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South Indian Bank Ltd

Q2 FY27

South Indian Bank Q2 FY27 investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue, margins and projects.

Price₹51
Market cap₹13.5K Cr
P/E8.9
Updated15 Oct 2026
Read3 min read

Based on South Indian Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Q2 FY27 Financials vs Q2 FY26 (YoY Change): - Net Interest Income: Rs. The presentation does not explicitly report EBITDA figures for the quarter. - Operating profit for Q2 FY27: Rs.

From South Indian Bank Ltd's Q2 FY27 earnings-call transcript · updated 15 Oct 2026.

Revenue & Sales Performance

  • Q2 FY27 Financials vs Q2 FY26 (YoY Change):
  • Net Interest Income: Rs. 1,116 Cr (38% increase)
  • Non-Interest Income: Rs. 468 Cr (9% decrease)
  • Total Income: Rs. 1,584 Cr (20% increase)
  • Profit After Tax: Rs. 426 Cr (21% increase)
  • Business Volumes:
  • Gross Advances: Rs. 109,517 Cr (19% increase YoY)
  • Disbursements: Rs. 85,773 Cr (decline from Rs. 1,80,023 Cr HY1 FY27 noted but specific YoY % not given for quarter)
  • Deposits: Rs. 137,279 Cr (19% increase YoY)
  • Digital Transactions:
  • Daily average volume rose from 1,744k (Sep'25) to 1,910k (Sep'26)
  • Outlook:

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Profitability & Margins

See what South Indian Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The provided investor presentation does not describe any specific capital expenditure (capex), capacity expansion, or new plant/project details, amounts, status, or timelines. The document primarily focuses on financial performance, capital composition, asset quality, risk-weighted assets, business growth, MSME loan strategies, and operational efficiency without mentioning any new plant setups, capacity expansion projects, or related capital investments.

Fundraising & Capital Structure

See what South Indian Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report or mention any details on order book, order inflow, or pending orders. The presentation primarily focuses on the following: - Financial performance (Profit & Loss, Balance Sheet) - Business metrics such as advances, deposits, and CASA ratio - Growth in digital transactions and deposits - Strategic tie-ups and partnerships - Key areas of focus like portfolio resilience, branch productivity, cost optimization

2 more points from South Indian Bank Ltd's call on order book

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What South Ind.Bank's management said in earlier quarters

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Frequently Asked Questions

What were South Indian Bank Ltd Q2 FY27 results?

Q2 FY27 Financials vs Q2 FY26 (YoY Change): - Net Interest Income: Rs. The presentation does not explicitly report EBITDA figures for the quarter. - Operating profit for Q2 FY27: Rs.

What is South Indian Bank Ltd share price analysis?

South Indian Bank Ltd currently shows a neutral. The stock trades at a P/E of 8.9 with a market cap of ₹13,485 Cr. Investors should review the full earnings analysis for detailed insights.

Is South Indian Bank Ltd planning capital expenditure?

The provided investor presentation does not describe any specific capital expenditure (capex), capacity expansion, or new plant/project details, amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.