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Home First Finance Company India Ltd Q2 FY27 results are out (Jul–Sep 2026) →Revenue ₹567 Cr +18.9% YoYSee revenue, profit and what management said. You are viewing Q1 FY26.
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Home First Finance Company India Ltd

Q1 FY26Finance

Home First Finance Company India Q1 FY26 earnings call: Revenue & Margins

Q1 FY26 earnings call: what management said on revenue, margins and capex.

Revenue
₹454Cr
+35.1% YoY
+9.4% QoQ
Net profit
₹119Cr
+35.2% YoY
+13.3% QoQ
Price₹1,194
Market cap₹12.4K Cr
P/E21.3

The short version

The company aims for approximately 20% disbursement growth for the full year, targeting about Rs. 500 crores disbursement per month going forward (Page 15-16). Home First Finance aims to maintain a strong AUM growth; Q1FY26 AUM grew 28.6% y-o-y.

From Home First Finance Company India Ltd's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • The company aims for approximately 20% disbursement growth for the full year, targeting about Rs. 500 crores disbursement per month going forward (Page 15-16).
  • They expect two quarters with 7%-10% growth quarter-over-quarter to achieve this (Page 15).
  • After a slight dip in April, disbursement trends in May, June, and July are on track with plans, indicating recovery and growth momentum (Pages 7-8, 15).
  • The full-year disbursal guidance stands at Rs. 5,600 - 5,800 crores for FY26 (Page 7).

2 more points from Home First Finance Company India Ltd's call on revenue

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Profitability & Margins

Home First Finance aims to maintain a strong AUM growth; Q1FY26 AUM grew 28.6% y-o-y.

Locked: what Home First Finance Company India Ltd said on margins

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Capital Expenditure Plans

Some relevant points related to investments and growth initiatives are: - The company is investing in growth by adding branches and people, maintaining an operating cost to total assets ratio of 2.6% - 2.7% for the full year. - Digital adoption and technology investments are ongoing, including the launch of “Pulse” (an AI-powered omnichannel platform) and development of in-house Document Management and Treasury Management Systems.

2 more points from Home First Finance Company India Ltd's call on capex

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Max India Ltd
Rev 1Mar 1
3
Rev 1Mar 3
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The company recently raised Rs. 1,250 crore through its first Qualified Institutional Placement (QIP),…

Locked: what Home First Finance Company India Ltd said on fundraising

Also locked on this page: margins

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Order Book & Pipeline

Key points related to loan disbursement and growth include: - Disbursement target growth of approximately 20% for the full year. - Monthly disbursement run rate targeted around Rs. 500 crores from Q2 onwards. - April saw a dip in disbursement (around Rs. 380 crores) but May, June, and July showed recovery. - Challenges in some regions (Surat, Coimbatore-Tirupur, Tamil Nadu, Telangana) are expected to normalize.

2 more points from Home First Finance Company India Ltd's call on order book

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What Home First Finan's management said in earlier quarters

Earlier calls (8)

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Frequently Asked Questions

What were Home First Finance Company India Ltd Q1 FY26 results?

The company aims for approximately 20% disbursement growth for the full year, targeting about Rs. 500 crores disbursement per month going forward (Page 15-16). Home First Finance aims to maintain a strong AUM growth; Q1FY26 AUM grew 28.6% y-o-y.

What is Home First Finance Company India Ltd share price analysis?

Home First Finance Company India Ltd currently shows a neutral. The stock trades at a P/E of 21.3 with a market cap of ₹12,407 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.