Bank of Maharashtra
Bank of Maharashtra Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
Total business growth targeted at 16% to 17% for FY27. For FY27, the bank targets Profit Before Tax (PBT) growth at around the same level as the current year, with an estimated tax rate of 18%-20%, implying net profit growth of approximately 10%.
From Bank of Maharashtra's Q4 FY26 earnings-call transcript · updated 23 Sept 2026.
Revenue & Sales Performance
- Total business growth targeted at 16% to 17% for FY27.
- Advances expected to grow at 18%.
- Deposits are planned to grow at 14% to 15%.
- CASA ratio aimed to be maintained around 50%.
- Retail business, especially focused products like home loans, vehicles, and gold loans, showing strong growth momentum.
- Agri and MSME segments targeted to regain 15% to 16% growth after strategic rebalancing.
- Corporate loan book has a robust sanction pipeline of INR72,000 crores with an undisbursed portion of INR34,500 crores, supporting future growth.
- Emphasis on quality loan growth in big ticket agri and MSME, aiming for secured and well-rated portfolios.
2 more points from Bank of Maharashtra's call on revenue
Pro opens every point from 15K+ earnings calls
Profitability & Margins
See what Bank of Maharashtra said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
2 more points from Bank of Maharashtra's call on capex
Pro opens every point from 15K+ earnings calls
Top-ranked in Banks
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Bank of Maharashtra said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
- The Bank of Maharashtra has a strong sanction pipeline in its corporate book with INR 72,000 crores of sanctions granted in the last fiscal year.
- There is an undisbursed portion of INR 34,500 crores that remains pending.
- This undisbursed amount will contribute to continued healthy growth in the corporate lending side going forward.
Continue your research
What Bank of Maharashtra's management said in earlier quarters
Others in Banks this season
- IDBI Bank Ltd (Q4 FY26)
3,851 crore, up 17% YoY (Page 9, 10) . Key concall takeaways from IDBI Bank Ltd's Q4 FY26 earnings call — and how it ranks against sector peers.
- RBL Bank Ltd (Q4 FY26)
The provided document is the cover letter informing about the availability of the earnings call transcript for RBL Bank for Q4 and FY ended March 31, 2026. Key…
- Utkarsh Small Finance Bank Ltd (Q4 FY26)
The bank sees potential to scale micro-banking business loans (MBBL) significantly, presently representing 27% of the micro-banking portfolio. Key concall…
- Suryoday Small Finance Bank Ltd (Q4 FY26)
Looking to sustain above 30% growth in the near term while maintaining capital adequacy around 20%. Key concall takeaways from Suryoday Small Finance Bank…
Arthneeti Pro · Annual
Bank of Maharashtra and 15K+ more earnings calls,
for less than your morning chai
a day
Every earnings call, ranking and concall Q&A across all four results seasons.
Secure Razorpay payment · instant access
Frequently Asked Questions
What were Bank of Maharashtra Q4 FY26 results?
Total business growth targeted at 16% to 17% for FY27. For FY27, the bank targets Profit Before Tax (PBT) growth at around the same level as the current year, with an estimated tax rate of 18%-20%, implying net profit growth of approximately 10%.
What is Bank of Maharashtra share price analysis?
Bank of Maharashtra currently shows a neutral. The stock trades at a P/E of 8.5 with a market cap of ₹64,255 Cr. Investors should review the full earnings analysis for detailed insights.
Is Bank of Maharashtra planning capital expenditure?
Based on the content of the document, there are no explicit mentions of current or future capex/capital investments or strategic investments by Bank of Maharashtra within the provided pages.
Keep Bank of Maharashtra on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.