Future growth expectations in earnings/operating earnings/profits/EPS?

EBITDA expected between INR 230 to INR 235 crores for the year, reflecting around 30% year-over-year growth. PAT projected between INR 130 to INR 150 crores, indicating a 40% to 60% increase year-over-year. Confident about achieving revenue guidance with gross revenue expected between INR 3,000 to INR 3,300 crores and net revenue around INR 410 to INR 415 crores. Gross revenue growth forecasted at 50% to 70% year-over-year; net revenue growth projected between 25% to 27%. Net take rate poised for improvement towards double-digit basis points by year-end. Company aims for $100 billion in paymen

Any current/future new fundraising through debt or equity?

Infibeam Avenues does not explicitly mention any immediate plans for new fundraising through debt or equity in the provided transcript. They have discussed raising capital regionally through their subsidiaries, particularly in international markets like UAE, as opportunities arise. The company plans to list its subsidiary Odigma separately, and shares of Odigma will be given to shareholders once listed, but this is pending regulatory approvals and is expected in this fiscal year. There is mention of investing capital into international markets to scale business, which could imply future cap

Any current/future capex/capital investment/strategic investment?

Infibeam Avenues is investing capital in three key areas: - **Express Settlements:** Utilizing own balance sheet for same-day merchant settlements, aiming to scale from $1 billion to $10 billion volume. - **International Growth:** Expanding in international markets like UAE and GCC, targeting to increase international revenues to 30%+ of overall payment revenues. - **Artificial Intelligence (AI/ML):** Building AI/ML frameworks focused on solutioning for government and commercial use, eventually transforming into products. Strategic investment includes increasing stake to 41% in a paymen

Future growth expectations in sales/revenue/volumes?

Infibeam Avenues expects gross revenues for the fiscal year to grow between 50% to 70% year-over-year, targeting INR 3,000 to INR 3,300 crores. Net revenues are projected to reach around INR 410 to INR 415 crores, a 25%+ increase YoY. The company aims to achieve $100 billion in processing volumes within the next couple of years. Credit card payments contribute significantly to revenue growth, with over 50% of payments processed in India from credit cards and around 80% in the UAE. The international business, currently less than 10% of revenue, is expected to grow to around 30% of overa

AvenuesAIQ1 FY24Financial Technology (Fintech)

AvenuesAI Q1 FY24 Earnings Call Analysis

Revenue, margin, capex, fundraise and order book outlook from management commentary.

Price: ₹15.3P/E: 18.7Market Cap: ₹5.5K CrSector: Financial Technology (Fintech)

Management growth scorecard

Revenue

Category 1

Margin

Category 3

Fundraise

Yes

Order

N/A

Capex

Yes

3 of 4 growth signals are positive.

Full analysis

Revenue guidance

Category 1

Infibeam Avenues expects gross revenues for the fiscal year to grow between 50% to 70% year-over-year, targeting INR 3,000 to INR 3,300 crores.
Net revenues are projected to reach around INR 410 to INR 415 crores, a 25%+ increase YoY.
The company aims to achieve $100 billion in processing volumes within the next couple of years.
Credit card payments contribute significantly to revenue growth, with over 50% of payments processed in India from credit cards and around 80% in the UAE.
The international business, currently less than 10% of revenue, is expected to grow to around 30% of overall payment revenues.
TapPay initiative aims to onboard 1 million merchants this year, expanding merchant acceptance using SoftPoS technology.
Bill payments volumes continue to grow, with a strong performance in BBPS market share.
Guidance confidence is high despite a soft first quarter; the company expects improved take rates with festive and travel seasons.

Margin guidance

Category 3

EBITDA expected between INR 230 to INR 235 crores for the year, reflecting around 30% year-over-year growth.
PAT projected between INR 130 to INR 150 crores, indicating a 40% to 60% increase year-over-year.
Confident about achieving revenue guidance with gross revenue expected between INR 3,000 to INR 3,300 crores and net revenue around INR 410 to INR 415 crores.
Gross revenue growth forecasted at 50% to 70% year-over-year; net revenue growth projected between 25% to 27%.
Net take rate poised for improvement towards double-digit basis points by year-end.
Company aims for $100 billion in payment processing volume in the next few years with a double-digit take rate.
Emphasis on international growth targeting 30% of overall payment revenues.
Express settlement business and AI-driven models viewed as significant growth drivers.

See what AvenuesAI management said on margin guidance — free account, 30 seconds.

Fundraise plans

Yes

Infibeam Avenues does not explicitly mention any immediate plans for new fundraising through debt or equity in the provided transcript.
They have discussed raising capital regionally through their subsidiaries, particularly in international markets like UAE, as opportunities arise.
The company plans to list its subsidiary Odigma separately, and shares of Odigma will be given to shareholders once listed, but this is pending regulatory approvals and is expected in this fiscal year.
There is mention of investing capital into international markets to scale business, which could imply future capital requirements.
The company also plans to continue evaluating capital allocation and board advises on dividends, indicating prudent financial management without immediate aggressive fundraising.
Any capital raising is tied to specific subsidiary opportunities, not a broad debt or equity issue for the parent company at this time.

Order book

The transcript provided does not explicitly mention the current or expected order book or pending orders for Infibeam Avenues Limited. However, key highlights related to business growth and future plans include: - Rapid merchant adoption with 10 million merchants currently on CCAvenue. - Strong growth in TapPay solution with over 300,000 downloads as of Q1 FY24, expected to reach 1 million merchants this year. - Expansion in bill payments through BBPS with INR 14,800 crores processed in FY23 and INR 4,800 crores in 3 months of Q1. - Plans for international growth targeting 30% of payment revenues. - Express settlement business aiming to scale from $1 billion to $10 billion. - Introduction of Odigma subsidiary with plans for a separate listing pending regulatory approvals within the fiscal year. No direct figures for order book or pending orders are disclosed in the transcript.

See what AvenuesAI management said on order book — free account, 30 seconds.

Capex plans

Yes

Infibeam Avenues is investing capital in three key areas:
- Express Settlements: Utilizing own balance sheet for same-day merchant settlements, aiming to scale from $1 billion to $10 billion volume.
- International Growth: Expanding in international markets like UAE and GCC, targeting to increase international revenues to 30%+ of overall payment revenues.
- Artificial Intelligence (AI/ML): Building AI/ML frameworks focused on solutioning for government and commercial use, eventually transforming into products.
Strategic investment includes increasing stake to 41% in a payments-related company providing bank-grade software for low-value international remittances.
No current plans for Nasdaq listing or immediate bonus issue; subsidiary (Odigma) planned for separate stock market listing pending approvals this fiscal year.

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