LIC MF Banking & PSU Debt Fund NAV Today
LIC MF Banking & PSU Debt Fund NAV is ₹40.15 as of 4 Nov 2026, up 4.31% over 1 year, 6 of 20 in Banking and PSU Fund.
LIC Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹40.15
4 Nov 2026
1-year return
+4.31%
Category +4.18%
Category rank (1Y)
6 of 20
Banking and PSU Fund
3-year return
+7.21%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.14% | +0.14% | +0.00 pts | — |
| 6 months | +2.9% | +2.71% | +0.19 pts | — |
| 1 year | +4.31% | +4.18% | +0.13 pts | 6 of 20 |
| 3 years (a year) | +7.21% | +6.99% | +0.22 pts | 3 of 19 |
| 5 years (a year) | +6.29% | +6.28% | +0.01 pts | 7 of 17 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in LIC MF Banking & PSU Debt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,317
Invested ₹60,000
XIRR 4.68% a year
SIP for 3 years
₹1,97,029
Invested ₹1,80,000
XIRR 6.23% a year
SIP for 5 years
₹3,53,182
Invested ₹3,00,000
XIRR 6.64% a year
₹1 lakh invested at once
1 year ago
₹1,04,310
3 years ago
₹1,23,227
5 years ago
₹1,35,663
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,23,412 in Direct and ₹1,21,670 in Regular, a difference of ₹1,742.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +5.18% | +4.74% | 0.44 pts a year |
| 3 years | +7.26% | +6.76% | 0.51 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Banking and PSU Fund average
92%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+3.68%
Year to 29 May 2026
Other Banking and PSU Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
| Franklin India Banking & PSU Debt FundFranklin Templeton Mutual Fund | 25.38 | +5.39% | +7.4% | +6.47% |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 27.21 | +5.06% | +7.06% | +6.29% |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | 36.54 | +4.56% | +7.06% | +6.58% |
| SBI Banking & PSU Debt FundSBI Mutual Fund | 3,543.84 | +4.35% | +7.1% | +6.17% |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | 72.83 | +4.3% | +7.17% | +6.37% |
| ITI Banking & PSU Debt FundITI Mutual Fund | 14.25 | +4.19% | +6.89% | +6.33% |
| Axis Banking and PSU Debt FundAxis Mutual Fund | 2,900.00 | +4.13% | +6.85% | +6.15% |
All Banking and PSU Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Daily IDCW | 14.32 | 120337 |
| Direct Plan | Growth | 40.15 | 120338 |
| Direct Plan | Monthly IDCW | 15.12 | 120339 |
| Direct Plan | Weekly IDCW | 10.06 | 120336 |
| Regular Plan | Daily IDCW | 11.87 | 105822 |
| Regular Plan | Growth | 37.01 | 105823 |
| Regular Plan | Monthly IDCW | 13.85 | 105856 |
| Regular Plan | Weekly IDCW | 10.39 | 105857 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- LIC Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF767K01GI4
- AMFI scheme code
- 120338
- NAV history from
- 29 Oct 2021
More schemes from LIC Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| LIC MF Value FundLIC Mutual Fund | 30.63 | +16.96% | +17.61% | — |
| LIC MF Gold ETF Fund of FundLIC Mutual Fund | 38.32 | +15.74% | +30.58% | — |
| LIC MF Healthcare FundLIC Mutual Fund | 37.21 | +14.18% | +23.28% | — |
| LIC MF Small Cap FundLIC Mutual Fund | 38.50 | +13.42% | +17.46% | — |
| LIC MF Manufacturing FundLIC Mutual Fund | 11.50 | +11.82% | — | — |
| LIC MF Infrastructure FundLIC Mutual Fund | 61.64 | +7.31% | +22.87% | +20.85% |
| LIC MF Arbitrage FundLIC Mutual Fund | 15.72 | +6.63% | +7.11% | +6.66% |
| LIC MF Ultra Short Term FundLIC Mutual Fund | 1,471.72 | +6.56% | +7.22% | +6.38% |
Frequently asked questions
What is the NAV of LIC MF Banking & PSU Debt Fund today?
LIC MF Banking & PSU Debt Fund (Direct Plan, Growth option) has a NAV of ₹40.15 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of LIC MF Banking & PSU Debt Fund?
+4.31% over the year to 4 Nov 2026, against an average of +4.18% for Banking and PSU Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in LIC MF Banking & PSU Debt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,53,182 at the latest NAV, an XIRR of 6.64% a year.
How much more does the Regular plan of LIC MF Banking & PSU Debt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,23,412 in the Direct plan and ₹1,21,670 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is LIC MF Banking & PSU Debt Fund in?
LIC MF Banking & PSU Debt Fund is a Banking and PSU Fund scheme from LIC Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.