Arthneeti
All Q2 FY27 results →
ES

ESAF Small Finance Bank Ltd

Q2 FY27Banks

ESAF Small Finance Bank Q2 Results 2026 (FY27): Revenue ₹856.58 Cr, PAT ₹160.17 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹41
Market cap₹2.1K Cr
Updated29 Oct 2026
Read3 min read

Based on ESAF Small Finance Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

For Q2 FY27, Interest Income was ₹1,174.71 Cr, up 43.3% YoY from ₹819.82 Cr in Q2 FY26. - Net Interest Income for Q2 FY27 was ₹643.25 Cr, up 73.0% YoY from ₹371.79 Cr in Q2 FY26. - Other Income for Q2 FY27 was ₹213.33 Cr, up 47.0% YoY from ₹145.16 Cr in Q2 FY26. - Net Total Income for Q2 FY27 stood at ₹856.58 Cr, up 65.7% YoY from ₹516.96 Cr in Q2 FY26. - Gross Advances were ₹23,934 Cr as of Q2 FY27, compared to ₹19,137 Cr in Q2 FY26 (approx. EBITDA (approximated as Pre-Provision Operating Profit) for Q2 FY27: ₹362.39 Cr, up 288.6% YoY from ₹93.25 Cr in Q2 FY26 (Page 23).

From ESAF Small Finance Bank Ltd's Q2 FY27 earnings-call transcript · updated 29 Oct 2026.

Revenue & Sales Performance

  • For Q2 FY27, Interest Income was ₹1,174.71 Cr, up 43.3% YoY from ₹819.82 Cr in Q2 FY26.
  • Net Interest Income for Q2 FY27 was ₹643.25 Cr, up 73.0% YoY from ₹371.79 Cr in Q2 FY26.
  • Other Income for Q2 FY27 was ₹213.33 Cr, up 47.0% YoY from ₹145.16 Cr in Q2 FY26.
  • Net Total Income for Q2 FY27 stood at ₹856.58 Cr, up 65.7% YoY from ₹516.96 Cr in Q2 FY26.

2 more points from ESAF Small Finance Bank Ltd's call on revenue

Create a free account to keep reading this call

Profitability & Margins

See what ESAF Small Finance Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

See what ESAF Small Finance Bank Ltd said on capital expenditure plans — free account, 30 seconds.

Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what ESAF Small Finance Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

Key observations based strictly on the presentation content: - There is detailed information on deposits, advances, income, expenses, asset quality, and profitability ratios. - The presentation is centered on banking operations and growth strategies rather than manufacturing or project order metrics.

Continue your research

What ESAF Small Finance Bank Ltd's management said in earlier quarters

Others in Banks this season

  • Suryoday Small Finance Bank Ltd (Q2 FY27)

    Gross Advances: ₹14,972 Cr, +34.6% YoY . Key investor presentation takeaways from Suryoday Small Finance Bank Ltd's Q2 FY27 investor presentation — and how it r

  • Fino Payments Bank Ltd (Q2 FY27)

    Q2’27 Revenue: ₹333.6 Cr, up 16.6% YoY (Page 15) . Key investor presentation takeaways from Fino Payments Bank Ltd's Q2 FY27 investor presentation — and how it

  • Capital Small Finance Bank Ltd (Q2 FY27)

    Net Interest Income: INR 139 Crores (24% YoY increase from INR 112 Crores in Q2FY26) . Key investor presentation takeaways from Capital Small Finance Bank Ltd's

  • Equitas Small Finance Bank Ltd (Q2 FY27)

    Net Income for Q2FY27: ₹1,313 Cr, up 32% YoY (Page 34) . Key investor presentation takeaways from Equitas Small Finance Bank Ltd's Q2 FY27 investor presentation

Compare:vs HDFC Bank Ltdvs ICICI Bank Ltdvs SBI

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

ESAF Small Finance Bank Ltd and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were ESAF Small Finance Bank Ltd Q2 FY27 results?

For Q2 FY27, Interest Income was ₹1,174.71 Cr, up 43.3% YoY from ₹819.82 Cr in Q2 FY26. - Net Interest Income for Q2 FY27 was ₹643.25 Cr, up 73.0% YoY from ₹371.79 Cr in Q2 FY26. - Other Income for Q2 FY27 was ₹213.33 Cr, up 47.0% YoY from ₹145.16 Cr in Q2 FY26. - Net Total Income for Q2 FY27 stood at ₹856.58 Cr, up 65.7% YoY from ₹516.96 Cr in Q2 FY26. - Gross Advances were ₹23,934 Cr as of Q2 FY27, compared to ₹19,137 Cr in Q2 FY26 (approx. EBITDA (approximated as Pre-Provision Operating Profit) for Q2 FY27: ₹362.39 Cr, up 288.6% YoY from ₹93.25 Cr in Q2 FY26 (Page 23).

What is ESAF Small Finance Bank Ltd share price analysis?

ESAF Small Finance Bank Ltd currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹2,110 Cr. Investors should review the full earnings analysis for detailed insights.

Keep ESAF Small Finance Bank Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.