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Bank of Maha

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Bank of Maha Q4 FY25 earnings call: Revenue & Margins

Q4 FY25 earnings call: what management guided on revenue, margins and order book.

Price₹80
Market cap₹61.7K Cr
P/E8.2
Updated23 Aug 2026
Read4 min read

The short version

Bank of Maharashtra expects continued consistent growth across business parameters. Bank of Maharashtra has demonstrated consistent growth over the past 3-4 years with quarter-on-quarter improvement.

From Bank of Maha's Q4 FY25 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • Bank of Maharashtra expects continued consistent growth across business parameters.
  • Advances growth guidance is around 17% for the next year.
  • Deposits growth guidance is approximately 14%, with a focus on maintaining CASA above 50%.
  • Total business grew 15.30% YoY to INR5,47,000 crore; deposits up 13.44%, advances up 17.76%.
  • Opening of 1,000 new branches over 5 years planned, with 200-220 branches expected in the next 12 months.
  • Expansion includes opening an IBU at GIFT City for global presence and new business opportunities.
  • Focus on sustainable core business growth through branches rather than aggressive DSA tie-ups.

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Profitability & Margins

See what Bank of Maha said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

  • Bank of Maharashtra has Board approval to open 1,000 branches over the next 5 years, targeting 200-220 branches in the next 12 months to expand presence.
  • A GIFT City license has been approved, enabling the bank to open an International Banking Unit (IBU) at GIFT City, Gandhinagar, which will provide global presence and new business opportunities.
  • The bank is strengthening its technology and risk governance by onboarding domain experts to support sustainable growth.

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Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
Rev 2Mar 3
2AU Small Finance
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

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Order Book & Pipeline

The transcript does not explicitly mention the current or expected order book or pending orders for Bank of Maharashtra. However, some relevant points related to business growth and sectoral focus include: - The bank is focused on sectors like infrastructure (including road HAM model), renewable energy, and LRD, where they see good income-earning opportunities. - They have maintained a corporate-to-retail mix around 62:38% and look for profitable, quality additions to the loan book. - There has been a stable, consistent growth in advances at around 17% guidance for the next year. - The bank is opening 1,000 new branches over 5 years with 200-220 planned in the next 12 months to tap new business opportunities.

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What Bank of Maha's management said in earlier quarters

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Frequently Asked Questions

What were Bank of Maha Q4 FY25 results?

Bank of Maharashtra expects continued consistent growth across business parameters. Bank of Maharashtra has demonstrated consistent growth over the past 3-4 years with quarter-on-quarter improvement.

What is Bank of Maha share price analysis?

Bank of Maha currently shows a neutral. The stock trades at a P/E of 8.2 with a market cap of ₹61,732 Cr. Investors should review the full earnings analysis for detailed insights.

Is Bank of Maha planning capital expenditure?

Bank of Maharashtra has Board approval to open 1,000 branches over the next 5 years, targeting 200-220 branches in the next 12 months to expand presence.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.