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Q2 FY27Banks

Indian Bank Q2 FY27: Revenue ₹23,059 Cr, PAT ₹3,462 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and projects.

Price₹835
Market cap₹1.1L Cr
P/E8.8
Updated16 Oct 2026
Read3 min read

Based on Indian Bank's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentationreports, not management guidance.

The short version

Total Income for Q2 FY27 (30.09.2026) was ₹23,059 Cr, up 20.87% YoY from ₹19,077 Cr in Q2 FY26. EBITDA is not explicitly reported in the presentation.

From Indian Bank's Q2 FY27 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • Total Income for Q2 FY27 (30.09.2026) was ₹23,059 Cr, up 20.87% YoY from ₹19,077 Cr in Q2 FY26.
  • Interest Income on Advances was ₹13,970 Cr, a 16.77% YoY increase.
  • Interest on Investments stood at ₹4,295 Cr, up 6.95% YoY.
  • Non-Interest Income rose 58.95% YoY to ₹3,953 Cr.
  • Fee Income for Q2 FY27 was ₹1,030 Cr, up 24.16% YoY.
  • Advances grew from ₹15.96 lakh Cr to ₹17.37 lakh Cr YoY, a 17.37% increase.
  • Business Deposits were ₹8.74 lakh Cr, up 12.50% YoY.
  • CASA ratio stood at 13.77%.

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Profitability & Margins

See what Indian Bank said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not explicitly describe any capital expenditure (capex), capacity expansion, or new plant/project details including amounts, status, or timelines. The focus is primarily on financial performance, digital initiatives, asset quality, lending portfolio, and awards. Specific mentions include: - Investments in NARCL & IDRCL equity (₹272.25 Cr and ₹1.00 Cr respectively). - Expansion of digital footprint with products like AI-TARA, Virtual Banking Experience, and digital credit growth (e.g., ~1.7x Digital MSME Credit YoY growth). - No direct disclosure of physical capacity expansions, new plants, or project capex figures or timelines. Hence, the presentation centers on digital transformation and financial metrics rather than physical expansions or capital projects.

Top-ranked in Banks

Ranked on what management guided this quarter

Guidance-ranked
1Canara Bank
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2Bank of Maha
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3
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4
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5
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Indian Bank said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report any figures or details regarding order book, order inflow, or pending orders. The financial and business data focus mainly on: - Business deposits and advances - Profit, operating profit, net profit - Net interest income - Capital adequacy ratios and risk management metrics - Asset quality ratios including GNPA, NNPA, PCR - Fee income components - Investment portfolio details

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What Indian Bank's management said in earlier quarters

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Frequently Asked Questions

What were Indian Bank Q2 FY27 results?

Total Income for Q2 FY27 (30.09.2026) was ₹23,059 Cr, up 20.87% YoY from ₹19,077 Cr in Q2 FY26. EBITDA is not explicitly reported in the presentation.

What is Indian Bank share price analysis?

Indian Bank currently shows a neutral. The stock trades at a P/E of 8.8 with a market cap of ₹112,472 Cr. Investors should review the full earnings analysis for detailed insights.

Is Indian Bank planning capital expenditure?

The investor presentation does not explicitly describe any capital expenditure (capex), capacity expansion, or new plant/project details including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.