Franklin India Banking & PSU Debt Fund NAV Today
Franklin India Banking & PSU Debt Fund NAV is ₹25.38 as of 4 Nov 2026, up 5.39% over 1 year, 2 of 20 in Banking and PSU Fund.
Franklin Templeton Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹25.38
4 Nov 2026
1-year return
+5.39%
Category +4.18%
Category rank (1Y)
2 of 20
Banking and PSU Fund
3-year return
+7.4%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.17% | +0.14% | +0.03 pts | — |
| 6 months | +2.91% | +2.71% | +0.20 pts | — |
| 1 year | +5.39% | +4.18% | +1.21 pts | 2 of 20 |
| 3 years (a year) | +7.4% | +6.99% | +0.41 pts | 2 of 19 |
| 5 years (a year) | +6.47% | +6.28% | +0.19 pts | 3 of 17 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in Franklin India Banking & PSU Debt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,525
Invested ₹60,000
XIRR 5.42% a year
SIP for 3 years
₹1,98,557
Invested ₹1,80,000
XIRR 6.77% a year
SIP for 5 years
₹3,55,976
Invested ₹3,00,000
XIRR 6.96% a year
₹1 lakh invested at once
1 year ago
₹1,05,390
3 years ago
₹1,23,883
5 years ago
₹1,36,816
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,24,093 in Direct and ₹1,22,922 in Regular, a difference of ₹1,171.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +6.1% | +5.8% | 0.30 pts a year |
| 3 years | +7.46% | +7.12% | 0.34 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Banking and PSU Fund average
61%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.28%
Year to 29 May 2026
Other Banking and PSU Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 27.21 | +5.06% | +7.06% | +6.29% |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | 36.54 | +4.56% | +7.06% | +6.58% |
| SBI Banking & PSU Debt FundSBI Mutual Fund | 3,543.84 | +4.35% | +7.1% | +6.17% |
| LIC MF Banking & PSU Debt FundLIC Mutual Fund | 40.15 | +4.31% | +7.21% | +6.29% |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | 72.83 | +4.3% | +7.17% | +6.37% |
| ITI Banking & PSU Debt FundITI Mutual Fund | 14.25 | +4.19% | +6.89% | +6.33% |
| Axis Banking and PSU Debt FundAxis Mutual Fund | 2,900.00 | +4.13% | +6.85% | +6.15% |
All Banking and PSU Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 25.38 | 129008 |
| Direct Plan | IDCW | 11.48 | 129009 |
| Regular Plan | Growth | 24.20 | 129006 |
| Regular Plan | IDCW | 10.86 | 129007 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- Franklin Templeton Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF090I01KR8
- AMFI scheme code
- 129008
- NAV history from
- 29 Oct 2021
More schemes from Franklin Templeton Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Franklin Asian Equity FundFranklin Templeton Mutual Fund | 46.06 | +20.99% | +22.6% | +7.03% |
| Franklin India Arbitrage FundFranklin Templeton Mutual Fund | 11.43 | +7.05% | — | — |
| Franklin U. S. Opportunities Equity Active Fund of FundsFranklin Templeton Mutual Fund | 99.35 | +6.64% | +22.83% | +8.22% |
| Franklin India Liquid FundFranklin Templeton Mutual Fund | 4,308.24 | +6.49% | +6.98% | +6.45% |
| Franklin India Money Market FundFranklin Templeton Mutual Fund | 56.49 | +6.4% | +7.37% | +6.72% |
| Franklin India Ultra Short Term FundFranklin Templeton Mutual Fund | 11.61 | +6.24% | — | — |
| Franklin India Ultra Short to Short Term FundFranklin Templeton Mutual Fund | 11.22 | +6.04% | — | — |
| Franklin India Income Plus Arbitrage Active Fund of FundsFranklin Templeton Mutual Fund | 25.55 | +5.91% | +13.04% | +10.55% |
Frequently asked questions
What is the NAV of Franklin India Banking & PSU Debt Fund today?
Franklin India Banking & PSU Debt Fund (Direct Plan, Growth option) has a NAV of ₹25.38 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of Franklin India Banking & PSU Debt Fund?
+5.39% over the year to 4 Nov 2026, against an average of +4.18% for Banking and PSU Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in Franklin India Banking & PSU Debt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,55,976 at the latest NAV, an XIRR of 6.96% a year.
How much more does the Regular plan of Franklin India Banking & PSU Debt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,24,093 in the Direct plan and ₹1,22,922 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is Franklin India Banking & PSU Debt Fund in?
Franklin India Banking & PSU Debt Fund is a Banking and PSU Fund scheme from Franklin Templeton Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.