IDBI Bank Ltd

Q4 FY23Banks

IDBI Bank Q4 FY23 earnings call: Revenue & Margins

Q4 FY23 investor presentation: what the company reported on revenue, margins and projects.

Price₹83

Market cap₹89.3K Cr

P/E9.6

Updated24 Sept 2026

Read4 min read

Based on IDBI Bank Ltd's Q4 FY23 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Net Interest Income (NII) for Q4 FY23: Rs. EBITDA is not explicitly reported in the presentation. - Operating Profit (closest to EBITDA) for Q4 FY 2023: Rs.

From IDBI Bank Ltd's Q4 FY23 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

- Net Interest Income (NII) for Q4 FY23: Rs. 3,280 crore, up 35% YoY (Page 9, 10) - Other Income for Q4 FY23: Rs. 1,288 crore, up 53% YoY (Page 11) - Net Total Income for Q4 FY23: Rs. 4,568 crore, up 40% YoY (Page 9) - Operating Profit for Q4 FY23: Rs. 2,425 crore, up 60% YoY (Page 9) - Net Advances for Q4 FY23: Rs. 162,568 crore, up 19% YoY (Page 20) - CASA (Current & Savings Account) ratio at 53.02%, CASA deposits Rs. 135,455 crore, up 2% YoY (Page 6) - Digital volumes: Internet Banking users at 140.45 lakh, BHIM UPI users 61.74 lakh, Mobile banking users 46.66 lakh, UPI transactions 55,940 crores (Page 35) Outlook (Page 41): - Target business growth of 12-14%

2 more points management made on revenue & sales performance

Profitability & Margins

EBITDA is not explicitly reported in the presentation.
Operating Profit (closest to EBITDA) for Q4 FY 2023: Rs. 2,425 crore
Year-on-Year (YoY) increase: 60%
Quarter-on-Quarter (QoQ) increase: 18% (Page 9, 6, 5)
Profit After Tax (PAT) for Q4 FY 2023: Rs. 1,133 crore
YoY increase: 64%
QoQ increase: 22% (Pages 9, 6, 5)
Operating Margin % or Operating Margin as a ratio is not directly provided.

2 more points management made on profitability & margins

See what IDBI Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not mention any specific capex, capacity expansion, or new plant/project details, including amounts, statuses, or timelines. It primarily focuses on financial performance, asset quality, capital adequacy, subsidiaries, business growth targets, and future focus areas such as maximizing fee income, improving NIM, maintaining asset quality, and exploring co-lending and fintech tie-ups to scale business. There are no direct references to capital expenditures or new plants/projects in the provided content.

Top-ranked in Banks

Ranked on what management guided this quarter

5x potential

1AU Small Finance₹76.4K Cr

Rev 2Mar 3

2IDFC First Bank₹72.3K Cr

Rev 2Mar 3

3₹65.3K Cr

Rev 2Mar 3

4₹64.4K Cr

Rev 2Mar 3

5₹28.2K Cr

Rev 2Mar 3

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The presentation does not explicitly mention any fundraising through debt or equity during the period.
Borrowings decreased from Rs.15,814 crore in Dec-22 to Rs.12,638 crore in Mar-23, indicating a reduction in borrowings.
Interest paid on borrowings declined by 27% YoY (Rs.1,188 crore in Mar-22 to Rs.872 crore in Mar-23), supporting the decrease in borrowings.
Total deposits increased from Rs.232,671 crore in Dec-22 to Rs.255,499 crore in Mar-23.
No direct reference is made to equity fundraising or issuance of new shares.

2 more points management made on fundraising & capital structure

See what IDBI Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not report any information regarding order book, order inflow, or pending orders. Specifically: - No mention of order book figures or order inflow data on any pages. - No details about pending orders or backlog are provided.

- The focus is primarily on financial performance, business performance, digital banking footprint, subsidiaries, asset quality, capital, and shareholding patterns. - The presentation emphasizes deposits, advances, digital transactions, and subsidiary performance metrics without reference to orders. Therefore, based solely on the content of the provided presentation, there is no reporting on order book, order inflow, or pending orders.

2 more points management made on order book & pipeline

What IDBI Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were IDBI Bank Ltd Q4 FY23 results?

Net Interest Income (NII) for Q4 FY23: Rs. EBITDA is not explicitly reported in the presentation. - Operating Profit (closest to EBITDA) for Q4 FY 2023: Rs.

What is IDBI Bank Ltd share price analysis?

IDBI Bank Ltd currently shows a neutral. The stock trades at a P/E of 9.6 with a market cap of ₹89,309 Cr. Investors should review the full earnings analysis for detailed insights.

Is IDBI Bank Ltd planning capital expenditure?

The investor presentation does not mention any specific capex, capacity expansion, or new plant/project details, including amounts, statuses, or timelines.

Keep IDBI Bank Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.

Revenue & Sales Performance

Profitability & Margins

Capital Expenditure Plans

Top-ranked in Banks

Fundraising & Capital Structure

Order Book & Pipeline

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What IDBI Bank Ltd's management said in earlier quarters

Frequently Asked Questions