Arthneeti
Latest: Shriram Finance Ltd Q2 FY27 results →All Q4 FY26 results →
SF

Shriram Finance Ltd

Q4 FY26Finance

Shriram Finance Q4 FY26 earnings call: Revenue & Margins

Q4 FY26 earnings call: what management said on revenue, margins and capex.

Price₹1,011
Market cap₹2.4L Cr
P/E21.0
Updated23 Sept 2026
Read3 min read

The short version

Overall growth in financial year '26 ranged from 12% to 15% across most segments. FY'27 AUM growth is budgeted at 18%, aiming for steady growth across segments despite external challenges.

From Shriram Finance Ltd's Q4 FY26 earnings-call transcript · updated 23 Sept 2026.

Revenue & Sales Performance

  • Overall growth in financial year '26 ranged from 12% to 15% across most segments.
  • Q4 FY '26 saw strong sales growth in commercial vehicles (CV) and passenger vehicles (PV) ranging from ~12% to 19%.
  • New vehicle financing is increasing, contributing to growth in CV and PV segments.
  • For FY '27, cautious outlook expected due to external factors like geopolitical tensions and monsoon variability.
  • Projected AUM growth and disbursements budgeted at ~18% for FY '27, but Q1 expected to be difficult and growth possibly muted initially.
  • Growth in MSME segment expected in range of 13%-15%, with potential to increase if conditions improve.
  • New vehicle financing expected to scale up by 5-10 percentage points over the next two quarters.

2 more points from Shriram Finance Ltd's call on revenue

Create a free account to keep reading this call

Profitability & Margins

See what Shriram Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The following related points can be noted: - Growth plans include increasing new vehicle financing proportions over the next 18-24 months. - There is an intention to grow the overall AUM by around 18% in FY'27, including focused growth in commercial vehicles and passenger vehicles.

2 more points from Shriram Finance Ltd's call on capex

Create a free account to keep reading this call

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Shriram Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The discussion primarily focuses on: - Loan portfolio growth projections and segmented AUM growth (CV, PV, MSME, tractors) - Disbursement trends especially in new and used vehicle financing - Asset quality and credit cost outlook amid macroeconomic challenges like fuel prices and geopolitical conflicts

2 more points from Shriram Finance Ltd's call on order book

Create a free account to keep reading this call

Continue your research

What Shriram Finance Ltd's management said in earlier quarters

Others in Finance this season

  • Regency Fincorp Ltd (Q4 FY26)

    Disbursements grew 43% YoY to INR 142 crores in FY2026. Key concall takeaways from Regency Fincorp's Q4 FY26 earnings call — and how it ranks against sector…

  • Shalibhadra Finance Ltd (Q4 FY26)

    Expanding product mix: Two-wheelers to remain 60%, newer products (Micro LAP, home loans) 40%. Key concall takeaways from Shalibhadra Finance Ltd's Q4 FY26…

  • Authum Invest (Q4 FY26)

    Cr) for FY2026: Total Rs. Key investor presentation takeaways from Authum Investment & Infrastructure Ltd's Q4 FY26 investor presentation — and how it ranks aga

  • Capital Trust (Q4 FY26)

    Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27). Key investor presentation takeaways from Capital Trust's Q4 FY26 investor presen

Compare:vs Bajaj Financevs Bajaj Finservvs Tata Capital

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

Shriram Finance Ltd and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were Shriram Finance Ltd Q4 FY26 results?

Overall growth in financial year '26 ranged from 12% to 15% across most segments. FY'27 AUM growth is budgeted at 18%, aiming for steady growth across segments despite external challenges.

What is Shriram Finance Ltd share price analysis?

Shriram Finance Ltd currently shows a neutral. The stock trades at a P/E of 21.0 with a market cap of ₹237,658 Cr. Investors should review the full earnings analysis for detailed insights.

Keep Shriram Finance Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.