Home First Finance Company India Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management said on revenue, margins and capex.
- Revenue
- ₹501Cr
- +20.7% YoY
- +3.9% QoQ
- Net profit
- ₹149Cr
- +41.9% YoY
- +6.4% QoQ
Guidance rank: #20 of 67 in Finance
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The short version
The company has guided for a 25% AUM (Assets Under Management) growth for the fiscal year 2027. FY26 Profit after Tax (PAT) grew 41.4% YoY to INR 540 crores with RoE of 15.7%.
From Home First Finance Company India Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- The company has guided for a 25% AUM (Assets Under Management) growth for the fiscal year 2027.
- The leadership is confident about sustaining this 25% growth trajectory over the next 2-3 years, citing improved teams and value proposition.
- Expansion strategy includes adding 30-40 new branches annually, with growth both in new locations and increased density in existing cities.
- Success in traditionally formal markets like Mumbai and Pune strengthens growth confidence.
2 more points from Home First Finance Company India Ltd's call on revenue
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Profitability & Margins
FY26 Profit after Tax (PAT) grew 41.4% YoY to INR 540 crores with RoE of 15.7%.
Locked: what Home First Finance Company India Ltd said on margins
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Capital Expenditure Plans
- The company plans to continue investing in growth while maintaining a disciplined risk framework, supported by strong capital adequacy (CRAR at 44.1% as of Mar'26).
- Investments will focus on expanding distribution, increasing headcount, and advancing technology to enhance productivity and operational efficiency.
- Branch expansion strategy: adding 30 to 40 branches annually, including in new locations and increasing density in existing cities to improve customer access.
- Ongoing investments in technology to automate routine tasks and enable employees to focus on customer-facing activities.
2 more points from Home First Finance Company India Ltd's call on capex
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Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
In FY26, Home First Finance completed a Qualified Institutional Placement (QIP) raising INR1,250 crores in…
Locked: what Home First Finance Company India Ltd said on fundraising
Also locked on this page: margins, order book
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Order Book & Pipeline
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What Home First Finan's management said in earlier quarters
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Potential multibaggers · Q2 FY27
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Frequently Asked Questions
What were Home First Finance Company India Ltd Q4 FY26 results?
The company has guided for a 25% AUM (Assets Under Management) growth for the fiscal year 2027. FY26 Profit after Tax (PAT) grew 41.4% YoY to INR 540 crores with RoE of 15.7%.
What is Home First Finance Company India Ltd share price analysis?
Home First Finance Company India Ltd currently shows a neutral. The stock trades at a P/E of 21.3 with a market cap of ₹12,407 Cr. Investors should review the full earnings analysis for detailed insights.
Is Home First Finance Company India Ltd planning capital expenditure?
The company plans to continue investing in growth while maintaining a disciplined risk framework, supported by strong capital adequacy (CRAR at 44.1% as of Mar'26).
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.