UTI - Credit Risk Fund. NAV Today
UTI - Credit Risk Fund. NAV is ₹20.94 as of 4 Nov 2026, up 5.67% over 1 year, 11 of 12 in Credit Risk Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹20.94
4 Nov 2026
1-year return
+5.67%
Category +8.05%
Category rank (1Y)
11 of 12
Credit Risk Fund
3-year return
+7.66%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.27% | +0.36% | -0.09 pts | — |
| 6 months | +3.12% | +3.66% | -0.54 pts | — |
| 1 year | +5.67% | +8.05% | -2.38 pts | 11 of 12 |
| 3 years (a year) | +7.66% | +9.58% | -1.92 pts | 11 of 12 |
| 5 years (a year) | +6.89% | +10.09% | -3.20 pts | 9 of 11 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Credit Risk Fund.
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,579
Invested ₹60,000
XIRR 5.61% a year
SIP for 3 years
₹1,99,158
Invested ₹1,80,000
XIRR 6.98% a year
SIP for 5 years
₹3,58,463
Invested ₹3,00,000
XIRR 7.24% a year
₹1 lakh invested at once
1 year ago
₹1,05,670
3 years ago
₹1,24,785
5 years ago
₹1,39,536
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,24,967 in Direct and ₹1,22,427 in Regular, a difference of ₹2,540.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +6.52% | +5.77% | 0.75 pts a year |
| 3 years | +7.71% | +6.98% | 0.73 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Credit Risk Fund average
0%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.59%
Year to 30 Oct 2026
Other Credit Risk Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Credit Risk FundBank of India Mutual Fund | 14.97 | +17% | +10.04% | +27.87% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 28.27 | +11.33% | +13.03% | +10.86% |
| DSP Credit Risk FundDSP Mutual Fund | 61.06 | +10.46% | +13.8% | +13.41% |
| Axis Credit Risk FundAxis Mutual Fund | 26.58 | +7.41% | +8.75% | +7.69% |
| SBI Credit Risk FundSBI Mutual Fund | 54.34 | +7.29% | +8.45% | +7.71% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 38.84 | +7.02% | +8.96% | +7.98% |
| Invesco India Credit Risk FundInvesco Mutual Fund | 2,355.45 | +6.96% | +8.86% | +8.41% |
| HDFC Credit Risk FundHDFC Mutual Fund | 28.46 | +6.43% | +8.17% | +7.13% |
All Credit Risk Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Annual IDCW | 13.28 | 135290 |
| Direct Plan | Discontinued Flexi IDCW | 13.29 | 136302 |
| Direct Plan | Discontinued Quarterly IDCW | 14.77 | 120765 |
| Direct Plan | Growth | 20.94 | 120764 |
| Direct Plan | Half yearly IDCW | 13.34 | 135418 |
| Direct Plan | Monthly IDCW | 11.32 | 131419 |
| Regular Plan | Annual IDCW | 12.25 | 133344 |
| Regular Plan | Discontinued Flexi IDCW | 11.92 | 135051 |
| Regular Plan | Discontinued Quarterly IDCW | 13.04 | 117982 |
| Regular Plan | Growth | 18.36 | 117981 |
| Regular Plan | Half yearly IDCW | 12.32 | 135419 |
| Regular Plan | Monthly IDCW | 11.03 | 131418 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF789F01YB6
- AMFI scheme code
- 120764
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Credit Risk Fund. today?
UTI - Credit Risk Fund. (Direct Plan, Growth option) has a NAV of ₹20.94 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Credit Risk Fund.?
+5.67% over the year to 4 Nov 2026, against an average of +8.05% for Credit Risk Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Credit Risk Fund. be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,58,463 at the latest NAV, an XIRR of 7.24% a year.
How much more does the Regular plan of UTI - Credit Risk Fund. cost?
Over 3 years, ₹1 lakh grew to ₹1,24,967 in the Direct plan and ₹1,22,427 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Credit Risk Fund. in?
UTI - Credit Risk Fund. is a Credit Risk Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.