Housing & Urban Development Corporation Ltd

Q2 FY25Finance

Housing & Urban Development Corporation Q2 FY25: Revenue ₹4,706.07 Cr, PAT ₹438.37 Cr

Q2 FY25 investor presentation: what the company reported on revenue, margins and projects.

Price₹174

Market cap₹35.0K Cr

P/E8.2

Updated25 Sept 2026

Read4 min read

Based on Housing & Urban Development Corporation Ltd's Q2 FY25 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Revenue from Operations for Q2 FY25: ₹4,706.07 crore, up 27% YoY from ₹3,706.41 crore in Q2 FY24 (Page 24). The presentation does not explicitly provide EBITDA or operating margin figures for the quarter.

From Housing & Urban Development Corporation Ltd's Q2 FY25 earnings-call transcript · updated 25 Sept 2026.

Revenue & Sales Performance

Revenue from Operations for Q2 FY25: ₹4,706.07 crore, up 27% YoY from ₹3,706.41 crore in Q2 FY24 (Page 24).
Total Income for Q2 FY25: ₹4,723.33 crore (Page 24).
Highest ever half-year loan sanctions in H1 FY25: ₹1,11,068 crore, a 36% growth YoY (Page 23).
Highest ever half-year loan disbursements in H1 FY25: ₹21,699 crore, 15% growth YoY (Page 23).
Loan Book grew 36% YoY to ₹1,11,068 crore in H1 FY25 (Page 23).

2 more points management made on revenue & sales performance

Profitability & Margins

The presentation does not explicitly provide EBITDA or operating margin figures for the quarter.
Profit After Tax (PAT) for Q2 FY25 is ₹438.37 crore (Page 25).
PAT for Q2 FY24 was ₹306.84 crore, indicating a year-on-year increase of approximately 42.8%.
Revenue from Operations for Q2 FY25 is ₹2,517.72 crore; for Q2 FY24 it was ₹1,864.80 crore, showing about 35% growth.

2 more points management made on profitability & margins

See what Housing & Urban Development Corporation Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not explicitly describe any specific capex, capacity expansion, new plant, or new project details with amounts, statuses, or timelines. It focuses primarily on: - HUDCO’s role and growth in financing infrastructure and housing projects under government schemes (PMAY, Smart Cities, AMRUT, Jal Jeevan Mission, Swachh Bharat). - Expansion of loan portfolio to ₹1,11,068 crore as of Sep 2024. - Increased funds raised (₹27,636 crore in H1 FY25).

2 more points management made on capital expenditure plans

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Fundraising & Capital Structure

HUDCO raised ₹27,636 crore in H1 FY25 compared to ₹8,224 crore in H1 FY24, primarily through borrowings (Page 20).
Borrowing profile includes a mix of domestic and international sources: Taxable bonds, Bank/FI loans (short and medium term), FCNR(B) loans, foreign currency borrowings, etc. (Pages 19-20).
Average cost of borrowings decreased from 7.28% in H1 FY24 to 6.99% in H1 FY25, indicating efforts at cost optimization (Page 21).
Outstanding borrowings increased from ₹63,318 crore in H1 FY24 to ₹93,364 crore in H1 FY25 (Page 19).
Loan book grew by 36% from ₹81,594 crore in Sep 2023 to ₹1,11,068 crore in Sep 2024 (Page 6, 24).

2 more points management made on fundraising & capital structure

See what Housing & Urban Development Corporation Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report any figures for order book, order inflow, or pending orders. Based on the content reviewed: - The presentation primarily reports on financial performance, loan sanctions, disbursements, and outstanding loan portfolio. - Loan sanctions and disbursements data are provided for various fiscal years and half-years, indicating new loan approvals and actual loan payouts.

2 more points management made on order book & pipeline

What Housing & Urban Development Corporation Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Housing & Urban Development Corporation Ltd Q2 FY25 results?

What is Housing & Urban Development Corporation Ltd share price analysis?

Housing & Urban Development Corporation Ltd currently shows a neutral. The stock trades at a P/E of 8.2 with a market cap of ₹35,017 Cr. Investors should review the full earnings analysis for detailed insights.

Is Housing & Urban Development Corporation Ltd planning capital expenditure?

The investor presentation does not explicitly describe any specific capex, capacity expansion, new plant, or new project details with amounts, statuses, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.