Karnataka Bank Ltd
Karnataka Bank Q2 Results 2026 (FY27) investor presentation: Revenue & Margins
Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.
Guidance rank: #25 of 28 in Banks
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Karnataka Bank Ltd Q2 FY27 key numbers
- Revenue
- Operating Revenue (Total Income net of Interest Expense) for Q2FY27: INR 1,272.53 Cr, up 18.76% YoY from INR 1,071.49 Cr in Q2FY26.
As stated in Karnataka Bank Ltd's Q2 FY27 investor presentation · published 28 Oct 2026. Reported figures, not investment advice.
Based on Karnataka Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Operating Revenue (Total Income net of Interest Expense) for Q2FY27: INR 1,272.53 Cr, up 18.76% YoY from INR 1,071.49 Cr in Q2FY26 (Page 13). EBITDA (Operating Profit) for Q2FY27: INR 602.22 Cr, up 36.86% YoY (from INR 440.04 Cr in Q2FY26) - Profit After Tax (PAT) for Q2FY27: INR 435.89 Cr, up 36.59% YoY (from INR 319.12 Cr in Q2FY26) - Explicit Margin Outlook: - Targeted Cost to Income ratio: 52.0% - 55.0% (Page 29) - Operating Expenses are to be managed within this band for improved margins.
From Karnataka Bank Ltd's Q2 FY27 earnings-call transcript · updated 28 Oct 2026.
Revenue & Sales Performance
- Operating Revenue (Total Income net of Interest Expense) for Q2FY27: INR 1,272.53 Cr, up 18.76% YoY from INR 1,071.49 Cr in Q2FY26 (Page 13).
- Net Interest Income (NII) for Q2FY27: INR 982.44 Cr, up 34.93% YoY from INR 728.12 Cr in Q2FY26 (Page 13).
- Gross Interest Income (GII) for Q2FY27: INR 2,503.87 Cr, up 14.90% YoY from INR 2,179.18 Cr in Q2FY26 (Page 10 and 4).
2 more points from Karnataka Bank Ltd's call on revenue
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Profitability & Margins
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Capital Expenditure Plans
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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What Karnataka Bank Ltd's management said in earlier quarters
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Karnataka Bank Ltd Q2 FY27 results?
Operating Revenue (Total Income net of Interest Expense) for Q2FY27: INR 1,272.53 Cr, up 18.76% YoY from INR 1,071.49 Cr in Q2FY26 (Page 13). EBITDA (Operating Profit) for Q2FY27: INR 602.22 Cr, up 36.86% YoY (from INR 440.04 Cr in Q2FY26) - Profit After Tax (PAT) for Q2FY27: INR 435.89 Cr, up 36.59% YoY (from INR 319.12 Cr in Q2FY26) - Explicit Margin Outlook: - Targeted Cost to Income ratio: 52.0% - 55.0% (Page 29) - Operating Expenses are to be managed within this band for improved margins.
What is Karnataka Bank Ltd share price analysis?
Karnataka Bank Ltd currently shows a neutral. The stock trades at a P/E of 8.2 with a market cap of ₹11,762 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.