO proceeds (₹630 crore) have been infused as fresh equity into the NBFC subsidiary, Si Creva Capital, aligning with stated objectives.
- The remaining 25% of IPO proceeds are allocated for general corporate purposes and are being deployed in a calibrated manner.
- Strategic investments focus on technology and AI infrastructure, brand building, customer acquisition, and pursuing long-term strategic objectives.
- A new wholly-owned subsidiary has been created for mutual fund and wealth product distribution, reflecting expansion into non-lending financial services.
2 more points management made on capital expenditure plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Onemi Technology said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
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What Onemi Technology's management said in earlier quarters
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Frequently Asked Questions
What were Onemi Technology Q4 FY26 results?
OnEMI Technology Solutions Limited is targeting a 40% growth in AUM for FY27, indicating strong volume expansion and revenue growth. Expectation of AUM growth north of 40% in FY27 with disciplined asset quality and calibrated risk selection (Page 8).
What is Onemi Technology share price analysis?
Onemi Technology currently shows a neutral. The stock trades at a P/E of 19.9 with a market cap of ₹6,312 Cr. Investors should review the full earnings analysis for detailed insights.
Is Onemi Technology planning capital expenditure?
Approximately 75% of the primary IPO proceeds (₹630 crore) have been infused as fresh equity into the NBFC subsidiary, Si Creva Capital, aligning with stated objectives.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.