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MAHABANK Q4 FY26 Results & Concall Highlights: Key Takeaways

Q4 FY26 earnings call analysis: revenue, margin, capex, fundraise and order book outlook from management commentary.

Published 3 Jul 2026 | Banks | Market Cap: ₹60.0K Cr

- Total business is expected to grow by 16% to 17% in FY27. - Bank expects Profit Before Tax (PBT) growth next year ('27) to be around the same level as current year with a tax rate of 18% to 20%.

From Bank of Maharashtra's Q4 FY26 earnings-call transcript · updated 3 Jul 2026.

Price

₹88.7

Market Cap

₹60.0K Cr

P/E Ratio

8.6

How does Bank of Maharashtra rank in Banks?

Compare Bank of Maharashtra against every Banks company this quarter on revenue, margins and earnings-call signals.

Revenue: Rank 3Margin: Rank 3
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📊 Revenue & Sales Performance

Rank 3
- Total business is expected to grow by 16% to 17% in FY27. - Advances (loans) are projected to grow around 18%. - Deposits are targeted to grow by 14% to 15%. - CASA ratio is anticipated to be maintained around 50%. - Retail, Agriculture, and MSME segments will focus on quality growth, aiming to regain 15%-16% growth levels. - Corporate loan sanctions pipeline stands at INR72,000 crores with an undisbursed portion of INR34,500 crores, indicating healthy future corporate loan growth. - Fee-based income is a key focus area to grow in FY27. - Emphasis on disbursing good-rated, secured MSME and agri loans to ensure sustainable quality growth. - The bank plans to continue opening new branches and expanding geographic presence, targeting 1,000 new branches over 5 years. Overall, the bank expects balanced and quality growth across all segments with strong focus on profitability and asset quality.

See what Bank of Maharashtra said on profitability & margins — free account, 30 seconds.

🏗️ Capital Expenditure Plans

Yes
  • →The bank is focusing on calibrated and scientific branch expansion under Project 321, aiming to open 321 branches in Phase 1; 183 branches are already functional.
  • →The Board has approved opening 1,000 branches over 5 years to grow scale and presence organically.
  • →There is a planned significant investment in building fee-based income and deposits as part of strategy for FY27.
  • →The bank has invested in creating a global geopolitical uncertainties provisioning of INR 200 crores to manage potential risks.
  • →The GIFT City International Banking Unit (IBU) operations are expanding, aiming to build a $1 billion book within 12 months, already achieving profitability and positive bottom line.
  • →Investments are ongoing in green, clean energy, and infrastructure sectors aligned with government initiatives.
  • →Continued investments in improving technological capabilities and processes to streamline business and support growth.

See what Bank of Maharashtra said on fundraising & capital structure — free account, 30 seconds.

📋 Order Book & Pipeline

No information
  • →The bank has a strong sanction pipeline with INR 72,000 crores of sanctions granted in the last financial year in the corporate book.
  • →There is an undisbursed portion of INR 34,500 crores from these sanctions.
  • →This undisbursed amount is expected to contribute to continued healthy growth on the corporate side going forward.
  • →The management emphasized ongoing focus on recovery, including from the write-off book, based on positive experience over the last two years.
  • →The bank remains committed to achieving the guidance shared and will closely track key performance parameters quarterly.

Key Metrics

1 of 5 growth signals positive in the Q4 FY26 call.

Revenue

Rank 3

Margin

Rank 3

Capex

Yes

Fundraise

No information

Order Book

No information

How does Bank of Maharashtra rank vs peers in Banks?

Pro feature
1Bank of Maharashtra
Rev 3Mar 3

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What MAHABANK's management said in earlier quarters

Others in Banks this season

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  • JSFB (Q4 FY26)

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  • Indian Bank (Q4 FY26)

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🔎 Who's planning the most growth?

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Frequently Asked Questions

What were Bank of Maharashtra Q1 FY27 results?

- Total business is expected to grow by 16% to 17% in FY27. - Bank expects Profit Before Tax (PBT) growth next year ('27) to be around the same level as current year with a tax rate of 18% to 20%.

What is Bank of Maharashtra share price analysis?

Bank of Maharashtra currently shows a below-average growth signal. The stock trades at a P/E of 8.6 with a market cap of ₹60,010. Investors should review the full earnings analysis for detailed insights.

Is Bank of Maharashtra planning capital expenditure?

- The bank is focusing on calibrated and scientific branch expansion under Project 321, aiming to open 321 branches in Phase 1; 183 branches are already functional.

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This analysis is AI-generated based on publicly available earnings data and concall transcripts. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.