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Home First Finance Company India Ltd

Q3 FY26Finance

Home First Finance Company India Q3 FY26 earnings call: Revenue & Margins

Q3 FY26 earnings call: what management said on revenue, margins and capex.

Price₹1,194
Market cap₹12.4K Cr
P/E21.3
Updated23 Aug 2026
Read3 min read

The short version

Home First Finance projects a 25% AUM growth for FY26 and FY27, aiming to reach around Rs. Home First Finance targets a steady AUM growth of around 25% for FY26 and FY27. - They aim to reach an AUM of approximately Rs.

From Home First Finance Company India Ltd's Q3 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • Home First Finance projects a 25% AUM growth for FY26 and FY27, aiming to reach around Rs. 19,600-Rs. 20,000 crores by March 2027.
  • 6,400-6,500 crores, approximately 18% growth over FY26.
  • The company expects growth driven by increased distribution and market momentum rather than relaxation of underwriting filters.
  • Growth focus remains on core affordable housing loans with ticket sizes between Rs. 10-40 lakhs, expecting a natural ticket size increase of 3%-5% annually.
  • Recovery and growth are anticipated in previously impacted states like Tamil Nadu, with turnaround expected from Q2 FY27.

2 more points from Home First Finance Company India Ltd's call on revenue

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Profitability & Margins

See what Home First Finance Company India Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Some relevant points include: - The company is continuing to add branches, with 6-8 branch additions expected by March (Page 11). - Co-lending is seen as an important strategy to cater to higher ticket size segments, with an aim to grow co-lending contribution to 10% of AUM as they scale (Page 6).

2 more points from Home First Finance Company India Ltd's call on capex

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Home First Finance Company India Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

From the conference call transcripts and discussions, relevant points include: - The company is targeting an AUM growth of around 20%-23% year-on-year to reach Rs. 35,000 crores by 2030. - Disbursements are running at about Rs. 500 crores per month currently, with continued distribution and improved market momentum driving growth.

2 more points from Home First Finance Company India Ltd's call on order book

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What Home First Finance Company India Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Home First Finance Company India Ltd Q3 FY26 results?

Home First Finance projects a 25% AUM growth for FY26 and FY27, aiming to reach around Rs. Home First Finance targets a steady AUM growth of around 25% for FY26 and FY27. - They aim to reach an AUM of approximately Rs.

What is Home First Finance Company India Ltd share price analysis?

Home First Finance Company India Ltd currently shows a neutral. The stock trades at a P/E of 21.3 with a market cap of ₹12,407 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.