Financials of Central Bank of India

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Central Bank of India

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +7,1717,2597,3777,8428,3718,3678,2358,5428,6538,6238,7779,0709,698
Interest3,6434,0624,3384,6724,8114,8014,8074,9845,2385,2225,4765,5525,677
Expenses +4,0433,1183,5343,3773,5613,9203,5003,3733,9683,3953,3283,8533,573
Financing Profit-51479-495-207-1-354-71185-5536-28-335448
Financing Margin %-7%1%-7%-3%-0%-4%-1%2%-6%0%-0%-4%5%
Other Income +1,4249591,0621,3291,3631,1661,6491,2321,7231,8721,5071,9271,161
Depreciation0000000000000
Profit before tax9101,0385671,1221,3638121,5781,4181,1711,8781,4791,5921,609
Tax %37%59%-7%35%40%-9%42%32%11%33%18%21%54%
Net Profit +5924986237388179459269661,1061,2841,2341,265748
EPS in Rs0.680.570.720.850.941.091.061.111.221.421.361.400.82
Gross NPA %8.41%4.95%4.61%4.50%4.50%4.54%4.59%3.87%3.18%3.14%3.02%2.71%2.67%
Net NPA %1.77%1.75%1.64%1.28%1.24%0.75%0.70%0.61%0.56%0.50%0.49%0.46%0.50%

Financials of Central Bank of India

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +26,47625,98824,77524,16322,74923,67622,83022,90325,65730,84933,79736,168
Interest19,20018,88918,16617,60315,93516,00514,54313,36113,90517,88219,83021,926
Expenses +8,62011,52912,74414,01514,58012,13512,41910,47712,77813,09914,31414,098
Financing Profit-1,344-4,430-6,136-7,455-7,766-4,464-4,133-934-1,026-133-346143
Financing Margin %-5%-17%-25%-31%-34%-19%-18%-4%-4%-0%-1%0%
Other Income +1,9002,0192,8712,6202,4163,6222,9942,9864,1644,8145,9966,415
Depreciation2302402582602782852932973865005580
Profit before tax327-2,651-3,523-5,096-5,628-1,127-1,4311,7552,7524,1815,0926,559
Tax %-89%-47%-31%0%0%0%-30%38%39%36%23%32%
Net Profit +670-1,392-2,457-5,134-5,611-1,252-9951,0831,6882,6773,9434,531
EPS in Rs4.02-8.26-12.93-19.63-13.88-2.20-1.701.241.933.074.355.00
Dividend Payout %12%0%0%0%0%0%0%0%0%0%4%36%

Financials of Central Bank of India

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,6581,6901,9022,6184,0475,7105,8768,6818,6818,6819,0519,051
Reserves16,07716,81816,30915,59215,34915,82720,62118,86820,53623,69327,83029,950
Deposits262,263266,686297,309295,354300,311314,201330,328343,165359,775385,541413,271468,444
Borrowing19,7779,5039,6236,0265,6406,0765,7607,6638,33420,01321,82031,854
Other Liabilities +12,99111,9249,5517,7596,53815,3377,3908,9159,7549,8448,48511,780
Total Liabilities312,766306,621334,695327,349331,885357,151369,974387,292407,080447,772480,457551,079
Fixed Assets +2,8434,3694,3004,3534,3204,3465,1424,9644,7865,3455,2145,126
CWIP000000000000
Investments89,92189,08792,277102,769125,453142,526148,518140,775136,569144,010141,652157,607
Other Assets +220,001213,165238,118220,227202,112210,279216,315241,553265,725298,416333,591388,346
Total Assets312,766306,621334,695327,349331,885357,151369,974387,292407,080447,772480,457551,079

Financials of Central Bank of India

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +2,27428161,871-44,376-14,5101,726-2,00314,277-8,786-5,910-2,4602,804
Cash from Investing Activity +-332-149-189-310-251-315-202-133-209-584-451-454
Cash from Financing Activity +5105991,5435,1546,7963,3965,0550001,500-713
Net Cash Flow2,45273263,225-39,533-7,9654,8072,84914,143-8,995-6,494-1,4101,637
Free Cash Flow1,98913261,682-44,687-14,7611,411-2,20614,143-8,995-6,494-2,9102,350
CFO/OP18%9%514%-434%-180%16%-19%115%-68%-32%-17%13%

Financials of Central Bank of India

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4%-8%-13%-28%-30%-6%-4%4%6%9%11%12%