SBI Banking & PSU Debt Fund NAV Today
SBI Banking & PSU Debt Fund NAV is ₹3,543.84 as of 4 Nov 2026, up 4.35% over 1 year, 5 of 20 in Banking and PSU Fund.
SBI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹3,543.84
4 Nov 2026
1-year return
+4.35%
Category +4.18%
Category rank (1Y)
5 of 20
Banking and PSU Fund
3-year return
+7.1%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.26% | +0.14% | +0.12 pts | — |
| 6 months | +2.97% | +2.71% | +0.26 pts | — |
| 1 year | +4.35% | +4.18% | +0.17 pts | 5 of 20 |
| 3 years (a year) | +7.1% | +6.99% | +0.11 pts | 5 of 19 |
| 5 years (a year) | +6.17% | +6.28% | -0.11 pts | 11 of 17 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in SBI Banking & PSU Debt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,367
Invested ₹60,000
XIRR 4.85% a year
SIP for 3 years
₹1,97,005
Invested ₹1,80,000
XIRR 6.23% a year
SIP for 5 years
₹3,52,782
Invested ₹3,00,000
XIRR 6.59% a year
₹1 lakh invested at once
1 year ago
₹1,04,350
3 years ago
₹1,22,848
5 years ago
₹1,34,899
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,22,938 in Direct and ₹1,21,384 in Regular, a difference of ₹1,554.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +5.08% | +4.68% | 0.40 pts a year |
| 3 years | +7.13% | +6.67% | 0.45 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Banking and PSU Fund average
56%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+3.69%
Year to 29 May 2026
Other Banking and PSU Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
| Franklin India Banking & PSU Debt FundFranklin Templeton Mutual Fund | 25.38 | +5.39% | +7.4% | +6.47% |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 27.21 | +5.06% | +7.06% | +6.29% |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | 36.54 | +4.56% | +7.06% | +6.58% |
| LIC MF Banking & PSU Debt FundLIC Mutual Fund | 40.15 | +4.31% | +7.21% | +6.29% |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | 72.83 | +4.3% | +7.17% | +6.37% |
| ITI Banking & PSU Debt FundITI Mutual Fund | 14.25 | +4.19% | +6.89% | +6.33% |
| Axis Banking and PSU Debt FundAxis Mutual Fund | 2,900.00 | +4.13% | +6.85% | +6.15% |
All Banking and PSU Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 3,543.84 | 125503 |
| Direct Plan | IDCW | 1,560.96 | 125502 |
| Direct Plan | IDCW | 1,557.50 | 125504 |
| Direct Plan | IDCW | 1,311.27 | 125505 |
| Regular Plan | Growth | 3,317.51 | 125498 |
| Regular Plan | IDCW | 1,513.54 | 125499 |
| Regular Plan | IDCW | 1,513.18 | 125500 |
| Regular Plan | IDCW | 1,218.07 | 125501 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- SBI Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF200K01V08
- AMFI scheme code
- 125503
- NAV history from
- 29 Oct 2021
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| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| SBI Silver ETF Fund of FundSBI Mutual Fund | 19.73 | +24.67% | — | — |
| SBI Automotive Opportunities FundSBI Mutual Fund | 13.43 | +22.41% | — | — |
| SBI Healthcare Opportunities FundSBI Mutual Fund | 600.66 | +21.19% | +25.68% | +19.72% |
| SBI Gold FundSBI Mutual Fund | 42.97 | +16.47% | +30.81% | +23.01% |
| SBI US Specific Equity Active FoFSBI Mutual Fund | 24.49 | +13.82% | +27.7% | +15.47% |
| SBI MNC FundSBI Mutual Fund | 442.39 | +12.48% | +7.93% | +7.79% |
| SBI Innovative Opportunities FundSBI Mutual Fund | 10.78 | +8.58% | — | — |
| SBI Children's Fund - Investment PlanSBI Mutual Fund | 51.86 | +8.4% | +20.45% | +18.03% |
Frequently asked questions
What is the NAV of SBI Banking & PSU Debt Fund today?
SBI Banking & PSU Debt Fund (Direct Plan, Growth option) has a NAV of ₹3,543.84 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of SBI Banking & PSU Debt Fund?
+4.35% over the year to 4 Nov 2026, against an average of +4.18% for Banking and PSU Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in SBI Banking & PSU Debt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,52,782 at the latest NAV, an XIRR of 6.59% a year.
How much more does the Regular plan of SBI Banking & PSU Debt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,22,938 in the Direct plan and ₹1,21,384 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is SBI Banking & PSU Debt Fund in?
SBI Banking & PSU Debt Fund is a Banking and PSU Fund scheme from SBI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.