Religare Enterprises Ltd
Religare Enterprises Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management said on revenue, margins and capex.
Guidance rank: #25 of 63 in Finance
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Religare Enterprises Ltd Q4 FY26 key numbers
- Revenue
- Housing Finance Company focuses on home loans (60-70% of portfolio) with ticket sizes around INR10-15 lakhs, targeting growth primarily in Tier 2 and 3 cities through branch and digital channels.
As stated in Religare Enterprises Ltd's Q4 FY26 earnings call transcript · published 24 May 2026. Reported figures, not investment advice.
The short version
Care Insurance expects strong growth, having already grown at 24%+, with a projected sustainable growth rate between 18% to 24% over the next 3-4 years, targeting better-than-industry growth. Care Insurance growth expected between 18% to 24% annually, aiming to outperform the industry (Page 18).
From Religare Enterprises Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- Care Insurance expects strong growth, having already grown at 24%+, with a projected sustainable growth rate between 18% to 24% over the next 3-4 years, targeting better-than-industry growth.
- Religare Finvest Ltd (NBFC) aims to scale up rapidly post-technology stack setup, utilizing its strong capital base (~INR900-1000 crores net worth); current disbursements are low (~INR10 crores/month) but expected to ramp up gradually.
- Housing Finance Company focuses on home loans (60-70% of portfolio) with ticket sizes around INR10-15 lakhs, targeting growth primarily in Tier 2 and 3 cities through branch and digital channels.
2 more points from Religare Enterprises Ltd's call on revenue
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Profitability & Margins
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Capital Expenditure Plans
- Capital infusion of INR 1,500 crores raised at Religare Enterprises (REL) level to fund growth across businesses.
- Allocation planned: INR 600 crores to Care (insurance), INR 250 crores to Housing Finance Company (HFC), INR 200 crores to Broking entity; approx. INR 375 crores reserved for general corporate purposes/other needs.
- NBFC (Religare Finvest) is well capitalized with INR 900-1,000 crores net worth plus INR 600+ crores cash, requiring no immediate capital.
- Housing Finance Company plans to invest in infrastructure expansion, technology, and frontline staff as business scales.
- NBFC division preparing to launch multiple products over next few quarters, involving technology platform buildup.
- CTO appointments are ongoing for companies to support future growth.
2 more points from Religare Enterprises Ltd's call on capex
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Top-ranked in Finance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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What the Q4 FY26 call signalled
3 of 4 strong
Religare Enterprises Ltd — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest (Q4 FY26): revenue ₹2.5K Cr, net profit ₹96 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What Religare Enterp.'s management said in earlier quarters
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on management's own guidance
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Religare Enterprises Ltd Q4 FY26 results?
Care Insurance expects strong growth, having already grown at 24%+, with a projected sustainable growth rate between 18% to 24% over the next 3-4 years, targeting better-than-industry growth. Care Insurance growth expected between 18% to 24% annually, aiming to outperform the industry (Page 18).
What is Religare Enterprises Ltd share price analysis?
Religare Enterprises Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 99.6 with a market cap of ₹8,562 Cr. Investors should review the full earnings analysis for detailed insights.
Is Religare Enterprises Ltd planning capital expenditure?
Capital infusion of INR 1,500 crores raised at Religare Enterprises (REL) level to fund growth across businesses. - Allocation planned: INR 600 crores to Care (insurance), INR 250 crores to Housing Finance Company (HFC), INR 200 crores to Broking entity; approx.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.