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Jammu and Kashmir Bank Ltd

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Jammu and Kashmir Bank Q2 Results 2026 (FY27) investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹136
Market cap₹15.0K Cr
P/E6.5
Updated22 Oct 2026
Read2 min read

Jammu and Kashmir Bank Ltd Q2 FY27 key numbers

Revenue
Interest Earned (Q2 FY 2027): ₹3,727.09 crore, up 13.2% YoY.

As stated in Jammu and Kashmir Bank Ltd's Q2 FY27 investor presentation · published 22 Oct 2026. Reported figures, not investment advice.

Based on Jammu and Kashmir Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Interest Earned (Q2 FY 2027): ₹3,727.09 crore, up 13.2% YoY (Page 7) - Operating Income (Q2 FY 2027): ₹1,817.21 crore, up 14.5% YoY (Page 7) - Net Interest Income (Q2 FY 2027): ₹1,502.31 crore, up EBITDA (Operating Profit) for Q2 FY 2027: ₹789.14 crore, up 26.7% YoY

From Jammu and Kashmir Bank Ltd's Q2 FY27 earnings-call transcript · updated 22 Oct 2026.

Revenue & Sales Performance

  • Interest Earned (Q2 FY 2027): ₹3,727.09 crore, up 13.2% YoY (Page 7)
  • Operating Income (Q2 FY 2027): ₹1,817.21 crore, up 14.5% YoY (Page 7)
  • Net Interest Income (Q2 FY 2027): ₹1,502.31 crore, up 4.8% YoY (Page 7)
  • Other Income (Q2 FY 2027): ₹314.90 crore, up 104.8% YoY (Page 7)
  • Digital Transactions: More than 94% of transactions are digital as of Sep 30, 2026 (Page 15)

2 more points from Jammu and Kashmir Bank Ltd's call on revenue

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Profitability & Margins

See what Jammu and Kashmir Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

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Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

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Order Book & Pipeline

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What Jammu and Kashmir Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Jammu and Kashmir Bank Ltd Q2 FY27 results?

Interest Earned (Q2 FY 2027): ₹3,727.09 crore, up 13.2% YoY (Page 7) - Operating Income (Q2 FY 2027): ₹1,817.21 crore, up 14.5% YoY (Page 7) - Net Interest Income (Q2 FY 2027): ₹1,502.31 crore, up EBITDA (Operating Profit) for Q2 FY 2027: ₹789.14 crore, up 26.7% YoY

What is Jammu and Kashmir Bank Ltd share price analysis?

Jammu and Kashmir Bank Ltd currently shows a neutral. The stock trades at a P/E of 6.5 with a market cap of ₹14,958 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.