Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of PMC Fincorp
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 2.51 | 2.71 | 3.49 | 3.61 | 5.79 | 8.05 | 7.12 | 5.13 | 3.30 | 6.79 | 5.06 | 4.96 | 3.78 |
| Interest | 0.35 | 0.42 | 0.43 | 0.34 | 0.36 | 0.17 | 0.06 | 0.02 | 1.03 | 0.90 | 0.88 | 0.88 | 0.29 |
| Expenses + | 1.70 | 0.49 | 0.32 | 0.31 | 0.32 | 0.53 | 0.63 | 0.35 | 0.78 | 0.47 | 1.52 | 3.05 | 3.74 |
| Financing Profit | 0.46 | 1.80 | 2.74 | 2.96 | 5.11 | 7.35 | 6.43 | 4.76 | 1.49 | 5.42 | 2.66 | 1.03 | -0.25 |
| Financing Margin % | 18.33% | 66.42% | 78.51% | 81.99% | 88.26% | 91.30% | 90.31% | 92.79% | 45.15% | 79.82% | 52.57% | 20.77% | -6.61% |
| Other Income + | 0.00 | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Profit before tax | 0.44 | 1.85 | 2.72 | 2.94 | 5.09 | 7.34 | 6.41 | 4.74 | 1.47 | 5.40 | 2.64 | 1.01 | -0.27 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 24.36% | 20.16% | 16.07% | 20.04% | 42.86% | 24.44% | 26.14% | 48.51% | 51.85% |
| Net Profit + | 0.44 | 1.84 | 2.72 | 2.94 | 3.85 | 5.86 | 5.38 | 3.79 | 0.85 | 4.09 | 1.95 | 0.52 | -0.41 |
| EPS in Rs | 0.01 | 0.03 | 0.04 | 0.04 | 0.05 | 0.08 | 0.08 | 0.05 | 0.01 | 0.06 | 0.03 | 0.01 | -0.01 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of PMC Fincorp
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 29.00 | 14.39 | 7.36 | 5.70 | 8.50 | 9.77 | 5.43 | 7.38 | 8.48 | 15.56 | 21.24 | 18.50 |
| Interest | 3.09 | 2.32 | 3.58 | 2.27 | 0.88 | 0.86 | 0.65 | 0.89 | 1.57 | 1.55 | 1.32 | 3.37 |
| Expenses + | 21.02 | 10.48 | 2.62 | 1.96 | 5.38 | 6.97 | 2.32 | 3.92 | 13.25 | 1.43 | 1.42 | 6.27 |
| Financing Profit | 4.89 | 1.59 | 1.16 | 1.47 | 2.24 | 1.94 | 2.46 | 2.57 | -6.34 | 12.58 | 18.50 | 8.86 |
| Financing Margin % | 16.86% | 11.05% | 15.76% | 25.79% | 26.35% | 19.86% | 45.30% | 34.82% | -74.76% | 80.85% | 87.10% | 47.89% |
| Other Income + | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.13 | 0.07 | 0.05 | 0.03 | 0.02 | 0.02 | 0.01 | 0.05 | 0.10 | 0.07 | 0.07 |
| Profit before tax | 4.87 | 1.46 | 1.09 | 1.42 | 2.21 | 1.92 | 2.44 | 2.56 | -6.37 | 12.58 | 18.43 | 8.79 |
| Tax % | 32.65% | 39.04% | 33.03% | 28.17% | 27.60% | 25.00% | 25.41% | 28.91% | 0.00% | 9.86% | 22.14% | 30.03% |
| Net Profit + | 3.27 | 0.90 | 0.72 | 1.01 | 1.59 | 1.44 | 1.82 | 1.81 | -6.36 | 11.35 | 14.35 | 6.15 |
| EPS in Rs | 0.05 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | -0.09 | 0.16 | 0.20 | 0.09 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.96% | 0.00% |
Financials of PMC Fincorp
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.33 | 48.66 | 48.66 | 50.91 | 50.91 | 50.91 | 50.91 | 50.91 | 53.41 | 53.41 | 71.21 | 71.21 |
| Reserves | 31.76 | 8.01 | 10.71 | 15.38 | 16.98 | 19.03 | 20.83 | 40.23 | 49.97 | 61.77 | 97.82 | 114.49 |
| Borrowing | 39.03 | 56.95 | 50.65 | 21.16 | 18.26 | 10.13 | 6.21 | 24.60 | 27.47 | 18.55 | 46.23 | 0.00 |
| Other Liabilities + | 4.74 | 6.12 | 5.43 | 1.50 | 1.50 | 1.79 | 2.50 | 1.30 | 3.10 | 2.54 | 5.01 | 4.22 |
| Total Liabilities | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
| Fixed Assets + | 0.28 | 0.23 | 2.44 | 2.55 | 2.51 | 0.06 | 0.04 | 0.04 | 0.32 | 0.22 | 0.20 | 0.14 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.11 | 10.78 | 12.42 | 9.06 | 9.06 | 8.89 | 4.47 | 4.63 | 15.96 | 21.14 | 21.02 | 18.70 |
| Other Assets + | 95.47 | 108.73 | 100.59 | 77.34 | 76.08 | 72.91 | 75.94 | 112.37 | 117.67 | 114.91 | 199.05 | 171.08 |
| Total Assets | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
Financials of PMC Fincorp
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -23.07 | 7.44 | 1.33 | -9.39 | 0.03 | 1.87 | -2.56 | -31.59 | -4.16 | 10.03 | -27.97 | |
| Cash from Investing Activity + | -1.86 | -6.75 | -3.93 | 3.20 | 0.00 | 2.14 | 6.34 | 0.32 | -21.20 | -0.68 | -1.58 | |
| Cash from Financing Activity + | 25.00 | 0.00 | 1.97 | 5.91 | 0.00 | -4.00 | -3.92 | 35.72 | 21.43 | -8.92 | 75.81 | |
| Net Cash Flow | 0.07 | 0.70 | -0.63 | -0.29 | 0.03 | 0.01 | -0.15 | 4.45 | -3.92 | 0.44 | 46.25 | |
| Free Cash Flow | -23.23 | 7.36 | 1.31 | -9.40 | 0.03 | 1.87 | -2.56 | -31.61 | -4.48 | 10.03 | -28.02 | |
| CFO/OP | -269% | 205% | 36% | -240% | 21% | 85% | -80% | -897% | 72% | 71% | -135% |
Financials of PMC Fincorp
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.80% | 1.60% | 1.24% | 1.61% | 2.37% | 2.09% | 2.57% | 2.22% | -6.54% | 10.39% | 10.10% | 3.47% |
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