BO

Bank of Maharashtra

Q1 FY27Banks

Bank of Maharashtra Q1 FY27 earnings call: Revenue & Margins

Q1 FY27 earnings call: what management guided on revenue, margins and order book.

Price₹84
Market cap₹64.3K Cr
P/E8.5
Updated23 Sept 2026
Read4 min read

What the Q1 FY27 call signalled

4 of 5 strong

RevenueGood growth
MarginMargins steady
CapexCapex planned
FundraiseFundraise planned
Order bookOrder book rising

The short version

Bank of Maharashtra reported a strong Q1 FY27 with 30% year-on-year corporate growth and 27% advances growth, indicating robust business expansion. Bank of Maharashtra reported a strong Q1 FY 2026-27 with 30% year-on-year corporate growth and 27% advances growth, indicating robust business expansion.

From Bank of Maharashtra's Q1 FY27 earnings-call transcript · updated 23 Sept 2026.

Revenue & Sales Performance

Good growth
  • Bank of Maharashtra reported a strong Q1 FY27 with 30% year-on-year corporate growth and 27% advances growth, indicating robust business expansion.
  • The bank plans to sustain high credit growth for the next 2-3 years, driven by its five-year branch expansion plan adding 200 new branches annually, each contributing incremental business from a zero base.
  • Focus sectors such as vehicle loans (especially to MSMEs and large credit customers) and gold loans (up 75% YoY, INR13,000 crores) are key contributors to fast growth.
  • Despite strong growth, the bank intends to maintain its earlier guidance, prioritizing profitable growth over volume alone.

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Profitability & Margins

See what Bank of Maharashtra said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Capex planned
  • Bank of Maharashtra is executing a 5-year branch expansion plan, opening approximately 200 new branches annually, contributing to credit growth for the next 2 to 3 years.
  • The bank is expanding its national footprint by opening branches in potential growth centers, requiring ongoing manpower recruitment to staff these new branches adequately.
  • The bank is exploring capital raising options, having secured Board and shareholder approval to raise equity as needed to fund high double-digit loan growth.
  • Refinance through borrowing at blended costs of 6%-6.5% is also utilized, but with caution to avoid margin pressure.

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Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Bank of Maharashtra said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

Order book rising
The provided pages from the Bank of Maharashtra document do not contain specific details about the current or expected order book or pending orders. The discussion mainly focuses on: - Loan growth and advances performance (27% YoY growth in Q1). - Branch expansion plans (200 branches annually). - Focus on profitability and credit growth. - Deposits, CASA, and cost of funds.

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Others in Banks this season

  • IDBI Bank (Q1 FY27)

    3,486 crore, up 10% YoY. Key concall takeaways from IDBI Bank Ltd's Q1 FY27 earnings call — and how it ranks against sector peers.

  • Capital Small (Q1 FY27)

    Non-Punjab geography advances grew over 30% YoY, indicating strong market expansion. Key concall takeaways from Capital Small Finance Bank Ltd's Q1 FY27…

  • Suryoday Small (Q1 FY27)

    Focus on individual loans, with individual loans contributing around 80% of monthly onboarding; planned reduction of JLG exposure over 1-1.5 years. Key concall…

  • Pun. & Sind Bank (Q1 FY27)

    15,000 crores as of June 30. Key concall takeaways from Punjab & Sind Bank's Q1 FY27 earnings call — and how it ranks against sector peers.

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

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Frequently Asked Questions

What were Bank of Maharashtra Q1 FY27 results?

Bank of Maharashtra reported a strong Q1 FY27 with 30% year-on-year corporate growth and 27% advances growth, indicating robust business expansion. Bank of Maharashtra reported a strong Q1 FY 2026-27 with 30% year-on-year corporate growth and 27% advances growth, indicating robust business expansion.

What is Bank of Maharashtra share price analysis?

Bank of Maharashtra currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 8.5 with a market cap of ₹64,255 Cr. Investors should review the full earnings analysis for detailed insights.

Is Bank of Maharashtra planning capital expenditure?

Bank of Maharashtra is executing a 5-year branch expansion plan, opening approximately 200 new branches annually, contributing to credit growth for the next 2 to 3 years.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.