Financials of Equitas Small Finance Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Equitas Small Finance Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +1,1561,2541,3591,4291,4451,5011,5551,6121,6441,6491,6171,6921,836
Interest449511593644659699753794815863844840856
Expenses +6856626807157589741,0219671,0021,3759691,027965
Financing Profit2281867028-173-219-149-172-589-195-17615
Financing Margin %2%6%6%5%2%-12%-14%-9%-10%-36%-12%-10%1%
Other Income +239171181205240209239238225292229289263
Depreciation0000000000000
Profit before tax26125226727626836209053-29734114278
Tax %27%24%26%27%23%28%36%26%21%-25%28%21%24%
Net Profit +19019119820220826136642-2242490213
EPS in Rs1.711.721.771.791.830.230.110.580.37-1.960.210.791.86
Gross NPA %2.76%2.75%2.27%2.53%2.61%2.73%2.95%2.97%2.89%2.92%2.92%2.75%2.60%
Net NPA %1.21%1.18%0.97%1.13%1.17%0.83%0.97%0.96%0.98%0.98%0.98%0.92%0.72%

Financials of Equitas Small Finance Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2012Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +64089811,5432,1122,6453,1943,4604,1625,4866,3126,794
Interest21594606849641,1501,3961,4211,6172,4073,0603,403
Expenses +172305619641,0151,3041,6282,1232,3612,6813,8164,337
Financing Profit-1319-40-105133191170-84184399-564-945
Financing Margin %-208%5%-4%-7%6%7%5%-2%4%7%-9%-14%
Other Income +0712332412832824185386707999111,074
Depreciation05328892967675851341480
Profit before tax-1385161493243775113787691,063199128
Tax %0%0%36%34%35%35%25%26%25%25%26%20%
Net Profit +-138510432211244384281574799147103
EPS in Rs-2.132.011.040.322.092.313.372.245.167.041.290.90
Dividend Payout %0%0%0%0%0%0%0%0%19%14%78%0%

Financials of Equitas Small Finance Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2012Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital614231,0061,0061,0061,0531,1391,2521,1111,1351,1401,141
Reserves-132881,0061,0381,2481,6912,2572,9944,0474,8344,9334,984
Deposits01,9215,6049,00710,78816,39218,95125,34836,12943,10746,533
Borrowing441,6384,7795,1773,9735,1354,1652,6162,9741,7882,1375,773
Other Liabilities +14655334855296287551,1341,4781,4181,5192,180
Total Liabilities1052,4149,24513,31015,76319,29624,70826,94834,95845,30452,83660,610
Fixed Assets +411274280236210184189338537531715
CWIP001512211141681650
Investments001,8903,8572,3442,3433,7054,4506,6659,0659,28910,149
Other Assets +1022,4037,0669,17213,18116,74020,81822,29727,91435,63442,85149,746
Total Assets1052,4149,24513,31015,76319,29624,70826,94834,95845,30452,83660,610

Financials of Equitas Small Finance Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2012Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-101-3361,3342131,7994402,044159-9983,8341,937-3,316
Cash from Investing Activity +-3-9-405-11-7-72-43-8949-360-239-185
Cash from Financing Activity +108168-563-28-1,706908-1,154-1,31760-1,2102593,641
Net Cash Flow4-177366173861,276847-1,246-8882,2641,957140
Free Cash Flow-106-3441,0411331,7513671,99568-1,2613,4741,698-3,501
CFO/OP912%-161%341%42%177%43%140%24%-45%147%84%-132%

Financials of Equitas Small Finance Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2012Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-49%12%8%2%10%10%13%7%12%14%2%2%