Arthneeti

Dhanlaxmi Bank Q2 FY27 Share Price & Earnings Call Analysis

₹40.24+14.81% today
Market cap
₹1,581 Cr
P/E
11.22
ROE
7.15%
PEG
0.40
Price to sales
0.91
Debt to equity
13.51
52W high / low
₹40.2 / ₹19.6
Sales growth (5Y)
11.46%
EBITDA margin
60.18%
Net profit margin
6.41%
Sales (last year)
₹1,771 Cr

Incorporated in 1927, Dhanlaxmi Bank Ltd is in the business of providing banking services[1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Banks
on management's own guidance

  1. Canara BankGood growth
    2
  2. Capital SmallGood growth
    1
  3. AU Small FinanceGood growth
    3
See all potential multibaggersWhere does Dhanlaxmi Bank rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Dhanlaxmi Bank latest results (Sep 2026)

Revenue

₹471 Cr

+23% YoY

Net profit

₹49 Cr

+113% YoY

Operating margin

4%

EPS

₹1.23

What management said on the call →

Dhanlaxmi Bank shareholding (Sep 2026)

Promoters

—

— QoQ

FIIs

14.09%

−0.12 pp QoQ

DIIs

0.05%

unchanged QoQ

Public

85.87%

+0.13 pp QoQ

Full shareholding pattern →Dividend history →

Peers

Banks companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
1Capital Small20–40%Up 0–2%₹1,248 Cr7.7
2Canara Bank20–40%Flat₹1.12L Cr5.5
3AU Small Finance20–40%Flat₹69,983 Cr22.2
420–40%Flat₹58,580 Cr49.7
520–40%Flat₹30,070 Cr10.1
620–40%Flat₹13,111 Cr8.3

Sign up free to see every company in the sector ranking and track Dhanlaxmi Bank.

Pro shows every company guiding 40%+ revenue growth →Full Banks ranking

Financials of Dhanlaxmi Bank

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Shareholder Pattern

Dhanlaxmi Bank

Shareholding breakup across reporting periods.

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
FIIs +11.89%6.10%5.93%4.97%6.95%15.26%15.52%15.27%15.32%15.42%14.21%14.09%
DIIs +0.07%0.07%0.07%0.07%0.16%0.05%0.05%0.05%0.05%0.05%0.05%0.05%
Public +88.04%93.82%93.99%94.96%92.90%84.69%84.43%84.68%84.63%84.53%85.74%85.87%
No. of Shareholders1,25,3892,12,8692,00,5581,85,8221,84,1281,84,5431,81,2971,79,7031,75,7091,72,0471,63,1141,59,421

Financials of Dhanlaxmi Bank

Quarterly Results

Quarter-by-quarter operating performance

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue +304308306306329335351368384407443449471
Interest183194201206208206216229242253256272283
Expenses +118147135140140151150166153180177177171
Financing Profit3-33-30-40-19-22-16-27-11-2510117
Financing Margin %1%-11%-10%-13%-6%-7%-5%-7%-3%-6%2%0%4%
Other Income +24364132524243393549693547
Depreciation0000000000000
Profit before tax26311-8332027122324793664
Tax %12%0%69%0%21%0%-7%0%0%0%45%30%24%
Net Profit +2333-8262029122324432549
EPS in Rs0.590.080.08-0.200.650.500.730.310.590.611.100.631.23
Gross NPA %5.36%4.81%4.05%4.04%3.82%3.53%2.98%3.22%3.10%2.36%1.89%1.82%1.76%
Net NPA %1.29%1.27%1.25%1.26%1.12%0.86%0.99%1.13%1.12%1.11%0.51%0.47%0.45%

Financials of Dhanlaxmi Bank

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue +1,2841,2041,0891,0139719889319171,0711,2071,3201,6011,771
Interest9859007576686256146015545957498379791,064
Expenses +607566410460377427394474498515556647705
Financing Profit-308-261-78-114-30-53-64-112-22-57-72-242
Financing Margin %-24%-22%-7%-11%-3%-5%-7%-12%-2%-5%-5%-2%0%
Other Income +85771111025311312216975153169192201
Depreciation1825201311131520212525300
Profit before tax-241-20912-2512464337327072138203
Tax %0%-0%0%0%0%-43%13%3%-56%18%7%26%
Net Profit +-241-20912-2512663736495867103141
EPS in Rs-8.72-7.570.38-0.630.301.670.940.911.251.461.692.603.57
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Financials of Dhanlaxmi Bank

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital177177210253253253253253253253395395395
Reserves5463314454965085746116477087771,0011,0791,149
Deposits12,67711,49911,29410,92010,60310,90411,71212,40313,35214,29016,01318,64320,551
Borrowing646107145392200178150150492299200737301
Other Liabilities +305349240225234357370343327343328384383
Total Liabilities14,35212,46312,33312,28611,79912,26513,09613,79615,13215,96217,93721,23822,779
Fixed Assets +184152183173169179225221251267266284370
CWIP19273131333500781570
Investments4,4973,7924,1944,3654,0373,6824,4394,0443,8893,9423,9554,2574,857
Other Assets +9,6528,4927,9257,7187,5608,3698,4339,53110,98611,74513,70016,69017,552
Total Assets14,35212,46312,33312,28611,79912,26513,09613,79615,13215,96217,93721,23822,779

Financials of Dhanlaxmi Bank

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-605-298-99-203-144554-9013921617-5631
Cash from Investing Activity +-10-9-11-3-10-25-27-388-106111-32-790
Cash from Financing Activity +230-15084270-95-23-28000142150
Net Cash Flow-385-457-2664-248506-144-249111128105-8
Free Cash Flow-615-307-110-206-154529-117123182-24-37600

Financials of Dhanlaxmi Bank

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-33%-34%2%-4%2%8%4%4%5%6%5%7%
41out of 100

Momentum score · price trend

41 out of 100 — Steady

Over the past year its share price has moved roughly in the middle of the stocks we track.

PeriodShare price changeBetter than … of 1,937 stocks
Last 12 months+47.9%83%
Last 6 months+29.0%77%
Last 3 months+24.4%89%

The price is 74.3% below its all-time high of ₹156.43 (8 Oct 2010). Stocks more than 20% below their peak have their score halved, so 82 became 41.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,937 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Dhanlaxmi Bank: 0.4 × 83 + 0.4 × 77 + 0.2 × 89 = 82, halved to 41 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 13 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

Dhanlaxmi Bank: frequently asked questions

What is Dhanlaxmi Bank share price today?

Dhanlaxmi Bank last traded at ₹40.24, with a market capitalisation of ₹1,581 Cr and a P/E ratio of 11.2.

What were Dhanlaxmi Bank's latest quarterly results?

For the quarter ended Sep 2026, Dhanlaxmi Bank reported revenue of ₹471 Cr (+23% year on year) and net profit of ₹49 Cr, with an operating margin of 4%.

Is Dhanlaxmi Bank's profit growing?

Net profit was ₹49 Cr in Sep 2026 against ₹23 Cr in Sep 2025, a change of +113%.

What is Dhanlaxmi Bank's EPS?

Dhanlaxmi Bank's earnings per share for the quarter ended Sep 2026 was ₹1.23.

How much do FIIs and DIIs hold in Dhanlaxmi Bank?

In Sep 2026, foreign institutional investors held 14.09% and domestic institutions (including mutual funds) held 0.05% of Dhanlaxmi Bank.

What is Dhanlaxmi Bank's ROE and ROCE?

Dhanlaxmi Bank's return on equity is 7.15% and its return on capital employed is 5.81%.

Does Dhanlaxmi Bank pay a dividend?

Dhanlaxmi Bank's dividend yield is 0% at the current price; see the Dhanlaxmi Bank dividends page for past payouts.

Which sector does Dhanlaxmi Bank belong to?

Dhanlaxmi Bank is in the Banks sector. Its peer comparison and sector ranking are on this page.

What did Dhanlaxmi Bank's management say on the latest earnings call?

Arthneeti's analysis of the Q2 FY27 earnings call covers revenue, margins, capex and fundraising guidance from Dhanlaxmi Bank's management.

How does Arthneeti AI analyse Dhanlaxmi Bank?

Arthneeti reads Dhanlaxmi Bank's earnings call transcripts and filings and scores revenue growth, margins, capex and fundraising, then ranks the company against its sector.

Continue your research

What Dhanlaxmi Bank's management said in earlier quarters

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