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Equitas Small Finance Bank Ltd

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Equitas Small Finance Bank Q2 Results 2026 (FY27) investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹65
Market cap₹7.4K Cr
P/E14.6
Updated29 Oct 2026
Read3 min read

Equitas Small Finance Bank Ltd Q2 FY27 key numbers

Revenue
Net Income for Q2FY27: ₹1,313 Cr, up 32% YoY.

As stated in Equitas Small Finance Bank Ltd's Q2 FY27 investor presentation · published 29 Oct 2026. Reported figures, not investment advice.

Based on Equitas Small Finance Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Net Income for Q2FY27: ₹1,313 Cr, up 32% YoY (Page 34) - Interest Income from Loans: ₹1,818 Cr, up 29% YoY (Page 33) - Total Interest Income: ₹2,066 Cr, up 28% YoY (Page 33) - Other Income (Net) EBITDA / PPoP (Profit before Provisions and Operating Expenses): - Q2FY27: Rs.

From Equitas Small Finance Bank Ltd's Q2 FY27 earnings-call transcript · updated 29 Oct 2026.

Revenue & Sales Performance

- Net Income for Q2FY27: ₹1,313 Cr, up 32% YoY (Page 34) - Interest Income from Loans: ₹1,818 Cr, up 29% YoY (Page 33) - Total Interest Income: ₹2,066 Cr, up 28% YoY (Page 33) - Other Income (Net): ₹287 Cr, up 28% YoY (Page 33) - Total Disbursements in Q2FY27: ₹7,450 Cr, up 38% YoY (Page 21, 11) - Gross Advances at Q2FY27: ₹50,669 Cr, up 30% YoY (Page 20, 11) - Deposits at Q2FY27: ₹52,483 Cr, up 19% YoY (Page 32) **Outlook:** - MFI advances expected around 10% of overall advances (Page 9) - 25%+ growth in overall advances for FY27 anticipated (Page 9) - Cost-to-income expected to moderate in H2FY27 with operating leverage (Page 9)

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Profitability & Margins

See what Equitas Small Finance Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

See what Equitas Small Finance Bank Ltd said on capital expenditure plans — free account, 30 seconds.

Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Equitas Small Finance Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

See what Equitas Small Finance Bank Ltd said on order book & pipeline — free account, 30 seconds.

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What Equitas Small Finance Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Equitas Small Finance Bank Ltd Q2 FY27 results?

Net Income for Q2FY27: ₹1,313 Cr, up 32% YoY (Page 34) - Interest Income from Loans: ₹1,818 Cr, up 29% YoY (Page 33) - Total Interest Income: ₹2,066 Cr, up 28% YoY (Page 33) - Other Income (Net) EBITDA / PPoP (Profit before Provisions and Operating Expenses): - Q2FY27: Rs.

What is Equitas Small Finance Bank Ltd share price analysis?

Equitas Small Finance Bank Ltd currently shows a neutral. The stock trades at a P/E of 14.6 with a market cap of ₹7,446 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.