ITI Banking & PSU Debt Fund NAV Today
ITI Banking & PSU Debt Fund NAV is ₹14.25 as of 4 Nov 2026, up 4.19% over 1 year, 8 of 20 in Banking and PSU Fund.
ITI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹14.25
4 Nov 2026
1-year return
+4.19%
Category +4.18%
Category rank (1Y)
8 of 20
Banking and PSU Fund
3-year return
+6.89%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.15% | +0.14% | +0.01 pts | — |
| 6 months | +2.26% | +2.71% | -0.45 pts | — |
| 1 year | +4.19% | +4.18% | +0.01 pts | 8 of 20 |
| 3 years (a year) | +6.89% | +6.99% | -0.10 pts | 13 of 19 |
| 5 years (a year) | +6.33% | +6.28% | +0.05 pts | 5 of 17 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in ITI Banking & PSU Debt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,180
Invested ₹60,000
XIRR 4.19% a year
SIP for 3 years
₹1,96,058
Invested ₹1,80,000
XIRR 5.89% a year
SIP for 5 years
₹3,51,336
Invested ₹3,00,000
XIRR 6.42% a year
₹1 lakh invested at once
1 year ago
₹1,04,190
3 years ago
₹1,22,127
5 years ago
₹1,35,919
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,22,457 in Direct and ₹1,20,463 in Regular, a difference of ₹1,994.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +4.86% | +4.3% | 0.56 pts a year |
| 3 years | +6.99% | +6.4% | 0.58 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Banking and PSU Fund average
33%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+4.02%
Year to 30 Oct 2026
Other Banking and PSU Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
| Franklin India Banking & PSU Debt FundFranklin Templeton Mutual Fund | 25.38 | +5.39% | +7.4% | +6.47% |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 27.21 | +5.06% | +7.06% | +6.29% |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | 36.54 | +4.56% | +7.06% | +6.58% |
| SBI Banking & PSU Debt FundSBI Mutual Fund | 3,543.84 | +4.35% | +7.1% | +6.17% |
| LIC MF Banking & PSU Debt FundLIC Mutual Fund | 40.15 | +4.31% | +7.21% | +6.29% |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | 72.83 | +4.3% | +7.17% | +6.37% |
| Axis Banking and PSU Debt FundAxis Mutual Fund | 2,900.00 | +4.13% | +6.85% | +6.15% |
All Banking and PSU Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth Option | 14.25 | 148534 |
| Direct Plan | IDCW Option | 14.25 | 148536 |
| Regular Plan | Growth Option | 13.79 | 148535 |
| Regular Plan | IDCW Option | 13.79 | 148533 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- ITI Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF00XX01861
- AMFI scheme code
- 148534
- NAV history from
- 29 Oct 2021
More schemes from ITI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| ITI Small Cap FundITI Mutual Fund | 36.99 | +15.82% | +22.99% | +17.8% |
| ITI Pharma and Healthcare FundITI Mutual Fund | 19.87 | +12.72% | +21.26% | — |
| ITI Flexi Cap FundITI Mutual Fund | 21.12 | +11.88% | +19.77% | — |
| ITI Multi Cap FundITI Mutual Fund | 29.80 | +10.57% | +17.58% | +14.1% |
| ITI Arbitrage FundITI Mutual Fund | 14.72 | +6.43% | +7.29% | +6.29% |
| ITI Ultra Short Term FundITI Mutual Fund | 1,389.92 | +6.23% | +7.02% | +6.45% |
| ITI Liquid FundITI Mutual Fund | 1,485.21 | +6.06% | +6.67% | +6.2% |
| ITI Overnight FundITI Mutual Fund | 1,403.67 | +4.96% | +5.81% | +5.59% |
Frequently asked questions
What is the NAV of ITI Banking & PSU Debt Fund today?
ITI Banking & PSU Debt Fund (Direct Plan, Growth option) has a NAV of ₹14.25 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of ITI Banking & PSU Debt Fund?
+4.19% over the year to 4 Nov 2026, against an average of +4.18% for Banking and PSU Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in ITI Banking & PSU Debt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,51,336 at the latest NAV, an XIRR of 6.42% a year.
How much more does the Regular plan of ITI Banking & PSU Debt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,22,457 in the Direct plan and ₹1,20,463 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is ITI Banking & PSU Debt Fund in?
ITI Banking & PSU Debt Fund is a Banking and PSU Fund scheme from ITI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.