Financials of Karur Vysya Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Karur Vysya Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +1,7681,8831,9972,1392,1872,2852,3872,4892,5162,5692,8082,7942,904
Interest8769861,0821,1381,1891,2601,3241,4071,4271,4891,5471,5551,545
Expenses +8477417438331,0518008968789258391,030848985
Financing Profit45156173168-53225167203164240231392373
Financing Margin %3%8%9%8%-2%10%7%8%7%9%8%14%13%
Other Income +401333339358626388469465509447512509616
Depreciation0000000000000
Profit before tax446489512526574613636668674687743901989
Tax %24%27%26%22%20%25%26%26%24%24%23%23%27%
Net Profit +338359378412456459474496513521574690725
EPS in Rs3.513.723.934.274.734.754.905.145.315.405.947.147.50
Gross NPA %2.27%1.99%1.73%1.58%1.40%1.32%1.10%0.83%0.76%0.66%0.76%0.71%0.75%
Net NPA %0.74%0.59%0.47%0.42%0.40%0.38%0.28%0.20%0.20%0.19%0.19%0.19%0.19%

Financials of Karur Vysya Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +5,3965,4435,6225,7005,8165,9905,4705,5886,5178,2139,67811,074
Interest3,9303,6623,5493,4023,4533,6423,1112,8723,1684,3955,4186,136
Expenses +1,5031,4941,8872,6092,9023,1122,6202,4342,9653,2673,3853,703
Financing Profit-37288187-311-539-764-2602813845518751,236
Financing Margin %-1%5%3%-5%-9%-13%-5%5%6%7%9%11%
Other Income +5907077829009631,1559197691,1591,6491,8302,084
Depreciation818386851011191241191061001140
Profit before tax4719128835043222725349311,4372,1002,5913,320
Tax %2%38%31%31%35%14%33%28%23%24%25%24%
Net Profit +4645686063462112353596731,1061,6051,9422,510
EPS in Rs4.956.056.463.602.202.453.757.0111.4916.6320.1025.97
Dividend Payout %34%30%26%13%23%0%11%19%14%12%11%10%

Financials of Karur Vysya Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital122122122145160160160160160161161193
Reserves4,1244,4514,9146,1196,2636,4406,8007,4368,4249,87911,76913,915
Deposits44,84050,07953,70056,89059,86859,07563,27868,48676,63889,113102,078115,666
Borrowing2,7512,8941,6962,3941,5651,1842,5281,3391,4322,4781,2172,623
Other Liabilities +1,3151,4391,3761,3931,4841,4191,8572,6503,5263,8224,1434,207
Total Liabilities53,15258,98561,80866,94169,34068,27874,62380,07190,179105,453119,367136,603
Fixed Assets +395417411475545563518464418412451502
CWIP174853382321151720390
Investments12,37514,44314,85715,80314,88215,76216,01917,21618,80822,34423,83129,020
Other Assets +40,36644,12246,53250,61053,87651,92958,06562,37770,93682,67795,046107,082
Total Assets53,15258,98561,80866,94169,34068,27874,62380,07190,179105,453119,367136,603

Financials of Karur Vysya Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-3095801,611-550-1,5762,5043,3662951,2172,9544,487-554
Cash from Investing Activity +-102-92-84-170549-1,535-1,379-1,594-1,270-1,296-2,151-1,745
Cash from Financing Activity +482-346-74683414-274-59-96-178-694-188-205
Net Cash Flow711431,453-36-6126961,928-1,394-2319632,148-2,504
Free Cash Flow-4114881,527-744-1,7302,3693,2892381,1562,8644,319-683
CFO/OP-5%19%49%-11%-47%91%123%-1%28%69%79%2%

Financials of Karur Vysya Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %12%13%13%6%3%4%5%9%14%17%18%19%