Aadhar Housing Finance Ltd
Aadhar Housing Finance Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management said on revenue, margins and capex.
Guidance rank: #20 of 63 in Finance
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What the Q1 FY27 call signalled
4 of 5 strong
The short version
AUM (Assets Under Management) growth targeted at 20% for FY27 and medium term. - Disbursement growth expected to exceed 20% over the next three quarters. - Profit after Tax (PAT) growth guidance of 20% for FY27. - July disbursement expected close to INR 900 crores, indicating strong momentum. - Focused on calibrated branch expansion with 45-50 new branches planned annually. - Incremental disbursement mix expected to normalize to historical 70-30 ratio (home vs. Management reiterates medium-term guidance of 20% AUM growth and 20% profit (PAT) growth for FY27 and the next 3 quarters.
From Aadhar Housing Finance Ltd's Q1 FY27 earnings-call transcript · updated 25 Aug 2026.
Revenue & Sales Performance
- AUM (Assets Under Management) growth targeted at 20% for FY27 and medium term.
- Disbursement growth expected to exceed 20% over the next three quarters.
- Profit after Tax (PAT) growth guidance of 20% for FY27.
- July disbursement expected close to INR 900 crores, indicating strong momentum.
- Focused on calibrated branch expansion with 45-50 new branches planned annually.
- Incremental disbursement mix expected to normalize to historical 70-30 ratio (home vs. non-home loans).
- Urban and emerging market strategy to sustain incremental yields and spreads above 5.5%.
2 more points from Aadhar Housing Finance Ltd's call on revenue
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Profitability & Margins
See what Aadhar Housing Finance Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- Management emphasizes raising INR1,000 crores primary capital via IPO for growth over the next 3-4 years.
- There is focus on branch expansion guidance of 40-50 branches per year, indicating investment in physical network growth.
- Capital adequacy is maintained at 40-43%, with internal buffers set aside for operational risk, supporting secure growth.
2 more points from Aadhar Housing Finance Ltd's call on capex
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Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
2 more points from Aadhar Housing Finance Ltd's call on order book
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What Aadhar Housing Finance Ltd's management said in earlier quarters
Others in Finance this season
- Purple Finance (Q1 FY27)
Total disbursements since inception: ₹312 crore . Key investor presentation takeaways from Purple Finance Ltd's Q1 FY27 investor presentation — and how it ranks
- Regency Fincorp (Q1 FY27)
. Key concall takeaways from Regency Fincorp's Q1 FY27 earnings call — and how it ranks against sector peers.
- Apollo Finvest (India) Ltd (Q1 FY27)
The presentation reports **total income of ₹25.9 crore for Q1 FY27**, up from ₹21.6 crore in Q1 FY26, indicating a **year-on-year growth of 20%**. Key investor
- Capital Trust (Q1 FY27)
Total Income for Q1 FY27: ₹12.3 Crores, down 3% YoY from ₹12.6 Crores in Q1 FY26 (Page 31). Key investor presentation takeaways from Capital Trust's Q1 FY27 inv
Potential multibaggers · Q2 FY27
Potential multibaggers in Finance
on management's own guidance
- Strong growth2
- Strong growth1
- Strong growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Aadhar Housing Finance Ltd Q1 FY27 results?
AUM (Assets Under Management) growth targeted at 20% for FY27 and medium term. - Disbursement growth expected to exceed 20% over the next three quarters. - Profit after Tax (PAT) growth guidance of 20% for FY27. - July disbursement expected close to INR 900 crores, indicating strong momentum. - Focused on calibrated branch expansion with 45-50 new branches planned annually. - Incremental disbursement mix expected to normalize to historical 70-30 ratio (home vs. Management reiterates medium-term guidance of 20% AUM growth and 20% profit (PAT) growth for FY27 and the next 3 quarters.
What is Aadhar Housing Finance Ltd share price analysis?
Aadhar Housing Finance Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 17.6 with a market cap of ₹20,248 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.